Outline template apa

The Reboot...

2013.12.19 01:15 The Reboot...

A reboot of something beautiful.
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2014.11.17 08:48 MartinGamer Overwatch Hero Concepts

Overwatch Hero Concepts
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2014.06.03 15:01 uudmcmc So you want to open a game store?

Every gamer wants to open and run their own store. This is where you learn how.
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2024.05.17 10:35 GreedyPersonality390 Benefits of Ayat E Karima Wazifa for Illness

Benefits of Ayat E Karima Wazifa for Illness
ayat e karima wazifa for illness
Ayat E Karima Wazifa for Illness, Nass of The Verse of Holy Quran is one of the healing verses that can only be effective when someone who reads it does so with sincere intention, heartfelt devotion and without a doubt. This statement is Fatiha sura of Quran on verse no. 2 in Urdu language which is "Alhamdulillah Rabbil Alameen" which translated into English it means "Oh Allah! The licensed and sustainer of the worlds".
Ayat E Karima Wazifa for Illness, The last thousand years, this verse which is from the Qur'an has been used worldwide by Muslims for invocation, which is known as Mawlidul Nabi(the mutual recognition of prayers). It is used to treat anything spiritual and physical. The doctors of Islam and the dawârs of ruhânîyvât have considered the necessity of this, and they have included the consumption of it in the treatment of various illnesses and difficulties. The energy and efforts needed to complete this wazifa in a couple of minutes cannot be judged unless we waste no time in spreading all attention to ourselves.
How to Recite Ayat E Karima Wazifa:Bayan-e-Surat Ba Sa'ban-e-Mutmaina: Shara'a-i Islam kay “Ayat-e-Karima” ka page 5
On the one hand, Fajr is to be performed in the morning, while, on the other, Maghrib is recited in the evening, both as they are taking place. However, besides the mentioned conditions, they do not have any defined schedules, and could be performed at any time of the day that is suitable and settles.
Ayat E Karima Wazifa for Illness, Normally you have to do wudu, unless you are in a long state of preparation (janabah). The second step is to turn towards the direction of the Holy Ka’aba and raise your hands up in silence, and say ‘A’udhu billahi minashaytaanir rajeem’ to show mercy. plus “Bismillahir rahmanir raheem” needs to be recited before the verse.
One must face the sky and perform "Subḥānallahi Rabbil ʿālamīn", which literally means glory be to Allah, the Lord of all the worlds, at least 41 times with complete devotion. Immersive focus including pure intention to treat illness, requires 100 percent confidence that Allah will heal. Find a way out from the distress through only listening to yourself and burying your mind on the prayer.
So, the last part of this wazifa is highly effective that if repeated on a daily basis one can recover even from critical diseases like cancer or convalescent diseases like paralysis and what not else. The mental diseases like erosion of the mind, erosion in the human emotions, depression or anxiety can also be treated via this therapy. If the man or woman is believed to be as haunted by jinn and given evil glare the Ayat E Karima wazifa come into play as it would protect and treat the personal.
Family members of the vulnerable person can then also partake in this aid. This can be done for the person, to alleviate the difficulties. Similarly, the instrument is too, carried out the success by the spiritual kit totally, prepared in the Quran. It will be miraculously permitted so long as one keeps on doing good deeds in the light of Allah's sincerity and will.
Ayat E Karima Wazifa for Illness, Although diet is a key consideration in recovery, it is just as important to follow the outlined medical protocols and this may increase the success rate of treatment.
Key Tips for Ayat E Karima Wazifa:Key Points for Ayat-e-Karima Magic: - Apa itu magic: - aturan menggunakan magic: - cover magic: wildlife orang maksiak:
Here are some important tips to follow in order to gain maximum healing benefits from the Ayat E Karima amal for treating illnesses:Following are be the vital suggestions which one must consider in order to draw great recovery benefits from the Ayat E Karima tazkeera to get rid of diseases:
  • The higher the degree of your belief and poetry recitation with all your heart and faith, the more God is in your favour. Those who triumph are the ones who are eternally committed, come hell or high water.
  • You should say this all by twelve to fifteen times, and you can even say this for a million times if you want to see the result quickly. The larger the number, the bigger thiswill be in the result.
After the Shaalah, recite the Dhikr, while the latter is followed by perform sajâ, as both of these actions are more intimate with the Exalted Allah.
Remember Allah and insist on His Mercy before doing any deeds that you are not yet holding your prayers if you have not committed any sin. Repentance clears obstacles.
  • Recite salawat on Prophet Muhammad (peace and blessings be upon him ) before every exercise granting him the intercession.
The solution to Karima’s Ayat (May Allah helps us) is a very simple but a very effective remedy that can accomplish the impossible cures even the cases that face the slightest doubt of the salvation. To have the maximum success in recovery as you can, try to remember as many things from the conversation earlier as you can.
Online Free Consultation With Maulana Ji Please Visit:
https://www.onlinemaulana.com/

AyatEKarima #WazifaforIllness #HealingPrayers #IslamicHealing #HealthandWellness #PowerofPrayer #MuslimCommunity #FaithOverIllness #StrengthThroughFaith #HealingVerse #PositiveVibesOnly #PrayersforHealing #SeekingShifa #StrongFaith #BlessingsofAllah #MiraclePrayers #DuaforHealing #HopeandStrength #GodsWillBeDone #HealingJourney

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2024.05.17 08:00 kelliroberts Creating a Content Calendar: Your Blueprint for Consistent, Focused, and Timely Content

Staying organized and consistent with your content can be a challenge. One powerful tool to help manage this is a content calendar. A well-structured content calendar ensures that your content remains consistent, focused, and timely, ultimately helping you engage your audience more effectively.

Why a Content Calendar Matters

A content calendar is more than just a schedule. It’s a strategic plan that maps out your content creation and publication over a specific period. Here’s why it’s essential:
  1. Consistency: Regular posting keeps your audience engaged and shows that you are active and reliable. A content calendar helps you maintain a steady flow of content.
  2. Focus: By planning ahead, you can ensure that your content aligns with your marketing goals and audience interests. It helps you avoid last-minute scrambles and off-topic posts.
  3. Timeliness: Scheduling content around key dates, events, and trends ensures that your posts are relevant and timely. This can significantly boost engagement and visibility.

Steps to Create an Effective Content Calendar

  1. Define Your Goals Start by outlining what you want to achieve with your content. Are you looking to increase brand awareness, drive traffic to your website, or boost sales? Clear goals will guide your content planning.
  2. Understand Your Audience Knowing your audience’s needs, interests, and behaviors is crucial. Use analytics, surveys, and feedback to gather insights. Tailor your content to address their preferences and pain points.
  3. Choose Your Channels Determine where you will publish your content. Different platforms have different strengths and audiences. Whether it’s your blog, social media, email newsletters, or all of the above, decide where your content will have the most impact.
  4. Brainstorm Content Ideas Generate a list of content ideas that align with your goals and audience interests. Consider a mix of content types, such as blog posts, videos, infographics, and social media updates.
  5. Plan Your Content Mix Balance your content calendar with a variety of content types and themes. For example, mix educational posts with promotional content, and time-sensitive posts with evergreen content.
  6. Create a Schedule Outline a schedule for your content. Decide on the frequency of your posts and the best times for publishing on each platform. Use a calendar tool or template to map out your content plan.
  7. Assign Responsibilities If you’re working with a team, clearly assign tasks and deadlines. Ensure everyone knows their role in the content creation and publication process.
  8. Monitor and Adjust Regularly review the performance of your content and adjust your calendar as needed. Use analytics to track engagement, and be flexible to make changes based on what’s working best.

Tools for Creating a Content Calendar

There are many tools available to help you create and manage your content calendar. Here are a few popular ones:

Benefits of Using a Content Calendar

  1. Improved Organization: A content calendar keeps all your ideas, plans, and deadlines in one place, making it easier to manage your content strategy.
  2. Enhanced Productivity: By planning ahead, you can streamline your content creation process, reduce stress, and avoid last-minute rushes.
  3. Better Collaboration: For teams, a content calendar fosters better communication and coordination, ensuring everyone is on the same page.
  4. Increased Engagement: Consistent, relevant, and timely content keeps your audience engaged and coming back for more.
A content calendar is an invaluable tool for any content creator or marketer. It helps you stay organized, maintain consistency, and deliver focused, timely content that resonates with your audience. By investing time in planning and scheduling your content, you can achieve your marketing goals more effectively and build a stronger connection with your audience.
Start creating your content calendar today and see the difference it makes in your content strategy!
submitted by kelliroberts to adultcreatortips [link] [comments]


2024.05.17 06:05 Kakashi215 Any way to have nested x-id?


