How do get unlimited credit for bingo blitz
World of Tanks Blitz
2014.05.30 12:11 JerenVids World of Tanks Blitz
The player-run World of Tanks Blitz Community for iOS, Android, Mac, Windows, and Nintendo Switch.
2008.12.05 06:42 Credit Repair - Improve your credit, your score, and understand how to manage your credit
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2010.04.19 07:06 FreeArticle /r/StudentLoans: Reddit's hub for advice, articles, and discussion about educational loans
/StudentLoans: Reddit's hub for advice, articles, and general discussion about getting and repaying student loans.
2024.05.20 05:02 PerilousHeathen Shame
I feel kind of bad; I recently completed the monastery quest, Needle in a Haystack, and felt underwhelmed so have been reading player reviews and every one I have read is complaining about how arduous and time consuming this stage of the game is. People talk about having to live out the life of the monk, engage in menial tasks and wait for the chance to progress the story.
This wasn’t my experience. I won’t lie I have been blitzing the main storyline as I was wasting a lot of time on side quests, so I was space skipping a lot of the cutscenes and dialogues for the main story. “Tell me where I need to go and what to do, that’s my motto.”
I got to the stage of donning the habit and dropping all my gear off in the chest, but because of my low attention span I wasn’t really sure what I was doing in the abbey in the first place. Suddenly this abbot geezer is requesting I sing, so with the gentle nudging of my new best friend, a brown haired bloke, I grease the old throat pipes and get inducted into the order.
Abbot tells me I’m lucky to join and I sneer, and then new best friend offers to give me a tour. “My guy!” I’m led off on a whirlwhind escapade, and three rooms later he’s showing me the library which looks suspiciously similar to a room I stole a Necromonicon from 12 hours earlier to exorcise a spirit with.
The tour being over, my new compadre asks if I have any questions before I begin my lifetime commitment into serving the order. Now, I don’t know what combination of side quests I have completed that have given my Henry his perspicacious, Sherlock Holmesian insight but the first option available says “You’re pious aren’t you?” Great I think; a chance to compliment my new bezzie who has so kindly rolled out the red carpet for me. Let’s play into his clear spiritual devotion and cement him as my main companion.
Oh dear; it turns out in my haste to bumrush the story and lack of suitable attention to detail, I am searching for a secret agent - codename Pious - who I am looking to extort information from. One frantic conversation later, and I have bludgeoned my newfound right hand man to death amongst the latin almanacs and make haste to their secret fort.
All told, I spent about three minutes in the monastery. That’s it. One quick tour and a fistfight and my life of celibacy and chanting were over.
Seems almost sacrilegious to be honest.
submitted by PerilousHeathen to kingdomcome [link] [comments]
This wasn’t my experience. I won’t lie I have been blitzing the main storyline as I was wasting a lot of time on side quests, so I was space skipping a lot of the cutscenes and dialogues for the main story. “Tell me where I need to go and what to do, that’s my motto.”
I got to the stage of donning the habit and dropping all my gear off in the chest, but because of my low attention span I wasn’t really sure what I was doing in the abbey in the first place. Suddenly this abbot geezer is requesting I sing, so with the gentle nudging of my new best friend, a brown haired bloke, I grease the old throat pipes and get inducted into the order.
Abbot tells me I’m lucky to join and I sneer, and then new best friend offers to give me a tour. “My guy!” I’m led off on a whirlwhind escapade, and three rooms later he’s showing me the library which looks suspiciously similar to a room I stole a Necromonicon from 12 hours earlier to exorcise a spirit with.
The tour being over, my new compadre asks if I have any questions before I begin my lifetime commitment into serving the order. Now, I don’t know what combination of side quests I have completed that have given my Henry his perspicacious, Sherlock Holmesian insight but the first option available says “You’re pious aren’t you?” Great I think; a chance to compliment my new bezzie who has so kindly rolled out the red carpet for me. Let’s play into his clear spiritual devotion and cement him as my main companion.
Oh dear; it turns out in my haste to bumrush the story and lack of suitable attention to detail, I am searching for a secret agent - codename Pious - who I am looking to extort information from. One frantic conversation later, and I have bludgeoned my newfound right hand man to death amongst the latin almanacs and make haste to their secret fort.
All told, I spent about three minutes in the monastery. That’s it. One quick tour and a fistfight and my life of celibacy and chanting were over.
Seems almost sacrilegious to be honest.
2024.05.20 04:59 Character_Banana_101 Naobito vs Nanami, Megumi, and Maki.
 | I know this is a weird ass match up. But the old man is my second favorite character just behind “potential man”, and I wanted to talk about him. submitted by Character_Banana_101 to JujutsuPowerScaling [link] [comments] Naobito, the second fastest sorcerer just behind Gojo Satoru, the strongest Zen’in alive before the culling games, and in my opinion top 11 strongest fighter inside Shibuya, just behind Satoru, Sukuna, Kenjaku, Yuki, Toji, Uraume, and the disaster curses. We have some good feats in my opinion. The first one is obviously his speed, the old man was blitzing Dagon, a special grade, Nanami, a grade 1, and Shibuya Maki, who in my opinion should be semi grade 1, maybe grade 1 with playful cloud. He also has good strength feats, being the only one who passed through Dagon’s water shield. better than Nanami, who at the time should be relative to Yuji. Although I suppose you could argue that he passed through the shield because of how fast his punches were. He also has quite some good endurance feats. At the age of 71 one he only lost an arm against 70% of death swarm, was still the best fighter between Nanami and Maki, and he was still easily faster than them, he also was able to survive some days even though he received the impact of two fucking small volcanoes. And in the case that he gets cornered, he has falling blossom emotion, Ogi showed that it can also be used as a way to attack, not only for defense. So, with that, let's put an hypothetical scenario. Naobito decides that rescuing Satoru would be bad for the Zen’in, and he will take Megumi to the Zen’in clan whether he wants it or not. What can Nanami do in a 1 v 1 against a healthy Naobito?. What can Shibuya Maki do in a 1 v 1 against a healthy Naobito. What can Megumi do in a 1 v 1 against a healthy Naobito. What can Nanami, Maki with playful cloud, and Megumi do in a 3 v 1 against a healthy Naobito. If it’s still too one sided. Then let’s say Naobito betrays then after losing his arm. What can Nanami do against an injured Naobito. What can a Maki with playful cloud do against an injured Naobito. What can Megumi do against an injured Naobito. What can these three do against an injured Naobito. |
2024.05.20 04:57 Spectrobes_fan2009 I love splatoon, so much
With the splatfest being over and everything. It reminded me of why I love the game, the franchise, the community. I grew up with this game and it's brought me so much joy that it couldn't be understated enough.
I remember "learning" about the game when I was visiting my cousin--the coolest person I know-- and seeing so many colors and shapes on the screen. It was the first ever splatfest announcement, "Cat vs. Dog". I wanted to play but it was time for me to go home. I never knew the name of the game but it always stuck with me.
A few Yeats later, I was in 5th grade and I discovered the game splatoon via YouTube. I BEGGED my mom to buy the game, since I had the WiiU. And from there it grew. My love for the franchise just continued to swell and swell
Throughout all of my cornerstones of my life. I could probably tie it to whatever weapon I was gaining during the time lol. I'm a long way from 5th grade though, I'm going to be a senior in highschool next year and I'm more worried about what I'm going to do after school.
The reason why I specifically brought up this after the splatfest ended is because of the music that plays after. The day break of the splatfest. I've NEVER heard of it until today and it brought tears to my eyes.
It reminded me of all of the memories I've had of the game so far and why I loved the franchise. The franchise is so, so, SO dear to me because of all of the memories it was able to bring me. I'm never going to find another franchise that can bring me close to the joy that Splatoon can being me.
