hi i'm going to do ticketing for the tbz concert happening in seoul next month in about 4 hours and I just wanted to ask, does anybody know what the "3D authentication from your card company" they ask for is?
is it something I need to do before the ticketing happens? is it something I need to do right after I put in credit card info? the ticketing is happening at 4am for me and I don't want to wake my parents up in the middle of the night abt this (i am using my parent's credit card) so I just want to know what kinds of things it may ask of me. please let me know asap. thank you so much in advance!
this is what it says on the yes24 website:
"1. Credit card

• Credit card payment is available except for the China Union Pay card.
• For the card payment on Global site, 3D authentication must be required. Please check whether you got 3D authentication from your card company."

Currently struggling to pay my car bill and some past credit cards off. I keep trying to do things right and it just feels like I'm always in a hole. I need $2000 at least so my car doesn't get repo'd. Not to mention I have a $425 payment past due for my old discover card. I can't even post on borrow because my karma is way low. No loans will approve me because of bad credit. What should I do to get out of this mess. My car is a must as it's the only way to take me to my job.

Hello I just received and used my Union Bank Platinum Visa
Below is my timeline
May 16 1:30pm- Successfully submitted my application via MoneyMax
May 16 1:59pm- Received an email from Union bank that my application was Approved
May 16 3:22pm - opened my account on Unionbank online app, received an email that my card was activated.
May 27 - My card was delivered. Approved CL : 45,000
June 1 - I purchased a laptop worth 35k but it was installment for 6 months.
Am I already qualified for the NAFFL kahit installment ang payment ko ng 6mos o need ko agad bayaran yung worth 20k sa loob ng 60days?

Introduction: Jaipur, the vibrant Pink City of India, is not only renowned for its rich culture and historical landmarks but also for its bustling wholesale markets offering a plethora of traditional attire. Among these markets, the Jaipur Kurti Wholesale Market stands out as a haven for those seeking quality office wear kurtis at wholesale prices. However, before diving into the vibrant chaos of this market, there are essential aspects you should know to make your wholesale shopping experience a successful one.
Subheadings:

1. Understanding the Jaipur Kurti Wholesale Market Landscape
2. Researching Trends and Styles in Office Wear Kurtis
3. Navigating the Market: Tips and Tricks for a Successful Visit
4. Evaluating Quality and Authenticity of Kurtis
5. Negotiating Prices and Closing Deals: Making the Most of Your Visit

Understanding the Jaipur Kurti Wholesale Market Landscape: The Jaipur Kurti Wholesale Market is a labyrinth of narrow lanes and bustling shops, each offering a diverse range of kurtis in various styles, fabrics, and designs. Located in areas like Johari Bazaar, Bapu Bazaar, and Sanganeri Gate, this market is a hub for retailers, boutique owners, and bulk buyers seeking quality garments at competitive prices. It's essential to familiarize yourself with the layout of the market and identify key areas where wholesalers specializing in office wear kurtis are situated.
Researching Trends and Styles in Office Wear Kurtis: Before venturing into the wholesale market, it's crucial to research current trends and styles in office wear kurtis. This includes understanding popular fabrics, such as cotton, rayon, and georgette, as well as preferred designs, patterns, and embellishments. By staying informed about market demands, you can make informed decisions when selecting kurtis to add to your inventory. Additionally, consider the preferences of your target customers to ensure your purchases align with their tastes and preferences.
office wear kurtis wholesale
Navigating the Market: Tips and Tricks for a Successful Visit: Navigating the Jaipur Kurti Wholesale Market can be overwhelming, especially for first-time visitors. To make the most of your visit, consider the following tips and tricks:

• Start early to avoid crowds and get the best selection.
• Carry cash as many wholesalers may not accept credit cards.
• Dress comfortably and wear comfortable shoes for walking long distances.
• Keep a list of specific requirements to streamline your search.
• Don't hesitate to bargain, as prices are often negotiable.
• Take breaks to rest and recharge to maintain focus throughout your visit.