Is there anyway I can have sort of a nested x-id where the id somehow has both i and j reference in it?
submitted by Kakashi215 to alpinejs [link] [comments]


2024.05.16 20:25 Tonetus Wrap a form component

Hi everyone, I have read several articles and posts about making component wraps and I have found opinions both for and against. I would like to know what your opinion is about making a wrap over an input component and the possible advantages that doing this could have.
My idea was to do something similar to this:
@Component({ selector: 'app-my-input', styleUrls: ['./my-input.component.scss'], standalone: true, imports: [IonInput, ReactiveFormsModule], template: `    `, }) export class MyInputComponent implements OnInit { @Input({required: true}) public name!: string; private readonly _formRootGroup: FormGroupDirective = inject(FormGroupDirective); public formGroup!: FormGroup; ngOnInit(): void { this.formGroup = this._formRootGroup.form as FormGroup; } } 
Thank you so much!
submitted by Tonetus to angular [link] [comments]


2024.05.16 15:40 Fluffybaxter Optimizing OpenSearch clusters for observability @ JPMorgan Chase

Hey everyone!
I run the London Observability Engineering meetup, and we'll be talking about getting the most out of AWS OpenSearch for observability.
If you're in town, make sure to drop by! You can RSVP here.
Talk Delicacies of Observability: AWS OpenSearch Cluster from 'rare' to 'well-done Eugene (Platform Engineer within the Observability Squad) will delve into the process undertaken by the Observability team at Chase UK to manage OpenSearch clusters effectively. Utilizing Infrastructure as Code(Terraform), they have streamlined cluster management for efficiency and ease. He'll elaborate on their approach for defining index templates and patterns, configuring roles, and leveraging ingestion pipelines to streamline cluster management.
Furthermore, Eugene will outline the enhancements they've implemented to ensure a stable platform and enhance the overall Observability experience, and share key insights and learnings from their journey toward operational excellence with AWS OpenSearch management.
Hope to see you there :)
submitted by Fluffybaxter to aws [link] [comments]


2024.05.16 14:14 obiviya52smith How to Set Up an LLC in Pennsylvania: Step-by-Step Guide by TRUIC

How to Set Up an LLC in Pennsylvania: Step-by-Step Guide by TRUIC
How to Set Up an LLC in Pennsylvania: Step-by-Step Guide by TRUIC
Setting up a Limited Liability Company (LLC) in Pennsylvania is a straightforward process that offers many benefits to business owners. In this step-by-step guide by TRUIC, we will walk you through the entire process of forming an LLC in Pennsylvania, highlighting key steps and costs involved. We will also compare the process with forming an LLC in New York, California, and Florida to provide a broader perspective.

Why Choose an LLC in Pennsylvania?

Forming an LLC in Pennsylvania offers numerous advantages:
  • Limited Liability Protection: Protects personal assets from business liabilities.
  • Tax Flexibility: Options to be taxed as a sole proprietorship, partnership, S corporation, or C corporation.
  • Simplified Compliance: Fewer formalities compared to corporations.
  • Enhanced Credibility: Increases trust with customers and suppliers.

Step 1: Choose a Name for Your LLC

Your LLC’s name must be unique and comply with Pennsylvania’s naming requirements. It should include "Limited Liability Company," "LLC," or "L.L.C." You can check the availability of your desired name on the Pennsylvania Department of State’s website.

Step 2: Register LLC in PA Online

Filing online is the fastest and most efficient method to register your LLC. Follow these steps to complete the process:
  1. Go to the Pennsylvania Department of State's Website: Access the online filing portal.
  2. Complete the Certificate of Organization: Fill out the form with the required details, including the LLC’s name, address, registered agent information, and management structure.
  3. Pay the Filing Fee: Submit the form along with the state-mandated filing fee. The fee can be paid online through the portal.

Step 3: Appoint a Registered Agent

A registered agent is responsible for receiving legal documents on behalf of your LLC. The agent can be an individual resident of Pennsylvania or a business entity authorized to do business in the state. You can act as your own registered agent or hire a registered agent service.

Step 4: Create an Operating Agreement

Although not legally required, having an Operating Agreement is highly recommended. This document outlines the management structure, ownership, and operating procedures of your LLC. It helps prevent disputes and ensures all members are on the same page regarding their roles and responsibilities.

Step 5: Obtain an EIN

An Employer Identification Number (EIN) is required for tax purposes, opening a business bank account, and hiring employees. You can obtain an EIN for free from the IRS website.

Step 6: Pennsylvania LLC Registration

Complete the registration by filing the necessary documents and obtaining required licenses and permits. Depending on your business activities, you may need local, state, or federal permits.

How to Start an LLC in PA for Free

While it's not entirely possible to avoid all costs, you can minimize expenses by:
  • DIY Filing: Handle the filing of the Certificate of Organization yourself instead of hiring a formation service.
  • Registered Agent: Serve as your own registered agent to save on service fees.
  • Use Free Resources: Utilize free templates and resources available online for creating your Operating Agreement and other necessary documents.

Forming a Single-Member LLC in Pennsylvania

A single-member LLC in Pennsylvania follows the same formation steps as a multi-member LLC. The key difference is that the LLC has only one owner. Single-member LLCs benefit from simplified management and flexible taxation options, often being treated as a disregarded entity for tax purposes unless otherwise elected.

Benefits of an LLC in Pennsylvania

  • Limited Liability Protection: Owners are typically not personally responsible for business debts and liabilities.
  • Tax Flexibility: LLCs can choose how they are taxed, potentially reducing the overall tax burden.
  • Simplified Compliance: Fewer formalities compared to corporations.
  • Enhanced Credibility: Operating as an LLC can boost your business’s credibility with customers and suppliers.

Cost of Forming an LLC in PA

The primary costs involved in forming an LLC in Pennsylvania include:
  • Filing Fee: The fee for filing the Certificate of Organization with the Pennsylvania Department of State.
  • Registered Agent Fees: If you hire a registered agent service.
  • Publication Costs: Although Pennsylvania does not have a publication requirement, if your business needs to advertise its formation, this could be an additional cost.
  • Operating Agreement: If you hire a professional to draft your Operating Agreement.
  • Business Licenses and Permits: Depending on your business type and location, you might need various permits and licenses.

How Long Does It Take to Get an LLC in PA?

The time it takes to form an LLC in Pennsylvania depends on the method of filing:
  • Online Filing: Typically processed within a few business days.
  • Mail Filing: Can take several weeks due to processing and mailing times.
For those who need to expedite the process, the Pennsylvania Department of State offers expedited filing options for an additional fee.

Comparison with LLC in New York, California, and Florida

LLC in New York

Forming an LLC in New York involves several costs, including filing the Articles of Organization, fulfilling a mandatory publication requirement, and filing a Biennial Statement every two years. The publication requirement, in particular, can be quite costly, as it involves publishing notices in two newspapers for six consecutive weeks.

LLC in California

Forming an LLC in California also comes with filing fees and an annual minimum franchise tax. California does not require a publication notice but does require LLCs to file a Statement of Information biennially and pay an annual franchise tax.

LLC in Florida

Forming an LLC in Florida involves filing Articles of Organization with the Florida Department of State and paying a filing fee. Florida does not have a publication requirement, and annual report filings are straightforward, making it a cost-effective option for many businesses.

Conclusion

Setting up an LLC in Pennsylvania is a strategic and beneficial move for many entrepreneurs. By following this step-by-step guide and utilizing the resources provided by TRUIC, you can navigate the process with ease and confidence. Whether you are forming a single-member LLC or a multi-member LLC, Pennsylvania offers a business-friendly environment with numerous advantages.
Ready to Form Your LLC?
Visit TRUIC today to access our user-friendly resources and start your LLC formation journey with confidence. Let’s turn your business vision into reality together!
submitted by obiviya52smith to u/obiviya52smith [link] [comments]


2024.05.16 09:05 commsplan internal comms plan template

internal comms plan template
https://preview.redd.it/k8meon2lmq0d1.jpg?width=842&format=pjpg&auto=webp&s=6164fd16c2ee785c3e2e39e251c72070f9b17a84
An internal communications plan template is a structured document that outlines strategies and tactics for effectively communicating within an organization. It typically includes sections for defining objectives, identifying target audiences, selecting communication channels, and establishing a timeline for implementation.
submitted by commsplan to u/commsplan [link] [comments]


2024.05.16 06:40 BrendaEddy [Get] Amie Tollefsrud – Online Course Academy + Passive Income Academy Download

[Get] Amie Tollefsrud – Online Course Academy + Passive Income Academy Download
https://preview.redd.it/8mdxx0wowp0d1.png?width=640&format=png&auto=webp&s=3ce4726e814db7ea40ed9e3b3e0b61bd29e4b114

Online Course Academy

Module 1 – Prep For Online Course Creation

Welcome To Online Course Academy + Overview (6:39)
Increasing Productivity (The 4 Tendencies – Which One Are You?) (6:14)
Types Of Courses/Launches (+ Which is Right For You?) (15:18)
Course Revenue Planning (7:35)
Manifesting Your Revenue Goal (7:08)
Prep For Course Creation (9:05)

Module 2 – Your Profitable Online Course Topic

You Need A Niche (To Sell An Online Course) (17:18)
Choosing Your Online Course Topic (19:35)
Create Your “Unicorn” (i.e. Ideal Student Profile) (11:31)
Will It Be Profitable? (16:39)
Naming Your Online Course (10:58)
Staying Organized During Course Creation (12:29)
Determine your course timeline (5:52)

Module 3 – Cultivate While You Create

What’s Your Teaching Type? (6:38)
List Building 101 (95:05)
Visually Branding Your Course (10:01)
Create A Promotional Plan (Go Get Your Unicorn) (14:37) Outlining Your Online Course (10:18)

Module 4 – Online Course Creation

Creating Your Slides (+ Template!) (7:45)
Recording Your Course Videos (16:20)
Editing Your Course Videos (13:45)
Creating Course Worksheets (+ Templates!) (3:41)
Setting Up Your “School” (39:10)
How To Create A Membership/Subscription Site (11:20)
What to do if you’re feeling “stuck”

Module 5 – Sexify Your Course (So It SELLS!)