As a wanabe composer myself, the music was THE highlight of the franchise. The culture that is built around music was just pure cocaine to me. Splatoon gives me hope for what I can do in the future. Because when I always think that my creativity won't get me nowhere. I look towards Splatoon. The game that started with Tofu, is now one of the most popular IP's Nintendo has.
I may not be a kid, but I still feel the same joy as one whenever I listen in on the splatcast, wondering what awaits me next. (As long as it's not clam Blitz that is)
TLDR: I genuinely cannot express how much I love Splatoon I to a comprehensible though.
And thanks for reading my mess of a Ted talk if you read through it🦑💖🐙
submitted by Spectrobes_fan2009 to splatoon [link] [comments]
I remember "learning" about the game when I was visiting my cousin--the coolest person I know-- and seeing so many colors and shapes on the screen. It was the first ever splatfest announcement, "Cat vs. Dog". I wanted to play but it was time for me to go home. I never knew the name of the game but it always stuck with me.
A few Yeats later, I was in 5th grade and I discovered the game splatoon via YouTube. I BEGGED my mom to buy the game, since I had the WiiU. And from there it grew. My love for the franchise just continued to swell and swell
Throughout all of my cornerstones of my life. I could probably tie it to whatever weapon I was gaining during the time lol. I'm a long way from 5th grade though, I'm going to be a senior in highschool next year and I'm more worried about what I'm going to do after school.
The reason why I specifically brought up this after the splatfest ended is because of the music that plays after. The day break of the splatfest. I've NEVER heard of it until today and it brought tears to my eyes.
It reminded me of all of the memories I've had of the game so far and why I loved the franchise. The franchise is so, so, SO dear to me because of all of the memories it was able to bring me. I'm never going to find another franchise that can bring me close to the joy that Splatoon can being me.
As a wanabe composer myself, the music was THE highlight of the franchise. The culture that is built around music was just pure cocaine to me. Splatoon gives me hope for what I can do in the future. Because when I always think that my creativity won't get me nowhere. I look towards Splatoon. The game that started with Tofu, is now one of the most popular IP's Nintendo has.
I may not be a kid, but I still feel the same joy as one whenever I listen in on the splatcast, wondering what awaits me next. (As long as it's not clam Blitz that is)
TLDR: I genuinely cannot express how much I love Splatoon I to a comprehensible though.
And thanks for reading my mess of a Ted talk if you read through it🦑💖🐙
2024.05.20 04:45 Dillon-Edwards Gorka's description of Trump's plan for Ukraine is unbelievably stupid
What a childlike understanding of how negotiation works. If you really care about Ukraine then you give them what they need now and demonstrate the commitment to continue doing it in the future. What kind of idiot ("wrote The Art of the Deal"... he didn't of course) says Ukraine should go in only with the threat of more US support while they starve on the battlefield today. All while Putin sees exactly what's going on in Congress trying to get what little we've given them. They will have no leverage. By forcing them to negotiate before you've given Ukraine everything they need then you're really just supporting Russia. If we really support Ukraine then we should give them everything they ask for now so they'll be in the best condition for any negotiations. Then there's no bluff to call.
Even how it's phrased that "Trump will end the fighting" is gross. Trump just wants to end the war so he can get credit for ending the war. The goal should be for Ukraine to be victorious. What's victory? That's up to Ukraine, not the US President.
And if you think we should have a strong military and be ready for China, giving our full support by pledging funds and equipment would be the best for both the US and Ukraine.
Oh no... going back for timestamps. This guy actually said "[when Trump was president, allies] understood American leadership was back" link. lmao
Bonus meme: Anyone remember Helsinki? Yeah, that's a guy who's ready to take a strong position against Putin.
submitted by Dillon-Edwards to Destiny [link] [comments]
Even how it's phrased that "Trump will end the fighting" is gross. Trump just wants to end the war so he can get credit for ending the war. The goal should be for Ukraine to be victorious. What's victory? That's up to Ukraine, not the US President.
And if you think we should have a strong military and be ready for China, giving our full support by pledging funds and equipment would be the best for both the US and Ukraine.
- It gives us a great opportunity to replace our own aging equipment with new, possibly more modern, equipment.
- By ramping up production to replace the stuff we give Ukraine our defense production base will be more ready for any conflict that pops up with China or elsewhere.
- Ultimately any money for weapons we give them will be used to buy US weapons. So we'll be putting money in to the pockets of hard-working Americans who make those weapons and would be investing in the US economy. For any equipment we send them, see (1). And any money used to buy weapons from NATO countries will improve their own militaries, which is what Trump wants, isn't it?
- It demonstrates our resolve to act militarily. China is definitely watching how we handle Ukraine with an eye towards Taiwan. Biden's lack of decisivness is my biggest complaint about him, but Trump would be worse.
- It keeps up the US image as a world leader and an ally that can be relied upon. As we shrink from Ukraine the rest of the world is starting to have doubts that they can rely on us. Any reduction in reliance on the US reduces our leverage. This is also why the complaints about other countries NATO military funding commitments is simplistic. It's not like Trump is suggesting we'd spend less on our military if the EU spends more. That reliance is useful for the US. Trump's greatest foreign policy "achievement" is reducing influence of (and trust of) the US in the world.
Oh no... going back for timestamps. This guy actually said "[when Trump was president, allies] understood American leadership was back" link. lmao
Bonus meme: Anyone remember Helsinki? Yeah, that's a guy who's ready to take a strong position against Putin.
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1.Visit the site each day to "spin the wheel" for bonus Temu coupons 2.Get free shipping on many items across the site 3.In the app, click "earn credits and gifts" to save 4.Refer a friend via the app to earn gifts 5.New customers get a free Temu coupon bundle worth $100 via the app 6.Enable push notifications on your phone to receive instant access to new discounts and coupons via the app How to Use a Temu Coupon Code 1.Sign in or sign up on Temu 2.Add items to your shopping cart 3.Proceed to the checkout 4.Look for the "apply coupon code" field Apply your Temu coupon code there to save! Temu FAQs How do I get a discount on my first Temu order? Sign up on the Temu site and check the promos within your account, and you will be eligible for a new customer offer. You can take advantage of a signup bundle with $100+ worth of coupons.
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submitted by Digital_Escape_1385 to u/Digital_Escape_1385 [link] [comments]
Exclusive TEMU promo code: Use code “afd15610 ” for up to 30% OFF!
About Temu Temu, which stands for Team Up, Price Down, is an e-commerce company that connects consumers with millions of merchandise partners, manufacturers and brands with the mission to empower them to live their best lives. Temu is committed to offering the most affordable quality products to enable consumers and merchandise partners to fulfill their dreams in an inclusive environment. Temu was founded in Boston, Massachusetts in 2022.
Lightning Deals Temu’s Lightning Deals are limited-time flash discounts with significant discounts on select items. New offers are added daily and featured directly on the homepage. There will be discounts in several categories, including home goods, sports gear, jewelry, and gifts.
On top of these flash promotions, the Temu lightning deals can help you find 50-90% off items. Promotional banners with links to individual discount pages will be displayed throughout the site.
More Quick Temu Savings Tips Sign up in the app for bonuses, coupons, and offers. Subscribe to Temu's email newsletter for bonus coupons and deals:
1.Visit the site each day to "spin the wheel" for bonus Temu coupons 2.Get free shipping on many items across the site 3.In the app, click "earn credits and gifts" to save 4.Refer a friend via the app to earn gifts 5.New customers get a free Temu coupon bundle worth $100 via the app 6.Enable push notifications on your phone to receive instant access to new discounts and coupons via the app How to Use a Temu Coupon Code 1.Sign in or sign up on Temu 2.Add items to your shopping cart 3.Proceed to the checkout 4.Look for the "apply coupon code" field Apply your Temu coupon code there to save! Temu FAQs How do I get a discount on my first Temu order? Sign up on the Temu site and check the promos within your account, and you will be eligible for a new customer offer. You can take advantage of a signup bundle with $100+ worth of coupons.