Evaluating Quality and Authenticity of Kurtis: When purchasing kurtis in bulk, it's essential to assess the quality and authenticity of the garments to ensure customer satisfaction and loyalty. Pay attention to fabric quality, stitching, and finishing details, as these factors determine the overall durability and aesthetic appeal of the kurtis. Additionally, inquire about the authenticity of branded kurtis to avoid purchasing counterfeit or inferior products. Establishing relationships with reliable wholesalers who prioritize quality can lead to long-term success in your retail business.
Negotiating Prices and Closing Deals: Making the Most of Your Visit: One of the key aspects of wholesale shopping is negotiating prices to secure the best deals for your inventory. When negotiating with wholesalers in the Jaipur Kurti Wholesale Market, remember to:

• Start with a lower offer and gradually increase it to reach a mutually beneficial price.
• Be respectful and courteous during negotiations to maintain a positive rapport with wholesalers.
• Consider purchasing in bulk to leverage volume discounts and lower per-unit costs.
• Clarify payment terms, delivery schedules, and return policies before finalizing any deals. By employing effective negotiation tactics and building strong relationships with wholesalers, you can maximize the value of your visit to the Jaipur Kurti Wholesale Market and secure quality office wear kurtis for your retail business.

Conclusion: Navigating the Jaipur Kurti Wholesale Market for office wear kurtis can be a rewarding experience for retailers and bulk buyers alike. By understanding the market landscape, researching trends, and employing effective negotiation strategies, you can make informed purchasing decisions and secure quality garments at competitive prices. Whether you're a seasoned buyer or a first-time visitor, following these guidelines will help you navigate the vibrant chaos of the market and emerge with a successful haul of office wear kurtis for your inventory.

As mentioned in the title in planning to buy a mirror cycle and planning to use credit card for it. My cost around 2.8L, I have a credit card with a limit of 2L. I have in hand cash of 3L, my plan is to make 2 transaction of 2L and 1.8L. After paying 2L pay the cc bill at the same time and make 1.8L then make bill payment such that all the payment is done before the Billing cycle ends such that the bank won't report it to the CIBIL, this way this doesn't affect my CIBIL score right?
Is this a good idea, can you guys help me out?

I am not trading at this time. Payment via Square/Stripe/PayPal G&S or local pickup with Venmo/cash. All items are new in shrink unless noted. Buyer pays shipping or free local pickup.
Games for sale:

• Titan (Holy Grail Games) - Kickstarter all-in gameplay pledge (base game opened, some wear, 4 expansions NIS) (Out of Print) - $100
• Hour of Need - Justice Tier - opened, played once - missing some of the base rings - $75
• The Loop (NIS, dinged corner) - $25
• Night Cage - $30
• Tiny Towns + Fortune Expansion - $45
• Puzzle Strike 2 (dinged corner) - $45
• Micro Architects Kickstarter Edition - $50
• Sol Last Days of a Star + Wooden Insert - $100
• Unsettled Supernova with Sleeves (and replacement kit) - $280
• Paleo (new in shrink, top box dishing/creasing from shipping) - $40
• Fractal Beyond the Void Collector Edition - $140
• Night Parade of the 100 Yokai Gameplay All in (Base Game + All 4 Expansions, no playmat) - $125
• Bantam West Home on the Range (with map) (minor corner ding) - $110
• Dead Reckoning Captain of the High Seas Pledge - $280
• Northgard War Chief (dinged corner) - $220
• Valor & Villainy: Minions of Mordak Deluxe Edition - $60
• Hamlet Founder's Deluxe Edition - $50
• Supercharged + Free at Last (slight corner damage) - $65
• Illiterati Deluxe - $60
• Globetrotting Limited Edition - $100
• Raid + Asgard Expansion - $60
• Silver River Kickstarter Deluxe Edition + 5th Player Expansion - $70
• GI Joe Mission Critical - No Average Joe Pledge - $120
• Calico + Cascadia + Verdant Kickstarter Editions - $120 for all 3/$40 each
• The Spill Kickstarter Edition - $75
• Villagers Gameplay All-in - $80
• C.O.G. + Shifting Gears Expansion - $30
• Too Many Bones Automaton of Shale - $70
• City of Gears Founder's Edition + Juggernaut Expansion - $50
• Connecting Flights Deluxe Edition - $40
• Human Punishment: The Beginning (KS edition) - $75
• Human Punishment: The Beginning (KS edition with deluxe upgrade) - $120
• In Too Deep Kickstarter Edition - $70
• Monster Lands Kickstarter Leader Edition - $80
• Temporal Odyssey Kickstarter Edition - $25
• Kingdom Rush Rift in Time + Spider Goddess + replacement cards - $80
• Agents of Mayhem Pride of Babylon Kickstarter Agent's Field Pack Pledge - $150
• Coup - $8
• Frontiers: Liberty or Death - $10

Anyone having issues adding a payment method to pay for a fixed price contract? Paypal and Visa failed despite the information being correct. Payment is connected to the Visa card and is a verified account.