Position Your Course In Market (7:23)
Telling Your Personal Story (Personal Branding) (8:55)
How To Price Your Course (12:16)
Optimizing Revenue and Conversions (8:13)

Module 6 – Launch, Launch, Baby

Get The Partyed (Pre-Launch Prep) (9:12)
Your 5-Part Launch Strategy (80:54)
Increasing Urgency In Your Launch (5:53)
Pre-Sale Strategy (13:13)
Crafting A High-Converting Sales Page (45:46)

Module 7 – The After Party

Keeping Up With Your Course/Students (4:22)
Recap Your Launch + Pivot (6:10)
Turning Students Into Cheerleaders (Affiliates) (9:14)
Refunds + How To Deal
Plan Your Next Launch (3:49)
Become an OCA affiliate! (2:32)
https://courseshere.com/download/get-amie-tollefsrud-online-course-academy-passive-income-academy-download/
submitted by BrendaEddy to u/BrendaEddy [link] [comments]


2024.05.15 08:02 WolfCatSoaring Top Writing Tips for College Students

Hey everyone!
As a current college student (or recent grad), I wanted to share some writing tips that have helped me navigate the often daunting world of college essays and research papers. Whether you’re a freshman just getting started or a senior tackling your thesis, these tips should make the writing process a bit smoother.
1. Start Early and Plan Ahead
Procrastination is the enemy. Start your writing assignments as early as possible. Create a timeline with mini-deadlines to keep yourself on track. Breaking down the assignment into smaller tasks can make it less overwhelming.
2. Understand the Assignment
Before you start writing, make sure you understand what the assignment requires. Read the prompt carefully, and if anything is unclear, don’t hesitate to ask your professor for clarification.
3. Create an Outline
Outlines are incredibly helpful in organizing your thoughts and structuring your paper. An outline ensures that your paper flows logically from one point to the next, which makes for a more coherent and persuasive argument.
4. Use Credible Sources
Make sure to use reputable sources for your research. Academic journals, books, and trusted websites (like .edu and .gov domains) are great places to start. Always check the credibility of your sources to avoid misinformation.
5. Develop a Strong Thesis Statement
Your thesis statement is the backbone of your essay. It should be clear, concise, and convey the main argument of your paper. Spend time refining your thesis until it accurately reflects the purpose of your essay.
6. Write Multiple Drafts
Your first draft is just that – a draft. Don’t be discouraged if it’s not perfect. Use it as a foundation to build on. Revise and rewrite until you’re satisfied with the final product. Each draft should be better than the last.
7. Proofread and Edit
Never submit a paper without proofreading it. Look out for grammar, spelling, and punctuation errors. Editing is also about improving clarity and coherence. Consider reading your paper out loud or having someone else review it for you.
8. Cite Your Sources
Plagiarism is a serious offense in academia. Make sure to properly cite all the sources you use in your paper according to the required citation style (APA, MLA, Chicago, etc.). There are many citation tools available online to help with this.
9. Seek Feedback
Don’t be afraid to seek feedback from peers, professors, or writing centers on campus. Constructive criticism can provide new perspectives and insights that can improve your paper significantly.
10. Practice Self-Care
Writing can be stressful, especially when deadlines are looming. Remember to take breaks, get enough sleep, and maintain a healthy balance. A clear mind will make your writing process much more efficient.
Hope these tips help you ace your next writing assignment! What other writing strategies have worked for you? Share your thoughts and experiences below.
submitted by WolfCatSoaring to Writing_academicPaper [link] [comments]


2024.05.15 07:42 EconomyPumpkin2050 I'm utterly confused with email automation... Help plz

So I want some really simple functionaloty, yet the complexity of creating email workflows seems really scary. I'll outline what I need, and pergaps someone knows good advice for such use cases: * I have several email templates for regular customers, to remind them of things they have to do. Sometimes I send the email to every customer, sometimes I have to exclude some customers, becayse they've already done what the email was about to ask them to do. * Birthday emails - just congratulations * How do I make sure I have the option to review, and approve the emails before they get auto-sent each time? And revision/edit which people they get sent to?
submitted by EconomyPumpkin2050 to Zoho [link] [comments]


2024.05.15 03:37 BigFishSmallPond123 Email Automation and OTP Issues

Hi all, I'm trying to automate an emailing system for OTP verification but am running into some trouble. Below is my code, in it's respective files.
In models.py:
from django.db import models from django.contrib.auth.models import AbstractUser, User from django.db.models.signals import post_save from django.dispatch import receiver # Create your models here. class UserProfile(models.Model): user = models.OneToOneField(User, on_delete=models.CASCADE) otp = models.CharField(max_length=6, blank=True) otp_expiry_time = models.DateTimeField(blank=True, null=True) class AdditionalData(models.Model): user_profile = models.OneToOneField(UserProfile, on_delete=models.CASCADE) firstname = models.CharField(max_length=100, blank=True) lastname = models.CharField(max_length=100, blank=True) dateofbirth = models.DateField(null=True, blank=True) phone_no = models.CharField(max_length=20, blank=True) country_origin = models.CharField(max_length=100, blank=True) city_origin = models.CharField(max_length=100, blank=True) u/receiver(post_save, sender=User) def create_user_profile(sender, instance, created, **kwargs): if created: UserProfile.objects.create(user=instance) @receiver(post_save, sender=User) def save_user_profile(sender, instance, **kwargs): instance.userprofile.save() 
In views.py:
from django.shortcuts import render, redirect, HttpResponse from django.contrib.auth.models import User from django.contrib.auth import authenticate, login from django.contrib.auth.decorators import login_required from datetime import timedelta from django.utils import timezone from django.core.mail import send_mail from rest_framework import status from rest_framework.decorators import api_view, permission_classes from rest_framework.permissions import AllowAny from rest_framework.response import Response from .serializers import UserProfileSerializer from .models import UserProfile, AdditionalData from rest_framework_simplejwt.tokens import RefreshToken from .generate_random_digits import generate_random_digits def sign_up(request): if request.method == 'POST': username = request.POST.get('username') email = request.POST.get('email') pass1 = request.POST.get('password1') pass2 = request.POST.get('password2') User.objects.create_user(username, email, pass1).save() return redirect('login') return render(request, 'main/signup.html') def login1(request): if request.method == "POST": username = request.POST.get('username') pass1 = request.POST.get('pass') user = authenticate(request, username=username, password=pass1) if user is not None: if user.last_login is None: user.last_login = timezone.now() user.save() login(request, user) return redirect('firstlogin') else: user_profile = UserProfile.objects.get(user=user) verification_code = generate_random_digits() user_profile.otp = verification_code user_profile.otp_expiry_time = timezone.now() + timedelta(minutes=15) user_profile.save() send_mail( 'Verification Code', f'Your verification code is: {verification_code}', 'from@gmail.com', [request.user.email], fail_silently=False, ) return redirect('otp') else: error_message = "Invalid username or password" return render(request, 'main/login.html', {'error_message': error_message}) return render(request, 'main/login.html') def verify(request): username = request.data.get('username') password = request.data.get('password') otp = request.data.get('otp') user = authenticate(request, username=username, password=password) if user is not None: user_profile = UserProfile.objects.get(user=user) if ( user_profile.verification_code == otp and user_profile.otp_expiry_time is not None and user_profile.otp_expiry_time > timezone.now() ): login(request, user) refresh = RefreshToken.for_user(user) access_token = str(refresh.access_token) user_profile.otp = '' user_profile.otp_expiry_time = None user_profile.save() return Response({'access_token': access_token, 'refresh_token': str(refresh)}, status=status.HTTP_200_OK) return Response({'detail': 'Invalid verification code or credentials.'}, status=status.HTTP_401_UNAUTHORIZED) @login_required def firstlogin(request): if request.method == "POST": user = request.user try: additional_data = AdditionalData.objects.get(user_profile__user=user) except AdditionalData.DoesNotExist: additional_data = AdditionalData.objects.create(user_profile=UserProfile.objects.get(user=user)) additional_data.firstname = request.POST.get('FirstName') additional_data.lastname = request.POST.get('LastName') date_str = f"{request.POST.get('dob-year')}-{request.POST.get('dob-month')}-{request.POST.get('dob-day')}" try: additional_data.dateofbirth = date_str except ValueError: return HttpResponse('Invalid date format') additional_data.phone_no = request.POST.get('PhoneNumber') additional_data.country_origin = request.POST.get('Country') additional_data.city_origin = request.POST.get('City') additional_data.save() return HttpResponse('WORKED') return render(request, 'main/firstlogin.html') @login_required def home(response): return render(response, 'main/landing_page.html') def otp(response): return render(response, 'main/otp.html') 
In settings.py:
""" Django settings for mysite project. Generated by 'django-admin startproject' using Django 4.2.6. For more information on this file, see https://docs.djangoproject.com/en/4.2/topics/settings/ For the full list of settings and their values, see https://docs.djangoproject.com/en/4.2/ref/settings/ """ from pathlib import Path import os # Build paths inside the project like this: BASE_DIR / 'subdir'. BASE_DIR = Path(__file__).resolve().parent.parent # Quick-start development settings - unsuitable for production # See https://docs.djangoproject.com/en/4.2/howto/deployment/checklist/ # SECURITY WARNING: keep the secret key used in production secret! SECRET_KEY = '#####...' # SECURITY WARNING: don't run with debug turned on in production! DEBUG = True ALLOWED_HOSTS = [] # Application definition INSTALLED_APPS = [ 'django.contrib.admin', 'django.contrib.auth', 'django.contrib.contenttypes', 'django.contrib.sessions', 'django.contrib.messages', 'django.contrib.staticfiles', 'main.apps.MainConfig', ] MIDDLEWARE = [ 'django.middleware.security.SecurityMiddleware', 'django.contrib.sessions.middleware.SessionMiddleware', 'django.middleware.common.CommonMiddleware', 'django.middleware.csrf.CsrfViewMiddleware', 'django.contrib.auth.middleware.AuthenticationMiddleware', 'django.contrib.messages.middleware.MessageMiddleware', 'django.middleware.clickjacking.XFrameOptionsMiddleware', ] ROOT_URLCONF = 'mysite.urls' TEMPLATES = [ { 'BACKEND': 'django.template.backends.django.DjangoTemplates', 'DIRS': [os.path.join(BASE_DIR, 'templates')], 'APP_DIRS': True, 'OPTIONS': { 'context_processors': [ 'django.template.context_processors.debug', 'django.template.context_processors.request', 'django.contrib.auth.context_processors.auth', 'django.contrib.messages.context_processors.messages', ], }, }, ] EMAIL_BACKEND = 'django.core.mail.backends.smtp.EmailBackend' EMAIL_HOST = 'smtp.gmail.com' EMAIL_PORT = 587 EMAIL_USE_TLS = True EMAIL_HOST_USER = 'from@gmail.com' EMAIL_HOST_PASSWORD = '############' WSGI_APPLICATION = 'mysite.wsgi.application' # Database # https://docs.djangoproject.com/en/4.2/ref/settings/#databases DATABASES = { 'default': { 'ENGINE': 'django.db.backends.sqlite3', 'NAME': BASE_DIR / 'db.sqlite3', } } # Password validation # https://docs.djangoproject.com/en/4.2/ref/settings/#auth-password-validators AUTH_PASSWORD_VALIDATORS = [ { 'NAME': 'django.contrib.auth.password_validation.UserAttributeSimilarityValidator', }, { 'NAME': 'django.contrib.auth.password_validation.MinimumLengthValidator', }, { 'NAME': 'django.contrib.auth.password_validation.CommonPasswordValidator', }, { 'NAME': 'django.contrib.auth.password_validation.NumericPasswordValidator', }, ] # Internationalization # https://docs.djangoproject.com/en/4.2/topics/i18n/ LANGUAGE_CODE = 'en-us' TIME_ZONE = 'UTC' USE_I18N = True USE_TZ = True # Static files (CSS, JavaScript, Images) # https://docs.djangoproject.com/en/4.2/howto/static-files/ STATIC_URL = 'static/' # Default primary key field type # https://docs.djangoproject.com/en/4.2/ref/settings/#default-auto-field DEFAULT_AUTO_FIELD = 'django.db.models.BigAutoField' 
otp.html:
      OTP Verification    
TLDR:
The problems are as follows:
submitted by BigFishSmallPond123 to AskProgramming [link] [comments]