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2024.05.20 04:41 CryptoOdin99 How to deal with this…
A partner (not majority owner) in a project took out a line of credit against the LLC and did not tell anyone or have any approval for it.
He absolutely has violated our operating agreement.
From a monetary perspective this LLC is not providing much of an impact for myself and my family. To be honest it is basically not worth our time due to this partners complete mismanagement.
However he has put all his eggs in this basket and I know he will fight to keep this going. I could literally rebrand this product by tomorrow morning and do better than this.
What advice do all of you have or how to get out of this but in a way that may salvage at least a little bit of good spirits/attitude/well wishes kind of thing for this partner?
If he went scorched earth it could potentially impact my reputation until I have to explain the truth… but I am not that kind of person and I really don’t want to have to go down that road. But will if I have to.
submitted by CryptoOdin99 to smallbusiness [link] [comments]
He absolutely has violated our operating agreement.
From a monetary perspective this LLC is not providing much of an impact for myself and my family. To be honest it is basically not worth our time due to this partners complete mismanagement.
However he has put all his eggs in this basket and I know he will fight to keep this going. I could literally rebrand this product by tomorrow morning and do better than this.
What advice do all of you have or how to get out of this but in a way that may salvage at least a little bit of good spirits/attitude/well wishes kind of thing for this partner?
If he went scorched earth it could potentially impact my reputation until I have to explain the truth… but I am not that kind of person and I really don’t want to have to go down that road. But will if I have to.
2024.05.20 04:38 i_nihil_i Really Weird Internet Issue
Hey guys. I can't seem to find anything on this. I got an M2 Air about a month ago and never had problems with it until moving and getting T-Mobile's 5G internet (It's literally the only thing out here that provided decent speed). I do have to give T-Mobile credit: their home internet is fantastic where we are now. We can see a tower and I am getting 300 down and 90 up on my S24 somehow.
That isn't the case with my shiny new expensive trial of what Apple has to offer. My speed tests on google and ookla average at like 5mbps down and I don't even know if it has ever given me an upload speed. I can't even watch a video in 480p. Reddit took forever to even load.
I haven't really messed with anything too much yet. I cycled both the MacBook and the router, deleted my history(idk how that would help), renewed the DHCP lease, and messed with the WPA options and nothing has seemed to help. If I run a speed test right after connecting to the network, I'll get about 100 down, but that only lasts for one test. And no, I've never had any problems with all of the other networks I've connected to. Even my hotspot gets me like 200 somehow lol.
Any ideas would be great. I'm suffering :)
submitted by i_nihil_i to macbookair [link] [comments]
That isn't the case with my shiny new expensive trial of what Apple has to offer. My speed tests on google and ookla average at like 5mbps down and I don't even know if it has ever given me an upload speed. I can't even watch a video in 480p. Reddit took forever to even load.
I haven't really messed with anything too much yet. I cycled both the MacBook and the router, deleted my history(idk how that would help), renewed the DHCP lease, and messed with the WPA options and nothing has seemed to help. If I run a speed test right after connecting to the network, I'll get about 100 down, but that only lasts for one test. And no, I've never had any problems with all of the other networks I've connected to. Even my hotspot gets me like 200 somehow lol.
Any ideas would be great. I'm suffering :)
2024.05.20 04:33 i_nihil_i Really Weird Internet Problem
Hey guys. I can't seem to find anything on this. I got an M2 Air about a month ago and never had problems with it until moving and getting T-Mobile's 5G internet (It's literally the only thing out here that provided decent speed). I do have to give T-Mobile credit: their home internet is fantastic where we are now. We can see a tower and I am getting 300 down and 90 up on my S24 somehow.
That isn't the case with my shiny new expensive trial of what Apple has to offer. My speed tests on google and ookla average at like 5mbps down and I don't even know if it has ever given me an upload speed. I can't even watch a video in 480p. Reddit took forever to even load.
I haven't really messed with anything too much yet. I cycled both the MacBook and the router, deleted my history(idk how that would help), renewed the DHCP lease, and messed with the WPA options and nothing has seemed to help. If I run a speed test right after connecting to the network, I'll get about 100 down, but that only lasts for one test. And no, I've never had any problems with all of the other networks I've connected to. Even my hotspot gets me like 200 somehow lol.
Any ideas would be great. I'm suffering :)
submitted by i_nihil_i to applehelp [link] [comments]
That isn't the case with my shiny new expensive trial of what Apple has to offer. My speed tests on google and ookla average at like 5mbps down and I don't even know if it has ever given me an upload speed. I can't even watch a video in 480p. Reddit took forever to even load.
I haven't really messed with anything too much yet. I cycled both the MacBook and the router, deleted my history(idk how that would help), renewed the DHCP lease, and messed with the WPA options and nothing has seemed to help. If I run a speed test right after connecting to the network, I'll get about 100 down, but that only lasts for one test. And no, I've never had any problems with all of the other networks I've connected to. Even my hotspot gets me like 200 somehow lol.
Any ideas would be great. I'm suffering :)
2024.05.20 04:28 JasonKaz1898 Is it worth it to refinance?
Hi All,
I bought a 2022 Kia Forte in Spetember of 2022 at ~12%. My monthly payment is $535 on a 5 year loan. At time of purchase, my credit wasn't the best as I had no open credit cards. Since then, I have opened 2 credit cards and according to my reports, my score has gone up 90+ points. Would it be worthwhile for me to refinance to try and get a lower monthly payment? If so, should I go through my original dealer, my credit union, or the bank the loan is through? How can I start the process of doing this? Thank you in advance! I live in Michigan if that helps.
submitted by JasonKaz1898 to askcarsales [link] [comments]
I bought a 2022 Kia Forte in Spetember of 2022 at ~12%. My monthly payment is $535 on a 5 year loan. At time of purchase, my credit wasn't the best as I had no open credit cards. Since then, I have opened 2 credit cards and according to my reports, my score has gone up 90+ points. Would it be worthwhile for me to refinance to try and get a lower monthly payment? If so, should I go through my original dealer, my credit union, or the bank the loan is through? How can I start the process of doing this? Thank you in advance! I live in Michigan if that helps.
2024.05.20 04:27 Regular-Chocolate-37 Have I Been Exploited for My Labor?
Hi all, this is sort of a cross post, and I am not sure I chose the right flair so forgive me and let me know if not so I can fix it! It’s quite an add situation, which is why I was not sure which flair to choose…
Against what I now know as better judgement, I accepted a pretty odd job with who is my current roommate/landlord, which is how I ended up moving here.
The original terms were that rent and food would be covered in exchange for basically being their personal assistant, while also leaving me time to pick up part time work so I had cash inflow.
Took a little longer than I liked, but I found outside part time work toward the end of February, and by the end of March I was told we didn't have time for me to be able to have another job, and was forced to quit my other job on the spot (for fear of losing my housing).
Once again, I'm cooking and cleaning for this person, as well as helping them with anything they needed for their fairly successful online business, including shipping, customer service, and odd jobs similar to research and data entry relating to the industry (sorry to be vague here, but in the off chance they see this, I would really like to do my best to protect my identity because it is a fairly small and close knit industry).
I was told I can't be actually paid, but as an amendment to our agreement, they said they could let me use their credit card for whatever I needed (which honestly ended up not being super true in the end).
I am essentially in a position where I have to ask someone else to do ANYTHING at all at this point, and I asked to take an entire day off (which would be literally my first day off since I got here in January) to spend it with someone I met here, since given the conditions the last month and a half have been a lot, and incredibly suffocating.
They said yes, then about 8pm on the day I was told I was allowed to be off, they texted me and informed me they didn't believe our arrangement was working for them and they have packed my things and will leave them outside and have changed the locks.
I asked if this would include the things that were purchased for me in lieu of actual payment, and was told they would "reimburse" me for the things instead. I told them simply I am not able to come at the moment, because I am not able to get back there.