Hi, has anyone else had anything strange happen with payment methods in the playstation store?
The credit card I was using for years suddenly was getting "an error occurred, try later" when I tried to buy something, so then I used apple pay from my phone with the same credit card, which worked for a while, but now apple pay seems to have disappeared as an option too.
I re-added the same card and its working again. Has anyone had this kind of strange behavior?

I make $10K/month net income but my credit score is like 650. It’s not because I’ve missed a payment but I do have like 5 lines open with active balances.
I’ve had over 780 credit score before but over the years of opening new lines, it’s fallen. I also have an active $40K car loan which the dealer is buying out from me. I’ve paid about half of that loan down. The car value is worth more than the amount I owe remaining.
Bummed I got denied but the finance guy told me that if I have a co-signer I’ll be good because that’s what they bank said.
I asked a close friend who makes 120K a year, 750 credit score, all debts paid for, perfect history. He agreed to sign without question. He signed today.
I’m waiting for a response tomorrow, do you think I’ll get accepted? Is there even a possibility of being denied with such a strong co-signer who has good income and the fact that the bank said that’s the only thing I need?

Finding the overnight address of banks typically involves looking up the bank’s official information on their website or contacting the bank directly.
The overnight address is used for sending payments or documents that need to be delivered quickly.
Here’s how you can find this information:

1. Check the Bank’s Official Website

• Customer Service or Contact Page: Most banks have a dedicated customer service or contact page on their website where they provide various addresses for different services.
• Payment Instructions Section: Look for a section that deals with payments, wire transfers, or mail-in instructions. Banks often list their overnight addresses in these sections.

2. Online Banking Portal

• Login to Your Account: If you have an account with the bank, log in to your online banking portal.
• Messages or Notifications: Sometimes, banks send notifications or messages regarding payment addresses.
• Help or Support Section: Use the help or support section within the portal to search for overnight addresses.

3. Call Customer Service

• Contact the Bank Directly: Call the bank’s customer service number, which can be found on their website, your bank statement, or the back of your debit/credit card.
• Request the Overnight Address: Ask specifically for the overnight payment address. Be sure to specify the type of transaction (e.g., loan payment, credit card payment) to ensure you receive the correct address.

4. Bank Statements and Correspondence

• Review Your Statements: Sometimes, the overnight address is listed on your bank statements, particularly near the payment instructions section.
• Check Bank Correspondence: Review any letters or emails you’ve received from the bank, as they may include detailed payment instructions.

5. Visit a Local Branch

• In-Person Inquiry: Visit a local branch of the bank and ask a representative for the overnight address. They can provide accurate and specific information.

6. Use Bank’s Mobile App

• App Support Section: If the bank has a mobile app, check the support or help section within the app.
• Account Details: Sometimes, the necessary addresses are listed under account details or in the bill pay section.

Examples

Here are examples of how to find overnight addresses for major banks:

1. Bank of America:
   • Visit the official website.
   • Navigate to the “Contact Us” page.
   • Look for sections on payment instructions or mailing addresses.
2. Chase Bank:
   • Go to the Chase website.
   • Use the search function to find information about payment addresses.
   • Alternatively, log in to your account and check the messages or support section.
3. Wells Fargo:
   • Access the Wells Fargo website.
   • Go to the customer service or help page.
   • Search for payment instructions, which should include the overnight address.

General Tips

• Ensure Accuracy: Verify the address by checking multiple sources or directly with the bank to ensure it is current and accurate.
• Be Specific: When asking for the overnight address, mention the specific type of payment or document to avoid confusion.
• Secure Information: Handle the address information securely, especially if it involves sensitive financial transactions.

By following these steps, you should be able to find the correct overnight address for your bank efficiently.

I am NOT the Original Poster. That is u/Tiberius_Jim. He posted in AmItheAsshole.

Do NOT comment on Original Posts. See rule 7.