2024.05.15 00:29 businessnewstv FAQ: How to Validate the Quality of Pet Products Sold Online

Importance of validating the quality of pet products

Validating the quality of pet products is of utmost importance when purchasing them online. It ensures that the products meet the necessary standards and are safe for our beloved pets. One key aspect of this validation process is establishing better communication with the sellers and manufacturers. By maintaining open lines of communication, pet owners can address any concerns or questions they may have about the product. This not only helps in making informed decisions but also allows for a seamless exchange of information between the buyer and the seller. Therefore, better communication plays a vital role in ensuring the quality and safety of pet products.

Common challenges in validating pet products online

When it comes to validating pet products online, there are several common challenges that pet owners face. One of the main challenges is the overwhelming amount of options available. With so many different brands and types of pet products being sold online, it can be difficult to determine which ones are of high quality. Another challenge is the lack of physical interaction with the product. Unlike buying from a physical store, pet owners cannot touch or inspect the product before purchasing it online. This makes it important to rely on other indicators of quality, such as customer reviews and ratings. Additionally, pet owners may also face challenges in verifying the accuracy of product descriptions and claims made by sellers. Some sellers may use misleading language or exaggerated claims in their advertisements. Therefore, it is crucial for pet owners to do thorough research and consider multiple sources of information before making a purchase.

Benefits of purchasing high-quality pet products

When it comes to purchasing pet products online, there are numerous benefits to choosing high-quality options. Firstly, high-quality pet products are designed with the well-being of your furry friend in mind. They are made from safe and durable materials, ensuring that they will not harm your pet or break easily. Additionally, high-quality pet products are often more effective in meeting your pet's needs. Whether it's a nutritious diet, comfortable bedding, or engaging toys, investing in high-quality products ensures that your pet receives the best care possible. Lastly, purchasing high-quality pet products can save you money in the long run. While they may have a higher upfront cost, these products are often more durable and long-lasting, reducing the need for frequent replacements. Overall, opting for high-quality pet products is a worthwhile investment that benefits both you and your beloved pet.

Understanding Product Labels

Decoding pet product labels

When it comes to decoding pet product labels, it is important to understand the information provided and make informed decisions for your furry friends. Pet product labels can be filled with complex terminology and misleading claims, making it crucial for pet owners to be aware of what they are purchasing. By carefully reading and interpreting pet product labels, you can ensure the quality and safety of the products you choose for your pets. Additionally, if you have any questions or concerns about a specific pet product, it is always recommended to reach out to the manufacturer or consult with your veterinarian for further guidance. Inspiring action through email is a powerful tool that can be used to advocate for better pet product labeling standards and transparency in the industry. By contacting pet product companies and expressing your concerns, you can help drive positive change and ensure that pet owners have access to accurate and reliable information about the products they buy.

Identifying key information on labels

When it comes to identifying key information on labels, it is important to ensure that the quality of pet products sold online is validated. This is crucial for pet owners who want to make informed decisions about the products they purchase for their beloved pets. By carefully examining the labels, pet owners can gather essential information about the ingredients, nutritional value, and potential allergens present in the products. This helps in determining whether the product is suitable for their pet's specific needs. Additionally, labels also provide information about the manufacturer, certifications, and any additional instructions or warnings. By paying close attention to these details, pet owners can ensure that they are purchasing high-quality and safe pet products online.

Evaluating the credibility of product claims

When it comes to evaluating the credibility of product claims, it is important to consider various factors. One such factor is the Canva 2023 guide. This comprehensive guide provides valuable insights and information on how to validate the quality of pet products sold online. By following the guidelines outlined in the Canva 2023 guide, pet owners can ensure that they are making informed decisions when purchasing pet products. The guide highlights key aspects to look for, such as product certifications, customer reviews, and ingredient transparency. By utilizing the Canva 2023 guide, pet owners can have peace of mind knowing that they are purchasing high-quality and reliable pet products.

Researching Brands and Manufacturers

Finding reputable pet product brands

When it comes to finding reputable pet product brands, there are several factors to consider. One important aspect is to look for brands that have a strong reputation in the pet industry. This can be determined by researching customer reviews and feedback, as well as checking if the brand is recommended by veterinarians or pet professionals. Additionally, it is crucial to consider the ingredients and manufacturing processes used by the brand. High-quality pet products should contain safe and nutritious ingredients, and be manufactured in facilities that adhere to strict quality control standards. Lastly, it is advisable to choose brands that have a transparent and responsive customer service, as this indicates their commitment to customer satisfaction. By considering these factors, pet owners can ensure that they are purchasing pet products from reputable brands that prioritize the health and well-being of their furry friends.

Investigating manufacturer's reputation

When it comes to purchasing pet products online, it is crucial to investigate the manufacturer's reputation. This step is essential in ensuring the quality and safety of the products being sold. By researching the manufacturer's background, customer reviews, and any certifications they may have, pet owners can make informed decisions about the products they choose for their beloved pets. Taking the time to investigate the manufacturer's reputation can help avoid potential risks and ensure that only high-quality pet products are purchased online.

Checking for certifications and accreditations

When it comes to checking for certifications and accreditations, it is essential to ensure the quality and safety of pet products sold online. Certifications and accreditations serve as indicators that the products have met certain standards and regulations set by reputable organizations. These certifications and accreditations provide reassurance to pet owners that the products they purchase are reliable and trustworthy. By verifying the presence of certifications and accreditations, pet owners can have peace of mind knowing that the products they choose have undergone rigorous testing and adhere to industry best practices. This not only safeguards the health and well-being of pets but also contributes to workplace productivity.

Reading Customer Reviews

Importance of customer reviews

Customer reviews play a crucial role in the decision-making process when it comes to purchasing pet products online. They provide valuable insights into the quality, reliability, and effectiveness of the products. By reading reviews from other pet owners, potential buyers can gain a better understanding of the product's performance and suitability for their pets. This is particularly important when it comes to garden supplies, as the quality of these products can directly impact the health and well-being of pets. Therefore, it is essential for online shoppers to carefully evaluate customer reviews and consider them as a reliable source of information before making a purchase.

Analyzing the credibility of reviews

When analyzing the credibility of reviews, it is important to consider various factors. One such factor is the use of auto templates. Auto templates are pre-written review templates that can be easily copied and pasted by sellers to create fake reviews. These templates often contain generic and exaggerated language, making it easier to spot suspicious reviews. By identifying the use of auto templates, consumers can determine the authenticity of the reviews and make informed decisions when purchasing pet products online.