I have only been paid monetarily sporadically or have had tips they collected in my name from their customers dispersed only at their discretion, and every time I have tried to leave the house for even a few hours before this there have been issues.
As far as I am seeing it, though, I was fired/locked out on a day I received approval to be off from work, for not being at work (we work from the house). I have plans to speak with local legal aid first thing in the morning, but have been trying to do research independently and am becoming increasingly more confused.
Which laws has this person broken? I’ve been researching this tirelessly since I received the message and just need some advice/guidance about what I need to have and know to be prepared to deal with this situation legally.
I feel like the internet is leading me in 17 different directions here.
Any help appreciated!
submitted by Regular-Chocolate-37 to AskALawyer [link] [comments]
Against what I now know as better judgement, I accepted a pretty odd job with who is my current roommate/landlord, which is how I ended up moving here.
The original terms were that rent and food would be covered in exchange for basically being their personal assistant, while also leaving me time to pick up part time work so I had cash inflow.
Took a little longer than I liked, but I found outside part time work toward the end of February, and by the end of March I was told we didn't have time for me to be able to have another job, and was forced to quit my other job on the spot (for fear of losing my housing).
Once again, I'm cooking and cleaning for this person, as well as helping them with anything they needed for their fairly successful online business, including shipping, customer service, and odd jobs similar to research and data entry relating to the industry (sorry to be vague here, but in the off chance they see this, I would really like to do my best to protect my identity because it is a fairly small and close knit industry).
I was told I can't be actually paid, but as an amendment to our agreement, they said they could let me use their credit card for whatever I needed (which honestly ended up not being super true in the end).
I am essentially in a position where I have to ask someone else to do ANYTHING at all at this point, and I asked to take an entire day off (which would be literally my first day off since I got here in January) to spend it with someone I met here, since given the conditions the last month and a half have been a lot, and incredibly suffocating.
They said yes, then about 8pm on the day I was told I was allowed to be off, they texted me and informed me they didn't believe our arrangement was working for them and they have packed my things and will leave them outside and have changed the locks.
I asked if this would include the things that were purchased for me in lieu of actual payment, and was told they would "reimburse" me for the things instead. I told them simply I am not able to come at the moment, because I am not able to get back there.
I have only been paid monetarily sporadically or have had tips they collected in my name from their customers dispersed only at their discretion, and every time I have tried to leave the house for even a few hours before this there have been issues.
As far as I am seeing it, though, I was fired/locked out on a day I received approval to be off from work, for not being at work (we work from the house). I have plans to speak with local legal aid first thing in the morning, but have been trying to do research independently and am becoming increasingly more confused.
Which laws has this person broken? I’ve been researching this tirelessly since I received the message and just need some advice/guidance about what I need to have and know to be prepared to deal with this situation legally.
I feel like the internet is leading me in 17 different directions here.
Any help appreciated!
2024.05.20 04:24 DueReporter6824 I'm currently a Rising Sophomore/Junior in a weird predicament, looking for advice moving forward.
At the very beginning of my Freshman year, my mother and grandpa passed away. [sorry for the dramatic cold open!] I was struggling a lot that first semester, and while I was getting through the classes, I wasn't doing great at them. Not as great as I know I could.
By second semester, I ended up transferring into online classes, where I basically gave up, and dropped all of them. After that, I applied to a tiny private College-Prep liberal arts school and that's where I'm at now. It's nice, they lean heavily into having everyone do focused college-like Humanities classes and Arts. The summer before I started attending, my father also passed away. I hadn't been living with him, my parents were divorced and he wasn't in a position to take me in, but that still sucked.
Now obviously, having an entire semester of Fs on my transcript is problematic. Another issue is the fact that the school I currently go to doesn't actually do GPAs. All our grades are basically written as narrative evaluations, and since very few schools do that, it's hard to find resources outside of the web of my own school. If a College were to request a GPA, our school would be able to provide one, but that's basically a matter of the Principal reading through my evaluations, and determining roughly what they would be roughly equivalent to if I was at the nearby public school.
All of my evaluations have been absolutely solid, I'm fairly certain I would have straight As. In addition, while attending I did take a virtual French II class over the summer, Japanese 101 and Biology 101 at nearby Colleges; I have an A in all of them. I'm sure if I requested a GPA for my regular classes, I would have mostly As. I have taken Calculus I [AB], but I'm awaiting my AP score. Calculus AB/BC are the only AP classes my school offers. For what it's worth, I got a 1350 on my PSAT 11.
My goal is to go into Math. I plan to take Calculus II/BC and Engineering next year, and also Linear Algebra in the fall off-campus [which I will likely be eligible for, just need my AP score]. When it comes to colleges, I really don't know what is reasonable for me to even shoot for.
I'm in a weird nebulous position where I was supposed to graduate next year, but failed so I'm behind a year, but also have enough credits to graduate next year anyways as a Junior, if I wanted to. I've thought about it, but I don't know if that's what I should do.
I have had conversations with my principal, and I think they recommend I take the extra year simply to offset the Fs from those online classes from before I transferred. My principal jokes that now is pretty much the only time in my life where it will be beneficial to be an orphan, and I think that's probably kinda true. I had to pick myself up and take initiative for a lot of the things I'm doing, and I have constantly excelled since moving schools. I have been living semi-independently, juggling between houses [I haven't lived with my legal guardians in ~2 years, but they're still present]
When my principal was in High School, he attended Telluride for the summer, and now has the opportunity to 'nominate' students for it, and he plans to do so for me in the Fall. I'm thinking of doing that, it sounds great.
This Spring I applied for PROMYS, and although I think I did well on the application, I unfortunately, got rejected. Of course, I knew that was a reach program so I didn't expect much, but now my summer's free! There's always next time.
I also thought about simply applying to a few absurd reach schools in my Junior year (Hail Mary), since technically I could be eligible, and if I end up getting rejected from them, then I would still be fine. I could just go ahead and do my Senior year, after having gained experience with the College admissions process.
I'm also somewhat aware of QuestBridge, and that could be a good option if I went that route this Fall; if I'm eligible for the match, apply for what looks good, and if I match, then free money! If not, then try again next year with a stronger background. From my understanding, finalists for that tend to be high-achieving students from low-income backgrounds. I'm certain I fall under that umbrella. Only one of my parents graduated High School and went to College, however, given that my mom's culinary degree probably hasn't impacted my life much in about 3 years, I've been told there may be room to argue I'm a "first gen" -- No idea if that's true.
All of this is to say, I don't really know what I should do. I hope I described my situation well enough for you to get a gist of my predicament, if anyone has advice, I would appreciate it. Although I feel like I'm in a very unique situation, I'm sure there's someone else who's been in a similarly-shaped boat on here.
In the meantime, I need some rest. I have to move out soon, I'll be taking French again online this summer, and I'll be starting two independent studies in Game Design and Novel Writing; I would like to get a job with my city's public library soon, because I've been an intern for my school's library this year and that seems like a nice transition. Probably try and take the SAT in August... also need to learn how to drive.... well, I have a busy summer.
submitted by DueReporter6824 to ApplyingToCollege [link] [comments]
By second semester, I ended up transferring into online classes, where I basically gave up, and dropped all of them. After that, I applied to a tiny private College-Prep liberal arts school and that's where I'm at now. It's nice, they lean heavily into having everyone do focused college-like Humanities classes and Arts. The summer before I started attending, my father also passed away. I hadn't been living with him, my parents were divorced and he wasn't in a position to take me in, but that still sucked.
Now obviously, having an entire semester of Fs on my transcript is problematic. Another issue is the fact that the school I currently go to doesn't actually do GPAs. All our grades are basically written as narrative evaluations, and since very few schools do that, it's hard to find resources outside of the web of my own school. If a College were to request a GPA, our school would be able to provide one, but that's basically a matter of the Principal reading through my evaluations, and determining roughly what they would be roughly equivalent to if I was at the nearby public school.