Mood Spoiler: tentatively happy
Meme Spoiler: the Iranian yogurt was not the issue here
Editor's spoiler 3: reading through all 105 of OOP's comments/replies made this go from "oh, nice palate cleanser" to "sometimes I hate reddit"
Original Post: May 28, 2024
I recently celebrated my birthday, and a large portion of my gifts were, by request, Amazon gift cards. I added the balance of each card to our account and ordered an item, and had some funds left over. Today I went to order a few more items only to discover that my gift card balance was $0.00. I was confused and surprised, and at first thought something had gone wrong. Maybe I ordered more than I meant to with my first purchase...and then I remembered my wife had placed an order for some items for our kids the day before. I checked the order details and sure enough, she used the remainder of my gift cards on those items. It was everyday stuff like mouthwash, toothpaste, deodorant, etc.
I asked her if she realized she had used my gift cards for this purchase and she said yes and that “we might as well, better than paying out of pocket.” I expressed annoyance since that money was for my use and not to use towards everyday items, to which she replied “So just buy what you want and pay out of pocket, it’ll all come out even” I understand...if she hadn’t used the gift cards we would have paid for those items out of pocket and we’ll end up spending the same amount anyway. Yet something still bothered me about it, mostly because she used the money without informing me, leading to my momentary confusion when I went to place an order. It also just seems somewhat rude to use someone’s birthday money for everyday things, especially without telling them first.
I wasn’t angry, just mildly annoyed and I asked her, in the future, to not use my gift cards for her own orders. It’s simple enough to uncheck the box that says “use gift card balance” and if, as she says, it doesn’t matter in the end, then just don’t use the gift cards. Call it irrational or illogical but when I buy something I want but don’t exactly need (some aesthetic upgrades for my PC in this case) I feel way more guilty about buying them when it’s coming out of pocket versus being covered by a gift card. Again, I realize that it’s six of one, half a dozen of the other but mentally it just *feels* different, and now I feel less inclined to spend the money. I’m the one in the family who always watches our budget and manages the money, so my frugal side is saying to let the gift card cover the stuff we need and skip the stuff I want but at the same time, I know that’s not fair.
Meanwhile, my wife is now angry with me for “whining” and “making a big deal out of nothing” when I simply expressed some mild annoyance and asked that I be allowed to use my own money in the future. She’s now talking about opening her own bank account and never ordering from Amazon again to avoid this, which A. wouldn’t solve anything because a separate bank account has nothing to do with Amazon orders (we use an Amazon credit card) and she obviously doesn’t need to stop ordering altogether...just simply don’t use someone else’s gift cards going forward.
Am I really being unreasonable by making this request?
Relevant Comments (OOP has over 100. I tried to choose a spread but there were a LOT of opinions and many were people making up things about OOP and his wife.)
Commenter: NTA Perhaps next time keep the gift cards in your wallet and upload them when you plan to use them on your purchases. Wife just looks at it as "free" money for the family budget.

OOP: Yeah, good point. I had thought I was going to use it all at one time but needed to wait before ordering a few items (had to take some measurements first) and before I could do that, she'd used the remaining balance.

Commenter: Unless they have changed things, gift card balances automatically upload and it’s hard to not use them. Get a separate account.

OOP: The problem with a separate account is that we pay for Prime, and I'd really rather not pay for that twice if I can help it.

Commenter: Yes, you can share a prime membership with your spouse too. That’s what I did until we cancelled. There’s no reason not to have separate Amazon accounts.

OOP: I wasn't aware that was possible, I'll look into that. It would solve the issue of us buying gifts for each other and telling the other to stop paying attention to Amazon notifications for a few days. 😄

Commenter (part of a longer comment): Also, out of curiosity, is the amount she spent totally equivalent to the gift cards? Because if she spent even a little over the gift cards, then some money also came from the shared pot. And if you don’t spend as much as she did, how do you keep track of what you have left?

OOP: She went over the balance by $1.47. I didn't bother bringing that up because I knew she'd point out that's hardly anything. Her defense is that I can still buy whatever I want and we'll have still spent (roughly) the same amount out of pocket, which is true...but to me it's just the principle of the thing. She could have just as easily unchecked "Use gift card balance" when she placed the order and it also contradicts her "better to use the gift cards than pay out of pocket" reasoning for why she used them.

Commenter: I mean honestly the way my husband and I do our budget, it absolutely comes out in the wash because his Fun Money category world have gotten that amount and I’d have used the GC without batting an eye. I don’t like to leave money in the Amazon account. BUT the second my husband expressed annoyance at that, I’d apologize and not do it again. Because it doesn’t matter and so respecting his feelings costs me nothing. If she’d done that there would be N A H

OOP: Yeah, it seems like her default reaction to me being upset by anything is to...be upset with me. There is rarely, if ever, the realization that "Hey, maybe I did something wrong here." It's usually more like "He's wrong for feeling that way about what I did." Everything gets flipped around to where I'm the bad guy.