Identifying red flags in customer feedback

When it comes to identifying red flags in customer feedback, there are several key factors to consider. One of the first things to look for is an unusually high number of negative reviews or complaints. This could indicate a potential issue with the quality of the pet product. Additionally, pay attention to recurring themes or patterns in the feedback. If multiple customers are reporting the same problem or concern, it may be a sign that there is a genuine issue with the product. Another red flag to watch out for is overly positive or overly negative reviews that seem suspicious or biased. These could be fake or manipulated reviews, which can skew the overall perception of the product's quality. It is also important to consider the credibility of the source of the feedback. Reviews from verified purchasers or reputable websites can carry more weight than anonymous or unverified sources. By being vigilant and considering these red flags, consumers can make more informed decisions when it comes to purchasing pet products online.

Comparing Prices and Value

Determining the true value of pet products

Determining the true value of pet products is essential for pet owners who want to ensure the well-being and safety of their furry friends. With the increasing popularity of online shopping, it can be challenging to validate the quality of pet products sold online. However, by considering a few key factors, pet owners can make informed decisions and choose products that meet their pets' needs. One important aspect to consider is the reputation and credibility of the seller. Pet owners should look for trusted brands and sellers with positive reviews and ratings. Additionally, checking for certifications and quality standards can help ensure that the products meet industry standards. Another factor to consider is the ingredients or materials used in the pet products. Pet owners should be aware of any potential allergens or harmful substances that could be present. Lastly, comparing prices and researching the market can help pet owners determine the true value of the products and avoid overpaying. By taking these steps, pet owners can make confident choices when purchasing pet products online.

Comparing prices across different platforms

When it comes to purchasing pet products online, it is important to compare prices across different platforms. This allows pet owners to ensure they are getting the best value for their money. By comparing prices, customers can identify any price variations or discounts offered by different sellers. Additionally, comparing prices can help pet owners avoid overpaying for products that may be available at a lower cost elsewhere. Taking the time to compare prices across different platforms is a simple yet effective way to validate the quality of pet products sold online.

Considering long-term cost-effectiveness

When considering the long-term cost-effectiveness of pet products sold online, it is important to take into account various factors. One such factor is the branding of the product. Branding plays a significant role in determining the quality and reliability of pet products. For photographers, it is essential to choose products that align with their brand image and values. By selecting pet products from reputable brands, photographers can ensure that they are investing in high-quality items that will last longer and provide better value for money. Additionally, reputable brands often offer warranties and customer support, further enhancing the long-term cost-effectiveness of their products.

Seeking Professional Recommendations

Consulting veterinarians or pet experts

Consulting veterinarians or pet experts is an essential step in validating the quality of pet products sold online. These professionals have the knowledge and expertise to assess the safety and efficacy of various products, ensuring that they meet the necessary standards for the well-being of your pets. By seeking their guidance, you can make informed decisions and choose products that are suitable for your pet's specific needs. Whether it's selecting the right food, toys, or grooming supplies, consulting veterinarians or pet experts can provide valuable insights and recommendations to ensure the health and happiness of your furry companions.

Getting recommendations from trusted sources

When it comes to finding the best pet products sold online, getting recommendations from trusted sources is essential. One reliable way to ensure the quality of these products is by looking for square features specifically designed for home-based businesses. These features provide added convenience and functionality, making it easier for pet owners to manage their purchases and ensure the well-being of their furry friends. By incorporating square features into the online shopping experience, pet product sellers can offer a seamless and reliable service to their customers. To learn more about the benefits of square features for home-based businesses, click here.

Considering specialized pet product review websites

When considering the quality of pet products sold online, it is important to take into account the information provided by specialized pet product review websites. These websites offer valuable insights and unbiased opinions from experts and other pet owners who have tested and evaluated various products. By consulting these review websites, pet owners can make more informed decisions and ensure that they are purchasing high-quality products that meet their pets' specific needs. Additionally, these specialized websites often provide detailed information on product ingredients, manufacturing processes, and safety standards, allowing consumers to have a better understanding of the products they are considering. Overall, relying on specialized pet product review websites can be a helpful resource in validating the quality of pet products sold online.

Conclusion

Importance of ensuring the quality of pet products

Ensuring the quality of pet products is of utmost importance for both pet owners and businesses. When it comes to pet products sold online, it becomes even more crucial as there is limited opportunity for physical inspection before purchase. Pet owners rely on the information provided by the seller to make informed decisions about the products they buy for their beloved pets. A business that sells high-quality pet products not only promotes the well-being and safety of pets but also gains the trust and loyalty of their customers. Therefore, ensuring the quality of pet products is essential for business promotion.

Taking proactive steps to validate online purchases

Taking proactive steps to validate online purchases is essential in ensuring the quality of pet products. With the increasing popularity of online shopping, it is important to be cautious and thorough when making purchases for our furry friends. One effective way to validate the quality of pet products sold online is by utilizing Google revenue streams. By leveraging the various revenue streams offered by Google, such as Google Ads and Google Shopping, pet owners can access valuable information and reviews about the products they are interested in. These revenue streams provide a platform for sellers to showcase their products and for buyers to make informed decisions based on the experiences of other customers. By using Google revenue streams, pet owners can gain confidence in the quality and authenticity of the products they purchase for their beloved pets.

Enhancing the well-being of pets through informed choices

In today's digital age, pet owners have access to a wide range of pet products sold online. However, ensuring the quality of these products is crucial for the well-being of our beloved pets. By making informed choices, we can enhance the overall health and happiness of our furry companions. With the abundance of options available, it is important to be knowledgeable about the factors that determine the quality of pet products. This article will provide a comprehensive guide on how to validate the quality of pet products sold online, empowering pet owners to make informed decisions and prioritize the well-being of their pets.
In conclusion, starting a pet supplies business online can be a lucrative venture. With the increasing demand for pet products, there is a great opportunity to tap into this market. By following the step-by-step guide provided on our website, you can learn how to start your own pet supplies business and achieve success. Don't miss out on this chance to turn your passion for pets into a profitable online business. Visit our website today and take the first step towards building your own pet supplies empire!
submitted by businessnewstv to u/businessnewstv [link] [comments]


2024.05.14 23:17 BigFishSmallPond123 automating emailing system for OTP verification