All of my evaluations have been absolutely solid, I'm fairly certain I would have straight As. In addition, while attending I did take a virtual French II class over the summer, Japanese 101 and Biology 101 at nearby Colleges; I have an A in all of them. I'm sure if I requested a GPA for my regular classes, I would have mostly As. I have taken Calculus I [AB], but I'm awaiting my AP score. Calculus AB/BC are the only AP classes my school offers. For what it's worth, I got a 1350 on my PSAT 11.
My goal is to go into Math. I plan to take Calculus II/BC and Engineering next year, and also Linear Algebra in the fall off-campus [which I will likely be eligible for, just need my AP score]. When it comes to colleges, I really don't know what is reasonable for me to even shoot for.
I'm in a weird nebulous position where I was supposed to graduate next year, but failed so I'm behind a year, but also have enough credits to graduate next year anyways as a Junior, if I wanted to. I've thought about it, but I don't know if that's what I should do.
I have had conversations with my principal, and I think they recommend I take the extra year simply to offset the Fs from those online classes from before I transferred. My principal jokes that now is pretty much the only time in my life where it will be beneficial to be an orphan, and I think that's probably kinda true. I had to pick myself up and take initiative for a lot of the things I'm doing, and I have constantly excelled since moving schools. I have been living semi-independently, juggling between houses [I haven't lived with my legal guardians in ~2 years, but they're still present]
When my principal was in High School, he attended Telluride for the summer, and now has the opportunity to 'nominate' students for it, and he plans to do so for me in the Fall. I'm thinking of doing that, it sounds great.
This Spring I applied for PROMYS, and although I think I did well on the application, I unfortunately, got rejected. Of course, I knew that was a reach program so I didn't expect much, but now my summer's free! There's always next time.
I also thought about simply applying to a few absurd reach schools in my Junior year (Hail Mary), since technically I could be eligible, and if I end up getting rejected from them, then I would still be fine. I could just go ahead and do my Senior year, after having gained experience with the College admissions process.
I'm also somewhat aware of QuestBridge, and that could be a good option if I went that route this Fall; if I'm eligible for the match, apply for what looks good, and if I match, then free money! If not, then try again next year with a stronger background. From my understanding, finalists for that tend to be high-achieving students from low-income backgrounds. I'm certain I fall under that umbrella. Only one of my parents graduated High School and went to College, however, given that my mom's culinary degree probably hasn't impacted my life much in about 3 years, I've been told there may be room to argue I'm a "first gen" -- No idea if that's true.
All of this is to say, I don't really know what I should do. I hope I described my situation well enough for you to get a gist of my predicament, if anyone has advice, I would appreciate it. Although I feel like I'm in a very unique situation, I'm sure there's someone else who's been in a similarly-shaped boat on here.
In the meantime, I need some rest. I have to move out soon, I'll be taking French again online this summer, and I'll be starting two independent studies in Game Design and Novel Writing; I would like to get a job with my city's public library soon, because I've been an intern for my school's library this year and that seems like a nice transition. Probably try and take the SAT in August... also need to learn how to drive.... well, I have a busy summer.
2024.05.20 04:22 Odd_Faithlessness_15 Feline Mastitis
 | Does anyone know of a resource that will help for emergency surgery for my cat. I’ve exhausted all my local resources and have not been able to get help. She has mastitis very bad. If I could post the pictures here I would. It’s HORRIBLE! She literally has skin just hanging off I don’t know what to do. No matter the choice they’re asking for an amount that I don’t have. I receive disability assistance and on a monthly budget. No matter how much I love her and I want to help her I don’t have the money. I’ve applied for “scratch pay” and care credit as well and have been denied. My mom actually applied for my but only got approved for $800 which the vet they would. It be enough. And told me even if they were to take the $800 the remaining $6,200 would need to be paid at the time I pick her up. Can anyone help me. Does anyone know of any associations that might be able to help us out? Please?! submitted by Odd_Faithlessness_15 to PetAdvice [link] [comments] |
2024.05.20 04:07 shamalonight Credit score dropped to zero.
I had no credit other than a $85,000 student loan. I paid that loan off. Four months later I get a letter in the mail stating that my credit score has dropped from 750 to zero. How is that possible? I thought a paid off student loan stayed on one’s credit for ten years. How do I obtain credit with a score of zero?
submitted by shamalonight to CreditScore [link] [comments]
2024.05.20 04:06 Practical-Lunch-8419 How do you recover from poor relationships?
I (31f) met my ex (27M) 3 years ago on bumble and at the time I was renting with roommates. I was making 110k a year and saving for my first home. I was hot, single, flirty and rich af. I didn’t expect to fall in love with my ex because he wasn’t my type and I hadn’t been in love with anyone since 2015. I wish I could say the relationship was wonderful but if I’m honest he lacked intention for a future, lied and cheated. We broke up twice and the last time things ended is when I realized his intentions with me. During a serious conversation about us, I asked him “what are we” and his response “You are the person I can call when I want to do something”, romantically he said his affections never meant anything. When we got back together he started making up for old times by doing all the things he didn’t do before. One of those things included introducing me to people that are important to him. So he introduced me to the girl he was hooking up with as, “just a friend”. He claimed this girl was just his dog sitter yet was getting the key to his apartment. When he did that I hit him and of course yelled that he was a pu$$y. For anyone reading this, he did this and still expected that I step in front of his mother as his girlfriend. He caused a lot of confusion and I never knew what I meant to him until the end. He did a lot of nasty things and I allowed a lot of those behaviors for nearly a year because I was crazy about him. I had this image of us and our relationship in the beginning and held on to it for a long time. Everything he’s done in the past was a shock and has caused a lot of trauma for me to this day. I still compare myself to those girls. I still remember everything.
I feel like he should be in my shoes. I am currently starting over in life. I am making new friends, own a shit car and 100k+ in debt with bad credit as a result of depression, anxiety and poor decisions. My relationship with family is null bc they are all alcoholics. There are men that I can see falling for me but my heart isn’t open and I’m still not ready.
How does anyone recover and find themselves again?
submitted by Practical-Lunch-8419 to AskWomenOver30 [link] [comments]
I feel like he should be in my shoes. I am currently starting over in life. I am making new friends, own a shit car and 100k+ in debt with bad credit as a result of depression, anxiety and poor decisions. My relationship with family is null bc they are all alcoholics. There are men that I can see falling for me but my heart isn’t open and I’m still not ready.
How does anyone recover and find themselves again?
2024.05.20 04:05 CatOverlord4986 Bluey and Kingdom Hearts 4 ideas??
My brother told my family and I about this post and we lost it. We got a ton of ideas for a Bluey (minigame) stage and it needs to get out there. Now, I have no clue how much has been said about this already and I haven't found all that much here, so I'm hoping we're not saying things that were already thought up and said.
Straight up combat seemed a little off for such a wholesome show, so we thought the family's abilities would be different, so here they are. Bluey would have her xylophone and freeze enemies, stunning them. Bingo would have Chattermax, which she could set down and have run around and have fight for her. She could also have the asparagus and turn enemies into animals. Bandit could have a badminton, but I'm not sure what he would do with it but smack things with it or hit high up targets, buttons, and stuff like that. A keepy uppy bomb could also be somewhere in there, maybe a team attack where they hit it up a couple times before someone either misses or slams it down so it pops and explodes.
These are all we could think of at the moment, but I thought they were good enough to share. If we don't get something Bluey at some point, I might cry more than I did watching Sleepytime.
submitted by CatOverlord4986 to KingdomHearts [link] [comments]
Straight up combat seemed a little off for such a wholesome show, so we thought the family's abilities would be different, so here they are. Bluey would have her xylophone and freeze enemies, stunning them. Bingo would have Chattermax, which she could set down and have run around and have fight for her. She could also have the asparagus and turn enemies into animals. Bandit could have a badminton, but I'm not sure what he would do with it but smack things with it or hit high up targets, buttons, and stuff like that. A keepy uppy bomb could also be somewhere in there, maybe a team attack where they hit it up a couple times before someone either misses or slams it down so it pops and explodes.