Commenter: What sort of reaction would she have if you bought something selfish and fun for yourself from family funds? With the gift card balance separate, you have a gift still. Without it, you have to remember that you’re supposed to still have a gift, and insist on chasing it down.
TBH her reaction is so over-the-top that it makes it look a lot more like she was pulling something. If it’s just an innocent “well money is fungible” issue then why is she acting like you’ve made a terrible accusation?

OOP: She'd be really irritated and accuse me of wasting our money. As it is, she made a comment about the item I bought already with the gift cards before this happened, something along the lines of "You needed more stuff for that?"
I was pretty surprised by her reaction, and I'm wondering if something happened at work that had her on edge and me bringing this up pushed her over it. She has a history of not apologizing for things she's objectively done wrong but her reaction to hang up, refuse my calls and start talking about opening her own account/never using Amazon again were just really, as you said, over-the-top.

Commenter: It sounds like she’s acting throughout that those gift cards aren’t really gifts for you, but instead family funds that should be budgeted and used the same way. But people got you those gifts, as contributions to those things that you want. They didn’t just hand over cash for your family budget.
Are funds tight, so that the family budget actually needs additional money? Are there other things that money is being used for that might be more difficult if those expenses didn’t come out of your cards?

OOP: Things are a little tight temporarily due to a trip we took for our anniversary that exceeded our budget a bit, but nothing along the lines of "we either feed the kids or pay the water bill but not both" tight. And our Amazon orders go on a credit card that wouldn't come due until next month anyway so its not like not using the gift card would have immediately impacted us.

Commenter: Do you always pay attention to what form of payment is attached to an Amazon purchase? Did you let her know that you’d put your gift cards on your shared account? Or did she have a subscribe a save order for every day home items that all of you use to take care of your household and maybe just clicked checkout without noticing because she had no reason to notice? When’s the last time you bothered to pay attention to the fact that your children needed toothpaste?

OOP: I do pay attention, and we rarely have gift cards to the point that yes, she knew that any in our account were emine from my birthday.
The kids don't need toothpaste, she just saw a good deal and was stocking up. Not sure why you assume I was neglecting my children's dental needs or something. 😄

Commenter: I would say NAH for a slightly different reason. When you have a gift card balance with Amazon, the payment always defaults to the gift card first. You have to really think it through and take extra steps to not use the gift card. I just mentally keep track of what I've spent for myself and consider that to be my gift.

OOP: And if she had said "oh whoops, sorry I didn't mean to use your gift card for that stuff!" I never would have thought to make this post. But she instantly got defensive and accused me of making a big deal out of it when all I was asking was for her to not do that again.

Commenter: Honestly it doesn’t sound like he’s upset about the gift cards specifically, it sounds like he was mildly miffed about them and is now upset over her reaction to his being miffed. Which is totally fair, if a life partner doesn’t care that they’ve hurt you, that’s messed up. Even if it is something small and silly. And I’m not even saying she needs to rectify the situation, but a simple “oh I’m sorry, I didn’t realize it would bother you and I won’t do it without asking again” is literally all it would’ve taken to make the whole situation better.

OOP: This. I was at most mildly annoyed because I was looking forward to spending the gift cards only to find the balance was zero. I simply asked her if she had used them on purpose because I assumed it was done by mistake. She told me she knew she had used them (it wasn't clear yet whether she used them intentionally or used them accidentally but was fine with it. I later confirmed that it was the former) and I expressed that I'd rather my gift cards weren't used for everyday items, and would prefer that not happen again. That's when she blew up on me, started talking about opening separate accounts and then hung up on me. It was that completely out of left field reaction hat prompted me to post here because I honestly didn't think bringing it up was going to be a big deal.

Commenter: YTA. I'd do the exact same thing as your wife, "Might as well clean up this balance". Then I'd expect you to just buy your stuff later. It's all the same money. No matter how you feel about the symbolism, it IS all the same money. Your wife is running a household and doesn't need to be responsible to gatekeep your weird guilt about spending the amount you were given for your birthday.
Also, don't you guys talk? Like you talk about what you're buying with your birthday $? You talk about how there's an extra balance left while you go measure stuff, please dont use it? You talk about how you'll get back to the balance in a few days to finish your order? If you talked to her, she wouldn't have to read your mind.