Hi all, I'm trying to automate an emailing system for OTP verification but am running into some trouble. Below is my code, in it's respective files.
In models.py:
from django.db import models from django.contrib.auth.models import AbstractUser, User from django.db.models.signals import post_save from django.dispatch import receiver # Create your models here. class UserProfile(models.Model): user = models.OneToOneField(User, on_delete=models.CASCADE) otp = models.CharField(max_length=6, blank=True) otp_expiry_time = models.DateTimeField(blank=True, null=True) class AdditionalData(models.Model): user_profile = models.OneToOneField(UserProfile, on_delete=models.CASCADE) firstname = models.CharField(max_length=100, blank=True) lastname = models.CharField(max_length=100, blank=True) dateofbirth = models.DateField(null=True, blank=True) phone_no = models.CharField(max_length=20, blank=True) country_origin = models.CharField(max_length=100, blank=True) city_origin = models.CharField(max_length=100, blank=True) @receiver(post_save, sender=User) def create_user_profile(sender, instance, created, **kwargs): if created: UserProfile.objects.create(user=instance) @receiver(post_save, sender=User) def save_user_profile(sender, instance, **kwargs): instance.userprofile.save() 
In views.py:
from django.shortcuts import render, redirect, HttpResponse from django.contrib.auth.models import User from django.contrib.auth import authenticate, login from django.contrib.auth.decorators import login_required from datetime import timedelta from django.utils import timezone from django.core.mail import send_mail from rest_framework import status from rest_framework.decorators import api_view, permission_classes from rest_framework.permissions import AllowAny from rest_framework.response import Response from .serializers import UserProfileSerializer from .models import UserProfile, AdditionalData from rest_framework_simplejwt.tokens import RefreshToken from .generate_random_digits import generate_random_digits def sign_up(request): if request.method == 'POST': username = request.POST.get('username') email = request.POST.get('email') pass1 = request.POST.get('password1') pass2 = request.POST.get('password2') User.objects.create_user(username, email, pass1).save() return redirect('login') return render(request, 'main/signup.html') def login1(request): if request.method == "POST": username = request.POST.get('username') pass1 = request.POST.get('pass') user = authenticate(request, username=username, password=pass1) if user is not None: if user.last_login is None: user.last_login = timezone.now() user.save() login(request, user) return redirect('firstlogin') else: user_profile = UserProfile.objects.get(user=user) verification_code = generate_random_digits() user_profile.otp = verification_code user_profile.otp_expiry_time = timezone.now() + timedelta(minutes=15) user_profile.save() send_mail( 'Verification Code', f'Your verification code is: {verification_code}', 'from@gmail.com', [request.user.email], fail_silently=False, ) return redirect('otp') else: error_message = "Invalid username or password" return render(request, 'main/login.html', {'error_message': error_message}) return render(request, 'main/login.html') def verify(request): username = request.data.get('username') password = request.data.get('password') otp = request.data.get('otp') user = authenticate(request, username=username, password=password) if user is not None: user_profile = UserProfile.objects.get(user=user) if ( user_profile.verification_code == otp and user_profile.otp_expiry_time is not None and user_profile.otp_expiry_time > timezone.now() ): login(request, user) refresh = RefreshToken.for_user(user) access_token = str(refresh.access_token) user_profile.otp = '' user_profile.otp_expiry_time = None user_profile.save() return Response({'access_token': access_token, 'refresh_token': str(refresh)}, status=status.HTTP_200_OK) return Response({'detail': 'Invalid verification code or credentials.'}, status=status.HTTP_401_UNAUTHORIZED) @login_required def firstlogin(request): if request.method == "POST": user = request.user try: additional_data = AdditionalData.objects.get(user_profile__user=user) except AdditionalData.DoesNotExist: additional_data = AdditionalData.objects.create(user_profile=UserProfile.objects.get(user=user)) additional_data.firstname = request.POST.get('FirstName') additional_data.lastname = request.POST.get('LastName') date_str = f"{request.POST.get('dob-year')}-{request.POST.get('dob-month')}-{request.POST.get('dob-day')}" try: additional_data.dateofbirth = date_str except ValueError: return HttpResponse('Invalid date format') additional_data.phone_no = request.POST.get('PhoneNumber') additional_data.country_origin = request.POST.get('Country') additional_data.city_origin = request.POST.get('City') additional_data.save() return HttpResponse('WORKED') return render(request, 'main/firstlogin.html') @login_required def home(response): return render(response, 'main/landing_page.html') def otp(response): return render(response, 'main/otp.html') 
In settings.py:
""" Django settings for mysite project. Generated by 'django-admin startproject' using Django 4.2.6. For more information on this file, see https://docs.djangoproject.com/en/4.2/topics/settings/ For the full list of settings and their values, see https://docs.djangoproject.com/en/4.2/ref/settings/ """ from pathlib import Path import os # Build paths inside the project like this: BASE_DIR / 'subdir'. BASE_DIR = Path(__file__).resolve().parent.parent # Quick-start development settings - unsuitable for production # See https://docs.djangoproject.com/en/4.2/howto/deployment/checklist/ # SECURITY WARNING: keep the secret key used in production secret! SECRET_KEY = '#####...' # SECURITY WARNING: don't run with debug turned on in production! DEBUG = True ALLOWED_HOSTS = [] # Application definition INSTALLED_APPS = [ 'django.contrib.admin', 'django.contrib.auth', 'django.contrib.contenttypes', 'django.contrib.sessions', 'django.contrib.messages', 'django.contrib.staticfiles', 'main.apps.MainConfig', ] MIDDLEWARE = [ 'django.middleware.security.SecurityMiddleware', 'django.contrib.sessions.middleware.SessionMiddleware', 'django.middleware.common.CommonMiddleware', 'django.middleware.csrf.CsrfViewMiddleware', 'django.contrib.auth.middleware.AuthenticationMiddleware', 'django.contrib.messages.middleware.MessageMiddleware', 'django.middleware.clickjacking.XFrameOptionsMiddleware', ] ROOT_URLCONF = 'mysite.urls' TEMPLATES = [ { 'BACKEND': 'django.template.backends.django.DjangoTemplates', 'DIRS': [os.path.join(BASE_DIR, 'templates')], 'APP_DIRS': True, 'OPTIONS': { 'context_processors': [ 'django.template.context_processors.debug', 'django.template.context_processors.request', 'django.contrib.auth.context_processors.auth', 'django.contrib.messages.context_processors.messages', ], }, }, ] EMAIL_BACKEND = 'django.core.mail.backends.smtp.EmailBackend' EMAIL_HOST = 'smtp.gmail.com' EMAIL_PORT = 587 EMAIL_USE_TLS = True EMAIL_HOST_USER = 'from@gmail.com' EMAIL_HOST_PASSWORD = '############' WSGI_APPLICATION = 'mysite.wsgi.application' # Database # https://docs.djangoproject.com/en/4.2/ref/settings/#databases DATABASES = { 'default': { 'ENGINE': 'django.db.backends.sqlite3', 'NAME': BASE_DIR / 'db.sqlite3', } } # Password validation # https://docs.djangoproject.com/en/4.2/ref/settings/#auth-password-validators AUTH_PASSWORD_VALIDATORS = [ { 'NAME': 'django.contrib.auth.password_validation.UserAttributeSimilarityValidator', }, { 'NAME': 'django.contrib.auth.password_validation.MinimumLengthValidator', }, { 'NAME': 'django.contrib.auth.password_validation.CommonPasswordValidator', }, { 'NAME': 'django.contrib.auth.password_validation.NumericPasswordValidator', }, ] # Internationalization # https://docs.djangoproject.com/en/4.2/topics/i18n/ LANGUAGE_CODE = 'en-us' TIME_ZONE = 'UTC' USE_I18N = True USE_TZ = True # Static files (CSS, JavaScript, Images) # https://docs.djangoproject.com/en/4.2/howto/static-files/ STATIC_URL = 'static/' # Default primary key field type # https://docs.djangoproject.com/en/4.2/ref/settings/#default-auto-field DEFAULT_AUTO_FIELD = 'django.db.models.BigAutoField' 
otp.html:
      OTP Verification    
TLDR:
The problems are as follows:
submitted by BigFishSmallPond123 to learnpython [link] [comments]


2024.05.14 20:30 funeraltemplate TEMPLATE OF A FUNERAL PROGRAMME

TEMPLATE OF A FUNERAL PROGRAMME
https://preview.redd.it/2naurrkrqf0d1.png?width=1920&format=png&auto=webp&s=544217e1ad2bf9c319f8f8971a2288229576708f
Funeral programmes serve as a guide for attendees, outlining the order of service and providing a keepsake for those mourning the loss of a loved one. A well-designed template of a funeral programme can help create a meaningful tribute. Here's how you can structure one:

Header Section

Include the full name of the deceased, their date of birth and passing, and a brief phrase such as "In Loving Memory." You may also add a photo to personalize the programme.

Order of Service

Outline the schedule of events, including any prayers, hymns, readings, or tributes. You can also include information about the officiant and any special instructions for the service.

Biographical Information

Provide a brief biography of the deceased, highlighting their life accomplishments, interests, and values. This section helps attendees connect with the person being remembered.

Obituary

Include a short obituary that provides more details about the deceased's life, such as family members, education, career, and significant achievements. This can be written in a narrative format.

Poems, Readings, and Quotes

Select meaningful poems, readings, or quotes that reflect the deceased's personality or offer comfort to the bereaved. These can be interspersed throughout the programme.

Acknowledgements and Thanks

Include a section to thank attendees for their support and expressions of sympathy. You can also acknowledge any individuals or organizations that assisted during this difficult time.

Closing Words

End the programme with a message of gratitude for the attendees' presence and support. You can also include information about any post-funeral gatherings or memorials.
submitted by funeraltemplate to u/funeraltemplate [link] [comments]


2024.05.14 19:36 kingfroglord How to Budget a Combat Encounter for Dummies

I realized while lurking this subreddit that many newer GMs posting here may find themselves confused as to how to properly balance their combat encounters. This is wholly understandable as the book isn't exactly clear on the process. I thought I'd share my insight so as to help any prospective GMs design a clean and effective opfor.
Credentials: I've been GMing Lancer for ~3 years now and have run multiple successful campaigns to completion, both custom and on-module. I teach newbies how to play on the regular and have coached these same newbies to run their own combats sessions.
Disclaimer: The following rules are my own method to encounter building, and while many other GMs in the community follow these rough guidelines you can expect everyone to have their own twist on it. Another GM you talk to will surely have tweaks on what I present here, but that's okay and honestly kind of cool. We all have our own signature method of playing this game and this happens to be mine!
I will endeavor to make this guide as short as possible so as to be easy to reference. Feel free to reach out if you wanted clarification.
Step 0: Nomenclature
A quick glossary of terms I'll be using frequently.
-OpFor: Stands for oppositional force. That means your entire collection of baddies used for a given combat encounter.
-Structure: The structure points for your NPCs. Normal NPCs have only 1 structure by default, but templates like Elite or Veteran can increase that.
-Activations: The number of times an individual NPC can take a turn during a round of combat. Most NPCs have only 1 activation by default, but templates like Elite or Ultra can increase that.
-Budget: The total number of NPCs you should be using for a combat encounter, based on how much Structure each individual NPC has.
Step 1: Pick a Sitrep/Budget
The first thing you need to do before you go any further is pick your Sitrep, starting at page 267 in the Core Rulebook. This is the objective that you and your players will be competing against each other to accomplish. Sitreps are an absolutely essential aspect of Lancer combat and the entire engine is designed around ensuring that you and your players have clear-cut goals with specific win conditions outlined. You can still have the occassional death match, if you're so inclined, but they should be infrequent to rare at best.
The Sitrep also determines your Budget. You'll note that each Sitrep descriptions says something like "Use the normal amount of enemies" or "Use double the amount of enemies as normal." This is what we like to call a "Single Budget" or a "Double Budget," respectively.
A Single Budget encounter should have enough total NPC Structure to equal 2x the number of players partaking in the combat. For example, if you have 4 players, you want the total Structure from all your NPCs to be 8. If you have 3 players, the total Structure from all NPCs should be 6.
This includes reinforcements.
A double budget encounter simply doubles that. 4 players would equal 16 total NPC Structure, 3 players would equal 12 total NPC structure, and so on.
I'll make a comment below that lists which Sitreps have a Single Budget and which Sitreps have a Double Budget.
Step 2: Balancing Damage
It's entirely possible to do too much damage to your players. NPCs hit hard and you need to make sure they're not hitting so hard that your players don't have a chance to respond. Therefore, never have more than 50% of your OpFor be damage dealing NPCs.
The precise nature of a "damage dealing" NPC is up for interpretation. It is universally accepted that all Strikers and all Artillery archetypes are damage dealers. However, some Controllers and even Defenders fall into this category as well. Knowing who the black sheep of each archetype is comes with time and experience and every GM will tell you who they think is the biggest threat.
For now, stick to focusing on Strikers and Artillery until you get a better sense of who's who.
Step 3: Archetype Spread
In addition to having only 50% of your OpFor be damage dealers, make sure that the rest of the NPCs you're using have a healthy spread of different archetypes. That means Support, Controller, and Defender.
You don't have to have one of each, as a rule, but if you're just starting out then that's at least a good guide rail to use until you're more comfortable experimenting.
Step 4: Don't Overdo Templates
One of the biggest mistakes I see new GMs make is to apply the Pirate Template to every single NPC in their OpFor. "But they're all pirates," they'll tell me, confused as to why their players had a miserable time going against +1d6 damage on crit from every single enemy.
Here's what the book doesn't tell you: Templates affect mechanics, not flavor. Only apply a Template to an NPC to give it the strict mechanical benefits that come with it and never for any other reason!
You can have an NPC be a pirate and not use the pirate template. In fact, you absolutely SHOULD have an NPC be a pirate without using the pirate template. The trick to this is to simply say "This guy is a pirate" and not do anything else. It's as easy as that.
Use Templates sparingly. If you're new, I wouldn't recommend using more than 1 per combat. Even now I don't really do more than 2-3, if that.
Step 5: Fair Deployment
Once you have your OpFor picked out and ready to roll, it's time to put them on the board. In an effort to not overwhelm your players but still have enough presence to apply a bit of pressure, only deploy enough NPCs so that their combined Activations equals 1.5x the number of players. For example, if you have 4 players, only have 6 activations on the board. That means 6 normal enemies, 4 normal enemies and an Elite, etc. I like to think of this as a Soft Cap for Activations.
The rest of your OpFor should be kept back as reinforcements. Follow the reinforcement rules of your chosen Sitrep to figure out when they should enter the fray, and how many.
Additionally, never have NPC activations exceed 2x the number of players. They will be overwhelmed very fast and nobody will have fun. Consider this a Hard Cap for Activations.
If you have reinforcements ready to go but you're already at the Soft Cap, you can bring more if the players are winning and you want to turn up the heat. If the players are losing, hold off and wait until they're in a better position. It's your job as GM to moderate the difficulty of combat based on active circumstances.
If you're already at Hard Cap, then no reinforcements get to enter the board yet. Wait until your players start scoring kills, the suckers.
The End
There's more nuance that goes into it than that, but this is a good starting point for anyone who just wants to wrap their heads around a complex system. As you get experienced, you'll start experimenting more with synergy, cross-classing, custom sitreps, and all kinds of crazy shit. The more experience you have, the more you'll be free to fuck around without breaking the game!
submitted by kingfroglord to LancerRPG [link] [comments]