These are all we could think of at the moment, but I thought they were good enough to share. If we don't get something Bluey at some point, I might cry more than I did watching Sleepytime.
2024.05.20 03:55 LaxMaster37 I spammed 3 applications last night, how long should I wait?
Background: 23, I make shit money but my parents make good money. I am a “student,” and have been supporting myself for the last year.
I have no credit history according to credit checking tools (despite being an AU on my mom’s BOFA CC for like a decade. Don’t know what’s up with that. That's not the issue at hand tho.)
Well I’m looking to take out my own CC to build credit. And I’m pretty limited having no credit history. I only qualified for the secured Discover Card on the pre-approval even after modifying the info I entered. I’m looking to avoid secured cards.
After including my parents income on C1 pre-approval tool I was able to finally get the approval tool to qualify me for the Student SavorOne and Student QuickSilver (Today). I would love to be accepted for the SavorOne. I like how the card actually has great bonuses for a beginner card, and I can keep it long term to grow my credit age since it has 0 AF.
My Mistakes: My dumb ass learned yesterday what a hard pull was and what applying for a CC entails. I applied and promptly got denied three times last night. I effectively thought applying without accepting an offer was like doing the pre-approval tools.
The dumbest part was getting denied by Citi Custom Cash twice five minutes apart, because I thought including my parent’s income in my gross income would change the result. The third card I got rejected from 30 minutes later was the Discover Cash Back.
My Predicament: So obviously spamming hard pulls in such a short period of time was dumb as hell (and not attempting a pre-approval first). But I don’t want my mistakes to compromise my acceptance for the Student SavorOne.
My Question: How long would you wait before applying to the Student SavorOne? According to my understanding, the pre-approval SP today should have taken into consideration the 3 HP’s I did last night in its eligibility decision. But a pre-approval decision doesn’t guarantee that I’ll actually get accepted, especially because it took some adjusting of the pre-approval info to even qualify for the SavorOne, as well as some suspect behavior occurring so recently with zero other credit history.
Obviously waiting 6 months would be safe as hell to space out the previous HPs from my new application. But I would like to finally get started with a credit card already. But I also don’t want to put yet another failed HP on my record.
submitted by LaxMaster37 to CRedit [link] [comments]
I have no credit history according to credit checking tools (despite being an AU on my mom’s BOFA CC for like a decade. Don’t know what’s up with that. That's not the issue at hand tho.)
Well I’m looking to take out my own CC to build credit. And I’m pretty limited having no credit history. I only qualified for the secured Discover Card on the pre-approval even after modifying the info I entered. I’m looking to avoid secured cards.
After including my parents income on C1 pre-approval tool I was able to finally get the approval tool to qualify me for the Student SavorOne and Student QuickSilver (Today). I would love to be accepted for the SavorOne. I like how the card actually has great bonuses for a beginner card, and I can keep it long term to grow my credit age since it has 0 AF.
My Mistakes: My dumb ass learned yesterday what a hard pull was and what applying for a CC entails. I applied and promptly got denied three times last night. I effectively thought applying without accepting an offer was like doing the pre-approval tools.
The dumbest part was getting denied by Citi Custom Cash twice five minutes apart, because I thought including my parent’s income in my gross income would change the result. The third card I got rejected from 30 minutes later was the Discover Cash Back.
My Predicament: So obviously spamming hard pulls in such a short period of time was dumb as hell (and not attempting a pre-approval first). But I don’t want my mistakes to compromise my acceptance for the Student SavorOne.
My Question: How long would you wait before applying to the Student SavorOne? According to my understanding, the pre-approval SP today should have taken into consideration the 3 HP’s I did last night in its eligibility decision. But a pre-approval decision doesn’t guarantee that I’ll actually get accepted, especially because it took some adjusting of the pre-approval info to even qualify for the SavorOne, as well as some suspect behavior occurring so recently with zero other credit history.
Obviously waiting 6 months would be safe as hell to space out the previous HPs from my new application. But I would like to finally get started with a credit card already. But I also don’t want to put yet another failed HP on my record.
2024.05.20 03:48 snailbot-jq Insecurity over potential new meta who ‘seems to have everything’. How to get over it?
(Using pseudonyms of course). Currently in a relationship with my partner, Kate, who also has a meta, Molly, who I’ve known for years. Both Molly and I are similar in many ways— we both hold down full time jobs, are relatively introverted, and share domestic responsibilities with our partner.
Kate also has a number of other comet-type relationships, but those relationships did not develop further for a bunch of reasons, e.g. one of them has a primary partner he invests a lot of time to, another one is uncomfortable about emotional intimacy, another one is both uncomfortable about intimacy and constantly wanders around the world, etc.
Recently, Kate met Ella, they are not currently partners but it is a budding possibility. Ella is a trust fund kid, living in a huge estate, with her lgbt-supportive parents (which is extremely rare where we live), and she has essentially unlimited time and money. She does not work nor study, and is trying to make indie films. In practice, she is constantly throwing big parties that Kate is invited to (I should mention that hosting parties is also something few people in this country do, for the lack of space and parental permission), she shows up to nearly every social that Kate throws, and she is constantly asking Kate for dates. I should mention Kate is uncomfortable with how strong and fast Ella is coming on, so Kate has been turning down the majority of the offers to see Ella 1-on-1.
Upon reflection, I think my insecurities stem from how different I am from her. I am low-contact with my unsupportive parents. I hold down a full time job and pay rent, but the cost of things + the entry level job means I recall the time my partner bought me some gas station snack to tide me over until payday. The NRE has worn off between myself and Kate, and we sometimes discuss the ‘boring’ things like how to fix up the apartment and how to reduce the utilities bill and things like that. Meanwhile, Ella seems to be carefree and tenacious in the kind of way that people with unlimited resources and no responsibilities are. It doesn’t help that I used to be almost like her when I was a student (I had rich parents I was closeted to, back then) and I had met Kate then.
Frankly speaking, I think I have simply been having poly on ‘easy mode’, but now I’m confronted with this possibility and I’m wondering how to get pass my own fears that this new ‘perfect’ person will tempt away the majority of my partner’s time and emotional investment. Any advice?
submitted by snailbot-jq to polyamory [link] [comments]
Kate also has a number of other comet-type relationships, but those relationships did not develop further for a bunch of reasons, e.g. one of them has a primary partner he invests a lot of time to, another one is uncomfortable about emotional intimacy, another one is both uncomfortable about intimacy and constantly wanders around the world, etc.
Recently, Kate met Ella, they are not currently partners but it is a budding possibility. Ella is a trust fund kid, living in a huge estate, with her lgbt-supportive parents (which is extremely rare where we live), and she has essentially unlimited time and money. She does not work nor study, and is trying to make indie films. In practice, she is constantly throwing big parties that Kate is invited to (I should mention that hosting parties is also something few people in this country do, for the lack of space and parental permission), she shows up to nearly every social that Kate throws, and she is constantly asking Kate for dates. I should mention Kate is uncomfortable with how strong and fast Ella is coming on, so Kate has been turning down the majority of the offers to see Ella 1-on-1.
Upon reflection, I think my insecurities stem from how different I am from her. I am low-contact with my unsupportive parents. I hold down a full time job and pay rent, but the cost of things + the entry level job means I recall the time my partner bought me some gas station snack to tide me over until payday. The NRE has worn off between myself and Kate, and we sometimes discuss the ‘boring’ things like how to fix up the apartment and how to reduce the utilities bill and things like that. Meanwhile, Ella seems to be carefree and tenacious in the kind of way that people with unlimited resources and no responsibilities are. It doesn’t help that I used to be almost like her when I was a student (I had rich parents I was closeted to, back then) and I had met Kate then.