OOP: A. She doesn't "run the household," I do. I work from home, pay the bills, take/pick the kids up to/from school, make them dinner and take them to extra-curriculars. She...goes to work and occasionally makes dinner if I'm out with the kids at the aforementioned extra-curriculars. She has basically zero responsibilities outside of going to work. She has a fairly stressful job in a medical field so I take on what I can so she doesn't have much to worry about. That, and she's not great with money while I am pretty detailed.
B. We talk, but I just hadn't mentioned that I had yet to use my gift cards yet. I got them on Sunday and it's only now Tuesday. She knew I had placed one order but could have easily seen I still had some leftover. I've never had to tell her to not use up my gift card balance on other stuff before, had no inclination I had to do so now. There shouldn't be any mind-reading necessary to know that I would want to spend my own birthday money.

One more comment from OOP:

It's not a matter of things that shouldn't be shared, but things that simply wouldn't because I'm the only one who would use them. For example, my kids would have very little use for new fans for my PC seeing as they don't seem to have much interest in improving its thermal dissipation performance. I let them use the PC occasionally, but buying the fans is really only something that interests me. And IMO I'm allowed to use my gift card money to buy something that interests me and me alone.
Can I buy them with our actual money? Of course. The issue was that I considered the money that as gifted to me to be mine to do with as I pleased, and it was used in a way I wasn't expecting. If roles were reversed and I was placing an order for an everyday item and my wife's gift card had been applied, I'd have taken the step to remove it and pay for the item with the credit card. yes, it's purely symbolic, but that's hers to spend, not mine and it's a simple, single click of the mouse to not use it. If I'm unsure whether she's going to use it today or a month from now, all I have to do is ask her.
It's the same mentality that should be applied to any gift. The fact that the gift was money is irrelevant IMO. The fact that it was gifted to me specifically is.

Update (Same Post): May 29, 2024 (Next Day)
UPDATE: We sat down and talked about this after the kids went to bed and cleared the air. She started of still really adversarial about it but we eventually got down to the real issue and our disconnect in terms of how we believe gift cards like mine can and should be used.
First of all, she was irritated with me because she was having a tough day at work and claimed my bringing this up "ruined her lunch break" as it didn't allow her to relax. I'd only brought it up because her lunch breaks are our only chance to talk during the work day, and I had only meant to verify that she knew she had used by gift cards and nothing more. I call her on her lunch break every day, and this topic just happened to come up in conversation. I didn't call specifically to talk about this.
She was also irritated because she didn't understand why I would even be mildly annoyed because it just seemed logical to her to use the balance since we were placing the order now versus the money sitting there until I eventually ordered something. She knew I had ordered something already but didn't know when I'd be using the rest (and neither did I, really) so she figured...why not just use it? She didn't consider it "my money" anymore once it was in the account and figured I would be fine with ordering whatever and putting it on the credit card.
This mostly stems from the fact that she uses her own gift cards, usually Target and Costco but sometimes Amazon, whether received from work or from family and friends for birthdays and Christmas, for things we need versus things for herself. I wasn't aware of this, mostly because she knew if she told me I would insist she treats herself rather than spend the money on necessities. She assumed I would be okay with using mine in the same manner.
In the end we realized we simply have different thoughts about how gift cards should be used, and in the future she'll ask first before using any gift card balances, and I'll simply only input them into the account as I use them versus loading them all in at once. Both of those changes together should prevent this from happening again. Best of all, we were able to end the evening on a happy note, no longer irritated at each other. She saw I had the item in the cart I had wanted and placed the order for me.
UPDATE 2: We just set up her own Amazon account and linked it to our Prime Membership, so this will not be an issue again in the future. It will mainly help keep gifts a surprise when we order things for each other or have the kids pick things for us, but it will also avoid anyone using the other's gift card like this going forward.
Relevant Comments:
OOP clarifies:

Yes, I called her for our normal lunch time talk and happened to bring this up offhand, which caused her to get upset and hang up on me. I called back once, she sent it straight to voicemail. I guess it's technically true that I "called multiple times" but the first call wasn't specifically about this topic, and the second call was because she abruptly hung up on me.