2024.05.14 16:52 Tyanarus Profile Banner Template

Profile Banner Template submitted by Tyanarus to Twitch_Startup [link] [comments]


2024.05.14 16:12 tempmailgenerator Implementing Permanent Email Verification Status on User Profiles in Laravel 10

Enhancing User Management in Laravel

In the ever-evolving landscape of web development, ensuring the authenticity and security of user data is paramount. Laravel 10, the latest iteration of the widely acclaimed PHP framework, continues to offer robust features for developers aiming to streamline user management processes. One such feature is the ability to display a verification status on user profiles, a critical component for platforms requiring verified email addresses for enhanced security and user trust. This functionality not only reinforces the integrity of the user base but also significantly improves user experience by providing clear communication regarding account status.
Implementing a permanent email verification status within Laravel 10 requires a nuanced understanding of its authentication and verification systems. The framework's built-in support for user authentication, coupled with its flexible and straightforward verification process, allows developers to seamlessly integrate email verification indicators into user profiles. This guide aims to navigate through the technicalities of setting up such a feature, exploring the necessary steps to modify Laravel's default user authentication flow to include permanent email verification status display. The focus will be on leveraging Laravel's existing infrastructure to achieve a secure and efficient implementation.
Command Description
User::find(1)->hasVerifiedEmail() Checks if the user with ID 1 has a verified email.
Auth::user()->markEmailAsVerified() Marks the currently authenticated user's email as verified.
event(new Verified($user)) Dispatches an event after a user's email is marked as verified.

Enhancing Email Verification in Laravel

Email verification is a crucial step in ensuring that users provide a valid email address during registration. It serves multiple purposes, including reducing the chance of spam accounts, improving security by verifying the identity of the user, and enhancing communication effectiveness by ensuring that emails reach their intended recipients. In Laravel 10, the framework provides built-in support for email verification through its authentication scaffolding, making it easier for developers to implement this feature without having to write extensive custom code. This built-in feature automatically sends a verification email when a new user registers and provides a route for the user to confirm their email address.
Customizing the email verification process in Laravel 10 allows developers to tailor the experience to the specific needs of their application. This can include customizing the verification email template to match the application's branding, modifying the verification logic to include additional checks or steps, and even extending the default user model to include email verification status as a permanent feature on the user's profile. Implementing a permanent email verification status on user profiles requires understanding of Laravel's user authentication flow, including how to work with middleware, events, and listeners to efficiently manage and display the user's verification status. By leveraging Laravel's flexible architecture, developers can create a more secure, user-friendly application that clearly communicates the user's email verification status, enhancing the overall user experience.

Displaying Email Verification Status

Laravel Blade Template Syntax
 
@if(Auth::user()->hasVerifiedEmail()) Your email is verified.
u/else Your email is not verified.
@endif

Marking Email as Verified Upon User Action

Laravel Controller Method
 public function verifyUserEmail(Request $request) { $user = Auth::user(); if (!$user->hasVerifiedEmail()) { $user->markEmailAsVerified(); event(new \Illuminate\Auth\Events\Verified($user)); } return redirect()->to('/home')->with('status', 'Email verified!'); } 

Exploring Email Verification in Laravel 10

Email verification is a crucial feature in modern web applications, ensuring that users have access to the email addresses they register with. Laravel 10 simplifies this process with its built-in support for user authentication, including email verification. This feature allows developers to protect routes and functionalities from being accessed by unverified users, enhancing the security and integrity of the application. By default, Laravel includes a trait that can be used within the User model to enable these verification features, making it straightforward to implement and customize according to the application's needs.
The process of integrating email verification within a Laravel project involves modifying the User model, setting up routes, and creating controllers and views to handle the verification process. Laravel's built-in notification system is utilized to send verification emails, which can be customized to fit the look and feel of the application. This comprehensive approach ensures that users can verify their email addresses seamlessly, improving the overall user experience. Additionally, developers can extend or modify the default behavior to accommodate more complex requirements, such as verifying emails with third-party services or implementing additional checks before marking an email as verified.

Frequently Asked Questions About Email Verification in Laravel

  1. Question: Is email verification required in Laravel 10?
  2. Answer: While not mandatory, email verification is highly recommended for applications that require validated user data for security and functionality purposes.
  3. Question: Can I customize the verification email template in Laravel?
  4. Answer: Yes, Laravel allows you to customize the email template by modifying the notification class that handles email verification.
  5. Question: How does Laravel handle email verification internally?
  6. Answer: Laravel uses a middleware to check the email verification status of a user and a notification system to send verification emails using customizable mailables.
  7. Question: Can I resend the verification email to a user?
  8. Answer: Yes, you can trigger the resend functionality using Laravel's built-in methods or by implementing custom logic in your controller.
  9. Question: How do I redirect users after email verification?
  10. Answer: Laravel allows you to define a redirection path after email verification through the RouteServiceProvider or directly within the verification notification class.
  11. Question: What happens if a user tries to access a route requiring verification without being verified?
  12. Answer: Laravel will automatically redirect the user to a specified path, often the login page, with an error message indicating the need for verification.
  13. Question: Can I use third-party services for email verification with Laravel?
  14. Answer: Yes, Laravel's flexible architecture allows you to integrate third-party verification services by customizing the verification process.
  15. Question: Is it possible to verify user emails without sending them an email?
  16. Answer: While unconventional, you can manually mark a user's email as verified in the database or through a custom admin interface without sending an email.
  17. Question: How do I ensure that email verification links are secure?
  18. Answer: Laravel generates secure, signed URLs for email verification links, making them tamper-resistant and secure for users to click on.

Wrapping Up Email Verification in Laravel 10

Email verification plays a pivotal role in securing user accounts and enhancing the overall integrity of web applications. Laravel 10, with its extensive support for user authentication and verification, provides a robust framework for developers to implement these features seamlessly. The process, while straightforward, offers flexibility for customization and adaptation to specific application needs. Through the use of middleware, notifications, and custom routes, Laravel ensures a user-friendly and secure verification process. The benefits of implementing email verification are manifold, including reduced fraudulent activities, increased user trust, and improved data integrity. By following the guidelines and practices outlined in this guide, developers can effectively implement and manage email verification in their Laravel 10 applications, paving the way for more secure and user-centric web platforms.
https://www.tempmail.us.com/en/laravel/implementing-permanent-email-verification-status-on-user-profiles-in-laravel-10
submitted by tempmailgenerator to MailDevNetwork [link] [comments]


2024.05.14 12:24 mikesrraleigh Creative Matka: Your Partner for Custom Web Development in India