Frankly speaking, I think I have simply been having poly on ‘easy mode’, but now I’m confronted with this possibility and I’m wondering how to get pass my own fears that this new ‘perfect’ person will tempt away the majority of my partner’s time and emotional investment. Any advice?
2024.05.20 03:33 WolfTravisDrakeLamar Need help evaluating current financial status and advice on what can be done better.
Background (TLDR below):
I live in Noida, in a rented apartment, with my parents and my dog. We don't own any property (sold in 2021 due to dad's business issues). We own a car (~10L value, bought 7 years ago) and that's about it.
After a long bout with bad decisions and finishing off credit card debts, here's the current income split - Salary - 1.33L pm Amount to home/parents - 75k pm I keep ~58k pm I pay off credit cards (EMIs, previous months charges and a shared Amazon card for a lot of home expenses, internet & telephone bills, gym membership, life insurance policy) from 58k and am left with around 30-35k.
My fixed expenses are going out with friends once or twice a week, a lot of late night Swiggy/ Zomato orders (trynig to cut back) and some money (~3-4k) I spend on a little side business I'm trying to start. And I am always left with little to no money at the end of the month.
In terms of current saving - I have ~2.7L in mutual funds. Mom has her own saving but I don't ask her the numbers. With year end bonuses - I will have ~7.3L in mutual funds/stocks by end of next month. This is all the savings I have since I started working around 4 years ago.
TLDR: 27m, 4YOE Monthly Income - 1.3L pm Fixed amount to Home/Parents - 75k pm Current Stocks/Mutual Funds - 7.3L Current EPF - ~4L Self/Family owned assets - 1 car (7-8 years old)
And going forward,
I plan on getting an apartment and live alone, away from home for a while, for mental health which will bring increased costs of ~50k pm.
Parents want me to purchase a home/property but I sometimes feel it would be a bad decision as I don't want to get locked into a 20-30 year commitment, but then also think about the peace of mind it might bring to live in an apartment you own. A good apartment I would want to purchase for the long term would cost (1.5-2cr)
Really wanted to buy an additional car this year, but don't think I can afford it, but we will soon have to buy one as you can't drive diesel cars older than 10 years in Delhi and the current one has around 2 years left.
I am also due for an appraisal in June/July so income will be increasing by at least 20%. I have not been regular with savings, but plan on being more strict and save 20% of my salary before making any expenses (self or home).
Can anyone evaluate how I am doing so far? And how I should proceed going forward?
Thanks!
submitted by WolfTravisDrakeLamar to personalfinanceindia [link] [comments]
I live in Noida, in a rented apartment, with my parents and my dog. We don't own any property (sold in 2021 due to dad's business issues). We own a car (~10L value, bought 7 years ago) and that's about it.
After a long bout with bad decisions and finishing off credit card debts, here's the current income split - Salary - 1.33L pm Amount to home/parents - 75k pm I keep ~58k pm I pay off credit cards (EMIs, previous months charges and a shared Amazon card for a lot of home expenses, internet & telephone bills, gym membership, life insurance policy) from 58k and am left with around 30-35k.
My fixed expenses are going out with friends once or twice a week, a lot of late night Swiggy/ Zomato orders (trynig to cut back) and some money (~3-4k) I spend on a little side business I'm trying to start. And I am always left with little to no money at the end of the month.
In terms of current saving - I have ~2.7L in mutual funds. Mom has her own saving but I don't ask her the numbers. With year end bonuses - I will have ~7.3L in mutual funds/stocks by end of next month. This is all the savings I have since I started working around 4 years ago.
TLDR: 27m, 4YOE Monthly Income - 1.3L pm Fixed amount to Home/Parents - 75k pm Current Stocks/Mutual Funds - 7.3L Current EPF - ~4L Self/Family owned assets - 1 car (7-8 years old)
And going forward,
I plan on getting an apartment and live alone, away from home for a while, for mental health which will bring increased costs of ~50k pm.
Parents want me to purchase a home/property but I sometimes feel it would be a bad decision as I don't want to get locked into a 20-30 year commitment, but then also think about the peace of mind it might bring to live in an apartment you own. A good apartment I would want to purchase for the long term would cost (1.5-2cr)
Really wanted to buy an additional car this year, but don't think I can afford it, but we will soon have to buy one as you can't drive diesel cars older than 10 years in Delhi and the current one has around 2 years left.
I am also due for an appraisal in June/July so income will be increasing by at least 20%. I have not been regular with savings, but plan on being more strict and save 20% of my salary before making any expenses (self or home).
Can anyone evaluate how I am doing so far? And how I should proceed going forward?
Thanks!
2024.05.20 03:31 notApotatobutAspuddy How does FD promo works?
Hi. Forgive me for the dumb question. I would like to double check if I got the idea on how FD promo works:
Suppose I have an account to both Bank A and B.
Bank A standard FD 2.6% and Promo 3.6% (Same month for easier understanding).
For Standard FD 2.6%, I do it within Bank A.
So, to get the Promo 3.6%, I would need to login to Bank A, select the option for a different Bank B etc..
Does that mean I am essentially taking money from Bank B AND TRANSFER to Bank A for the Promo option? And when it matures I can do it again but for money in Bank A to B, with whatever Bank B promo % is? That would mean I'm just transferring between 2 banks.
And while I'm at it, are there any risk involving it? Are there any other better options? Like I heard people do that with credit card or something. I also heard some people put only some small amount to test the waters. How little do you put as a "test" for any future ventures?
submitted by notApotatobutAspuddy to MalaysianPF [link] [comments]
Suppose I have an account to both Bank A and B.
Bank A standard FD 2.6% and Promo 3.6% (Same month for easier understanding).
For Standard FD 2.6%, I do it within Bank A.
So, to get the Promo 3.6%, I would need to login to Bank A, select the option for a different Bank B etc..
Does that mean I am essentially taking money from Bank B AND TRANSFER to Bank A for the Promo option? And when it matures I can do it again but for money in Bank A to B, with whatever Bank B promo % is? That would mean I'm just transferring between 2 banks.
And while I'm at it, are there any risk involving it? Are there any other better options? Like I heard people do that with credit card or something. I also heard some people put only some small amount to test the waters. How little do you put as a "test" for any future ventures?