Commenter: And that he brought this up to her on her lunch break at her high stress medical field job. Then he thinks that she hung up on him and isn't taking his calls, only to say later that it was a stressful day for her at work, and she was unaware of all that. I wonder if it is like at my job? I lose service in certain areas..
Also, he didn't call her multiple times, but his calls were going directly to voicemail.. She doesn't want him to buy his hobby stuff, but went ahead and bought the hobby things in the cart so he didn't have to worry about the mentality of cash vs. gift card. He states that he does the household stuff and does most of the mental load, but was unaware that she bought necessities with her own gift cards, which of course she must have been deliberately hiding from him, since he would have encouraged her to use them for herself if he knew. 🤦‍♀️

OOP: For what it's worth, her job is not usually stressful. She simply was having a stressful day due to being unusually short-staffed. You also keep insinuating that I called her with the specific intent of complaining about this when in reality we were talking about a wide range of things like what happened last night on Bridgerton and how funny the reel was she sent me earlier.
During that I simply brought up. Hey I noticed you used my gift card balance to buy the kids stuff, was that on purpose?" And the rest is history. She got mad, hung up and I called back once which went straight to voicemail. That's it. You can paint a picture that I angrily called her and chewed her out for using my gift card while she had patients dying all around her or something and then called back repeatedly when she hung up, but that's far from the truth. Especially since patients typically don't die at an eye doctor's office.

Commenter: Guess what?? That already happens. [wife paying for things with gift cards] She uses her gift cards for all the household needs. OP was so oblivious he didn't realize this. That's why she thought it was okay.

OOP: I'm not oblivious, she purposefully didn't tell me because she knew I'd insist she treat herself rather than spend the money on household items. I know, I'm a monster.

Commenter: So yes...... You were oblivious. You didn't notice her spending her gifts on you and your kids. You and bunch of people dragged her on here calling her evil and selfish.
In your update you said you guys talked and worked it out....but seriously...how do you think your made her feel in that moment?? Even if she moved on from it and let it go later.... That stings and stinks OP.

OOP: If someone keeps information from you, it's not due to you being oblivious, it's due to them purposefully keeping that information from you. It's not due to lack of attention, it's due to the other person withholding information.
I never called her evil or selfish, nor have I seen anyone call her evil. It's hardly under my control if someone feels she was being selfish.
What exactly "stings and stinks"? We talked and agreed that we had different views on how GCs should be used and found a solution. From all indicators, she felt perfectly fine after our talk

Commenter (downvoted): NTA, but your wife is for trying to invalidate your feelings and gaslighting you into thinking you are the issue here.

OOP: This is the one thing we talked about tonight that didn't get resolved, unsurprisingly because she's been like this as long as I've known her. She could do something 100% objectively wrong but if I get angry, I'm the bad guy for getting angry. She either has an excuse, blames me or someone else for what she did, points out a time I did something similar, or all of the above.

Commenter: Did you show your wife this post yet? And let her read every comment on here?

OOP: I can't say I would show her every post here because there's a lot I don't agree with and wouldn't want her to read. I might agree with certain things, but definitely not all. But nothing I've said here is anything I haven't already said to her. I'm pretty sure that's not a normal thing people do with their posts here, though. "Hey I asked Reddit if I'm the asshole in this situation and a bunch of them said no but that you are!" I'm pretty sure nobody does that...

Introvert, nerd/geek, liberal, couch potato, chubby/fat, creaky/old, almost 6ft tall (missed by an inch). Insert other descriptors.
I'm on the asexual spectrum, but I'm not fully asexual. (My ex-wife and I had sex about 1-2 times per month.) I mostly miss sharing touches: cuddling, kisses, hugs, playing with hair, nuzzling, and so forth.
I'm currently living in Canon City CO (about 1 hour southwest of Colorado Springs, which is 1 hour south of Denver. I'm in the sticks, the rural area, so I'm not expecting much luck.
The area I'm looking within is a triangle formed by Canon City (southwest) to Pueblo (southeast) to Colorado Springs (north). I expect to move to Colorado Springs by the end of the year, knock on wood.
As mentioned above, I'm looking to share touches. I'm also looking for company. I would love to have a fellow nerd/geek with whom I can go through my stash of DVDs, and who could introduce me to other entertainments (e.g., card games).
I'm looking for someone small enough to be the little spoon when cuddling and who I can swing around in a hug.
More can be discussed in DMs before going to another app (e.g., WhatsApp). I'm not great with phone calls, but I am a prolific texter.
Edit: non-drinker, non-smokenon-marijuana (I don't like the smoke or the smell; edibles are okay, but I won't partake), non-illicit-drugs.

Short
Long story short but... I lost my credit card on vacation and while I was looking for it, I froze the card. When I checked out they charged the hotel, plus our parking to the same card and thanked us for our stay, took our room keys back etc. A couple days later now and I realized the charge was denied (checks out with it being frozen at the time). But got an email with a thank you and a coupon to come back today. Have they not realized yet? Think someone will reach out looking for a payment? What could the repercussions be if I just ignore it for now assuming nobody reaches out? Seems like they probably should have said something when I checked out? Just confused at the end of the day honestly, any advice is appreciated.

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Hi all, booking an international flight for my dad ex Sydney, Au to SFO, if I pay for it using my credit card will United ask for it at check in? I asked United chat agent online if they have any authorization form I can fill out but they don't have anything. Will he have any issues or should I just write him a letter with my card photocopied on it that I authorize the payment? Thanks

Howdy! Selling some some of the last of my collection. I'm willing to do a trade or partial trade for: a black pro gear slim mini in extra fine/fine. Not really interested in anything else.
Time stamp: https://ibb.co/M8Q9tyT
Alvum: https://ibb.co/album/MkXXj7
Lamy ef nib: https://ibb.co/album/jVHfpQ
Paypal is my preferred payment method. I offer free shipping to the contiguous US.
Lamy Ideos: $150. B. Bought brand new. Small scuff where the pen posts; Written with for an about hour and a bit less than brand new. Comes with box, papers, warranty, black ink cartridge and a black converter. The gold nib Fine writes well but slight scratchiness when reverse writing to the right. the extra fine has a little bit of drag when making diagonal down left strokes and reverse writing to the left.
Note: Uses the curved Aion nib; thinner lines at high angles, thicker line lower angles. Has a metallic triangular grip that's taller and more rounded than a safari. Doesnt accept red lamy converters with the side tabs. The ink tube is too long and will block the tabs.
Lamy Al Star Ocean blue: $100. A. In good condition with no detectable flaws. Owned for 2 months and only used for quick notes or jotting. Flawless. Medium nib writes great overall, with thick lines and wet ink! but the fine nib is a little scratchy when making left strokes. Reverse writing is good. Comes with a black ink cartridge and a red converter.
Lamy gold EF nib: $70. . A. Used briefly. Writes great but acts more like a thicker Fine. Thanks Lamy. Still a thick line but not as saturated as a real Medium. Makes thinner downstrokes but slightly wider sidestrokes like an architect nib. It's the nature of the gold EF nibs, I hear.
Ranga Model 4C: $40. C. Bought brand new from Peyton st pens. Pen looks great but shows the hairline lathe marks due to its handcrafted nature. Only really visible in bright light. The ebonite barely has an odor unless you bring it up to your nose. Grip has a slightly stronger smell but not intrusive. Rubbing the pen really hard teases out the smell, like burnt rubber. Can be eyedropped.
The nib feels a little draggy when making sidestrokes. Can't reverse write unless you press down really hard. Don't! Uses a Jowo #6 steel nib. Comes with box, papers, some silicone grease, an international standard ink cartridge and a pull/push converter.
If you have any questions, let me know!

I will be attending a school in upstate NY in August that gave me a generous scholarship as well as a very good financial aid award from fafsa which includes a $3,500 Federal Direct Subsidized Loan and a $2,000 Federal Direct Unsubsidized Loan. after all of this my remaining cost of attendance will be $2,911. I will be living off campus (which is a big reason my coa is so low) and paying $800 per month.
I have been saving for almost a year now and will have $9,000 when moving up there next month. I will be working (hopefully) full time for the month and a half before school starts and then gear down to part time.
Yesterday I received a letter on how to pay the remainder of my balance. I can either A) enroll in a 10 month payment plan that would come out to $291 per month through the school or B) Take out a private student loan.
I am obviously leaning towards option A as no interest will incur and the debt wont follow me around, but am stressed looking at how this will affect my monthly budget on food and day to day things. My mom will not help me with money so this is something I have to figure out and see through on my own (which is incredibly terrifying but equally as empowering).
*few things to note I have three credit cards. two are completely paid off and one has a balance of $4,000 which plan to pay down to $3,000 before I switch to part time work. The minimum payment is $50 but I pay $150 towards this per month to stay ahead of the interest a tad. During the summer months I plan on getting a restaurant job in the Hamptons and saving up for the next year. I know people who have done this in the past and put 10k in savings after vacation season is done.
Any advice on how I should go about paying my remaining balance would be greatly appreciated, but I would also love to hear any tips on how to not go insane thinking about money. I grew up pretty poor and have watched my mom struggle with money and debt my entire life and having lived through the situations that put us in, I am absolutely terrified of being in those circumstances again. Even just thinking about this relatively small amount of money I owe makes my chest tighten up.
Thanks for any input you might have <3