2024.05.20 03:20 Jason_with_a_jay What a trip! Photo dump and some thoughts for other travelers
 | What a great time in Manual Antonio. My Airbnb was basically on the border of the park. Probably less than 50 meters to the park entrance. Every day I hung out with monkeys, watched basilisks run across the water, and saw some amazing di̶n̶o̶s̶a̶u̶r̶s̶ birds. At one point I had a family of white tail deer within 10 feet of me, a black iguana within 5 feet of me, and a capuchin monkey within three feet of me. The photos of the capuchin monkey you see are not zoomed in. She ditched her troop and crossed the creek to hang out. I am in absolute awe at their intelligence and emotional ability. Her troop kept moving and when she realized they had left her, she got noticeably upset at not being able to find them. She kept looking from me to the jungle. Eventually I saw one of the babies playing in the stop of the palm. I pointed them out to her and she looked distraught about how far away they were. Then she sat on the rock next to where I was standing and clapped her hands at me. Clearly she thought I owed her something for her time and wasn't happy when I wasn't going to give her anything. It was the most amazing experience of my life with an animal, and I've befriended an elephant. The squirrel monkeys would come by my apartment every afternoon. I would walk around the corner and into the jungle, and we would just watch each other watching each other. And they stayed there playing and watching until I would leave. Then they'd continue their patrol of searching for food and avoiding capuchin. submitted by Jason_with_a_jay to CostaRicaTravel [link] [comments] I went to Costa Rica for the people, the culture, and the animals and everything exceeded my expectations. Ticos are amazing people. Kind and friendly. Everyone has jokes and you or someone in your group is probably going to be the butt of one. It's like an entire country of dads. They're hilarious and I love them. Did I mention kind? My flight home got canceled because of storms in Dallas. When I pulled up a day late to return the car, I told the guy what happened and that I was told to just drop it off and they'll charge me an additional day. Not a problem. He said that he saw a $45 charge for the extra day, which would be $51 with taxes or fees or whatever. And my guy went in and put a $45 credit on my bill and wiped out the charge. I love that dude. Shout out to the waiter at El Sitio in Cartago who refused to serve me an Imperial until I pronounced it right. Honestly by the end of the trip it felt like home. I was acclimated to the heat, comfortable driving and kept thinking about whether I could afford to retire there on a meager income. Some tips or thoughts for other people going. The tap water is safe and delicious. Don't go down there and waste money to create a bunch of plastic trash. When you ask for water in a restaurant or soda, ask for "un vaso con aqua" otherwise they're probably going to bring you a bottled water because you're a tourist. You always hear, "It's expensive there." No it's not. This is coming from privileged gringos who think because the people are poor, they should be able to eat and travel dirt cheap. You will spend far more staying in a US city for a week than you will in Costa Rica. The expense of Costa Rica is mostly upfront. Airfare, hotels/airbnbs, and transportation are the biggest expenses. Even then. I got very nice king hotel suites for under $150 in San Jose. The same or less than you'd expect to pay here in the States. Once you're in country, what you spend is on you. You can go on $200 excursions. Or you can take cheaper tours and chill. You can go eat breakfast at an upscale restaurant and pay 14,000 - 20,000 colones. Or you can go to a soda and pay 6,000. It's all up to you. I went down with $1700 to spend, and even with the added cost from a flight cancelation, I came back with over $500. And honestly I could have come back with more, but some opportunities came up that I didn't want to say no to. Driving in CR. If you've driven in other Latin American countries then you might be in for a shock. It's a lot more like driving in the US than some place like Ecuador. Traffic in San Jose is insane, but manageable. I don't get the complaints some make about the roads. Most tourists are going to be driving on highways that are pretty well maintained. Even the back roads in and around pueblos aren't bad. They're just unpaved gravel with the no more potholes than you'd expect on any dirt road in the US. You can drive at night in the city and around tourist areas. Don't try and drive outside of those areas at night. Costa Rica is dark like no place else I've been. I don't even remember seeing the stars there. It's definitely not safe. If you've never driven in Latin America, you'll do ok, but the traffic in SJ may be a bit much. Unless you've driven on around some plafe like LA/Baltimore/DC at rush hour. Then you kind of know what to expect. Converting money to USD. Too easy. Replace the comma with a decimal and double the number. 10,000 colones is $20.00. Speaking to people. A lot of people know English. Especially most of the people you'll interact with. I know enough Spanish to get myself around, but it's too easy to just say "hablo un poco español," and everyone will be happy to try and help. Just pull out your translation app and you're good. I also found that Ticos were happy to help me with my spanish and many had questions about English they wanted to ask. I didn't know how badly I wanted someone to ask me to define "cocky" until Chad at Donde Alex asked me. Go to restaurants when they aren't crowded. These places can get busy, and going when they're slow is a totally different experience. Like I said, Ticos are awesome people and interacting with the waiters, cooks, and the souvenir vendors on my way to the beach were some of the best times I had there. Go visit. Have fun. Interact with the people there. And no preocupados. Todo está bien en Costa Rica. Pura vida✌️and muchas gracias to all the Ticos and Ticas who made my trip special. |
2024.05.20 03:08 marsielitta this solitude is kinda getting weird. i think i need friends? how?
we all have friends for sure. but i'd like to experience that cutemaxxing, cafe dates, outfit matching, spotify blend, cubao expo digicam photoshoot typa friendships. i was always misunderstood and every friendship ends up having a terrible end.
my friends today are only two; people i speak with frequently (how frequent? 2 times a week) and one of them is someone i met online and we haven't saw each other irl.
it's been almost a month now that i'm working from home to a known bpo company (i'll be more than glad to refer u if there's an opening in our program js dm me) beyond grateful for this set up; i get to do my geeky shenanigans whenever i want, unlimited bed rotting, endless book reading; but the thing is, my already terrible social life is getting progressively worse.
anyway, because of this set up i became more chronically online than i already was. i deactivate my socials a lot, but i am always on the internet. always. when i was still working onsite, it was no different from when i was at school. the pressure is the almost the same and to both situations i didn't gain significant friends. partially my fault for being extremely quiet and reserved but that was then.
now, i want to really engage with people. but just how do i do that? i have severe social anxiety (if that ain't even obvious yet), and my workmates are always older than me and it's hard to suggest benevolence and affinity.
at the same time, ion wanna stick w discord servers. unironically, my boyfriend's ex is somehow friends with people who owns some meme servers from facebook and it weirdly has connections to this group who bullied me before lmao—so that cannot be. (but if u know sum servers, ok maybe i'll join)
is going to conventions worth it? anime cons specifically, i have weaboo roots and play genshin 24/7 so ye <( ⸝⸝•̀ - •́⸝⸝)>
i have a facebook online diary account with people of the same interest, close friends, and that actually did not work. fb moots are js fb moots. i really tried my best on this one, but it's always everyone else being on an existing friend group already and i'm js a potato moot.
i don't need any "you don't need friends" type of comments, because i am in the midst of craving for friends. very corny ik
but idk maybe i js needed to vent about it T....T not sure if this post is even worth reading or worth giving advices to
submitted by marsielitta to adultingph [link] [comments]
my friends today are only two; people i speak with frequently (how frequent? 2 times a week) and one of them is someone i met online and we haven't saw each other irl.
it's been almost a month now that i'm working from home to a known bpo company (i'll be more than glad to refer u if there's an opening in our program js dm me) beyond grateful for this set up; i get to do my geeky shenanigans whenever i want, unlimited bed rotting, endless book reading; but the thing is, my already terrible social life is getting progressively worse.
anyway, because of this set up i became more chronically online than i already was. i deactivate my socials a lot, but i am always on the internet. always. when i was still working onsite, it was no different from when i was at school. the pressure is the almost the same and to both situations i didn't gain significant friends. partially my fault for being extremely quiet and reserved but that was then.
now, i want to really engage with people. but just how do i do that? i have severe social anxiety (if that ain't even obvious yet), and my workmates are always older than me and it's hard to suggest benevolence and affinity.
at the same time, ion wanna stick w discord servers. unironically, my boyfriend's ex is somehow friends with people who owns some meme servers from facebook and it weirdly has connections to this group who bullied me before lmao—so that cannot be. (but if u know sum servers, ok maybe i'll join)
is going to conventions worth it? anime cons specifically, i have weaboo roots and play genshin 24/7 so ye <( ⸝⸝•̀ - •́⸝⸝)>
i have a facebook online diary account with people of the same interest, close friends, and that actually did not work. fb moots are js fb moots. i really tried my best on this one, but it's always everyone else being on an existing friend group already and i'm js a potato moot.
i don't need any "you don't need friends" type of comments, because i am in the midst of craving for friends. very corny ik
but idk maybe i js needed to vent about it T....T not sure if this post is even worth reading or worth giving advices to
2024.05.20 03:07 Intelligent_Soup235 Planning on using a loan to dorm for 1 year as a transfer student, advice?
Hi everyone! Any advice on taking a loan out for Housing? As stated in the title, I’m a transfer student with intentions of graduating in the next two years, so I plan on dorming since my school is closer to my place of work, and I intend to take as many classes as possible to get quick credits. The total housing cost is around 13K for an ideal dorm+meal plan. Do you know where to find a good provider or how to proceed? I’m new to the idea of loans( just the whole provider part and everything), so any help would be appreciated!
+I already completed my FAFSA and am using a 3.5k subsidized loan, which helps cut the original cost to 13K
submitted by Intelligent_Soup235 to StudentLoans [link] [comments]
+I already completed my FAFSA and am using a 3.5k subsidized loan, which helps cut the original cost to 13K