Creative Matka: Your Partner for Custom Web Development in India
In the fast-paced digital world, having a unique and functional website is crucial for businesses looking to stand out and connect with customers. Creative Matka, a premier custom web development agency in India, offers tailored web solutions that are not only visually appealing but also strategically designed to meet business objectives. This comprehensive guide will explore how Creative Matka leverages innovative web technologies and customized approaches to empower businesses across India with top-notch digital experiences.
https://preview.redd.it/5ku174b1cd0d1.jpg?width=1195&format=pjpg&auto=webp&s=9c7c4fcedc2065b6542074a62619bd3cab9cfc22
Why Choose Custom Web Development?
Custom web development involves creating a website from scratch, tailored specifically to a business’s needs and goals. Unlike template-based designs, custom web development allows for unique features, enhanced security, scalability, and a user experience that aligns perfectly with the brand's identity. Creative Matka excels in delivering these bespoke solutions, ensuring that each website is a true reflection of the brand it represents.
Creative Matka’s Approach to Web Development
Creative Matka adopts a methodical and client-centric approach to web development, which includes the following steps:
  1. Requirement Analysis: Understanding the client's business, target audience, and objectives is the first step in their process. This involves detailed discussions to capture all necessary requirements.
  2. Strategic Planning: Based on the initial analysis, Creative Matka develops a strategic plan that outlines the website’s architecture, technologies to be used, and timelines for the project.
  3. Design and Development: Their team of experienced designers and developers then brings the strategic plan to life, creating custom designs that are both user-friendly and aesthetically pleasing. Development is done using the latest web technologies, ensuring robustness and scalability.
  4. Testing and Launch: Before going live, Creative Matka conducts extensive testing to ensure the website operates smoothly across all devices and browsers. This phase helps identify and rectify any potential issues.
  5. Post-Launch Support and Maintenance: After the website goes live, Creative Matka provides ongoing support and maintenance to ensure the website continues to function flawlessly and stays updated with the latest web standards and technologies.
Key Services Offered by Creative Matka
Creative Matka offers a comprehensive range of custom web development services to cater to various business needs:
  • Responsive Web Design: With mobile devices accounting for a significant portion of web traffic, having a responsive website that adapts to different screen sizes is crucial. Creative Matka specializes in creating websites that offer seamless experiences on both desktops and mobile devices.
  • E-commerce Solutions: For businesses looking to sell online, Creative Matka provides robust e-commerce platforms that are not only secure but also optimized for user experience and conversions.
  • CMS-based Websites: They offer custom Content Management System (CMS) solutions that allow businesses to manage and update their websites easily without needing technical expertise.
  • API Integration and Development: To enhance website functionality and performance, Creative Matka integrates various third-party APIs and also develops custom APIs that can help businesses automate tasks and improve data interchange.
  • Web Application Development: Beyond traditional websites, they also develop complex web applications tailored to solve specific business challenges.
Benefits of Working with Creative Matka
Choosing Creative Matka as your web development partner comes with several benefits:
  • Customized Solutions: They ensure that every aspect of the website is customized to meet your business needs, helping you stand out from the competition.
  • Expert Team: Creative Matka’s team comprises skilled professionals with extensive experience in the latest web development technologies and trends.
  • Focus on User Experience: They prioritize user experience, designing websites that are intuitive, engaging, and easy to navigate.
  • Scalability: The websites they develop are designed to grow with your business. Whether you need to add new features or scale up operations, their solutions are built to accommodate growth.
  • Comprehensive Support: With Creative Matka, you get continuous support and maintenance, ensuring that your site remains up-to-date and performs well over time.
Conclusion: Build Your Digital Future with Creative Matka
For businesses in India looking to establish a strong online presence, Creative Matka offers the expertise and custom solutions necessary to create a website that not only looks great but also performs excellently. By partnering with Creative Matka, you ensure that your web development project is in capable hands, and the final product will serve as a valuable tool for your business’s growth and success.
submitted by mikesrraleigh to u/mikesrraleigh [link] [comments]


2024.05.14 10:24 kibblepigeon ⏰ 4 DAYS REMAINING ⏰ 4 DAYS LEFT TO MAKE A DIFFERENCE. Are you up for the challenge? Fight for your markets and financial liberty, support the SEC in rejecting SR-OCC-2024-001. The power is in your hands.

⏰ 4 DAYS REMAINING ⏰ 4 DAYS LEFT TO MAKE A DIFFERENCE. Are you up for the challenge? Fight for your markets and financial liberty, support the SEC in rejecting SR-OCC-2024-001. The power is in your hands.
https://preview.redd.it/9f322lpmmc0d1.png?width=1774&format=png&auto=webp&s=2086d805deab77991480ac5cccd0223576f48710

4 DAYS REMAINING

_______________🔥__________________

⏳ Don't let time run out, get involved. Get proactive.

🚀 Be the catalyst.

I know you've seen a lot of this rule referenced on the sub but this isn't the minefield you may think it is, and if you're putting off submitting your comment because it's all a little bit overwhelming, I'm here to tell you it doesn't need to be.

💜💪 All the resources you need are here to help you:

Awesome eh?
Instead of an in-depth letter template, did you know you can just as easily send smaller comments to the SEC and it be just as effective?
"Me think, why waste time say lot word, when few word do trick." - Kevin Malone, Chilli legend.
You could say something like:
“Dear SEC,
I agree with the rejection of SR-OCC-2024-001 - and support the reasons for the dismissal as outlined on pages 4-5 of the Federal Register.
These include:
- Failure to promote prompt and accurate clearance and settlement of securities transactions and safeguard securities and funds.
- Lack of clear and direct lines of responsibility in governance arrangements.
- Inadequate policies and procedures to cover credit exposures to participants and insufficient margin calculation to cover potential future exposure.
Thank you for upholding the integrity of our financial markets,
Sincerely,
Or hell, taking inspiration from this INCREDIBLE letter here from WhatCanIMakeToday:

Full Letter Template 🎉🎉

Simians Smash SEC Rule Proposal To Reduce Margin Requirements To Prevent A Cascade of Clearing Member Failures! [COMMENT TEMPLATE INCLUDED]
📱 ☎️ Pastebin for mobile users: https://pastebin.com/dpXQ0gim
You could produce something like this:
_____________________________________
Subject: Concerns Regarding Proposed Rule Change SR-OCC-2024-001
Dear [rule-comments@sec.gov](mailto:rule-comments@sec.gov),
I am writing to express my concerns about SR-OCC-2024-001, titled “Proposed Rule Change by The Options Clearing Corporation Concerning Its Process for Adjusting Certain Parameters in Its Proprietary System for Calculating Margin Requirements During Periods When the Products It Clears and the Markets It Serves Experience High Volatility.”
I appreciate the opportunity to provide input on this matter. However, I cannot support the approval of this proposal due to several reasons:
  1. Lack of Transparency: The proposal contains significant redactions, preventing meaningful public review and comment.
  2. Systemic Risk: The OCC's proposal to reduce margin requirements for Clearing Members poses increased risk to the stability of our financial system. If clearing members cannot meet their financial obligations - they must close their bets.
  3. Conflict of Interest: The role of the Financial Risk Management Officer has an inherent conflict of interest to oversee both the well-being of Clearing Members as well as the agency itself.
  4. Moral Hazard: The proposal shifts the costs of Clearing Member defaults to the non-bank liquidity facility, creating a moral hazard and perpetuating an unfair marketplace.
  5. Inadequate Risk Management: The proposal fails to properly manage liquidity risk and increases systemic risk, as evidenced by the OCC's reliance on reducing margin requirements.
With note to the rejection reasons as put forward by the SEC in the dismissal of this rule:
  • Failure to promote prompt and accurate clearance and settlement of securities transactions and safeguard securities and funds.
  • Lack of clear and direct lines of responsibility in governance arrangements.
  • Inadequate policies and procedures to cover credit exposures to participants and insufficient margin calculation to cover potential future exposure.
In conclusion, I support the SEC in their rejection of this proposed rule change - to ensure the protection of all investors and the integrity of our financial markets.
Thank you for considering my concerns and for your continued help to protect our markets,
Sincerely,
Household investor.
_______________🔥__________________
https://preview.redd.it/v6kk0dcroc0d1.jpg?width=1600&format=pjpg&auto=webp&s=d29e9373a3597d07c7514c6398e22b4723399522
Consider inputting these writing guides into ChatGPT to help you compose your own comment.
Here's a prompt to help you get started:
Draft a formal letter expressing support for the SEC's decision to reject the OCC's proposed rule change. Emphasise the importance of transparency, risk mitigation, and investor protection in maintaining a fair financial market. Specifically, address concerns about the lack of transparency in the OCC's proposal, potential systemic risks from margin requirement adjustments during market volatility, and the conflict of interest in the FRM Officer's role. Maintain a respectful and professional tone, providing detailed reasons and supporting evidence for your support of the SEC's decision. Use the example letter as a reference for structuring arguments and aligning with the SEC's grounds for disapproval.
Work Smarter, not Harder.
ChatGPT is user friendly, check out what it looks like here: https://chatgpt.com
https://preview.redd.it/uhinbltepc0d1.jpg?width=2340&format=pjpg&auto=webp&s=bfd77b79ac9a19db8a6382888f1eb8fc5626abd4
Please note:
🚨 ChatGPT remains an unreliable source for verified information and facts and will always require people to assess/review and cross-reference the generated responses.
You are the fact checker, not the AI.

For more tips, tricks and context - why not check out this snazzy post here: https://dismal-jellyfish.com/regulatory-killshot-wall-streets-attempts-to-shift-goalposts-have-been-shut-down/

_______________🔥__________________

✅ 📢 🌏 How to Comment:

  1. Commission's Internet Comment Form: Use the form available at SEC's rule comment page.

📱🖥️ ✉️ Email: [rule-comments@sec.gov](mailto:rule-comments@sec.gov)

  • Include the file number: SR-OCC-2024-001 34-100009 - in the subject line of your email to the SEC.
  • This is open to audiences worldwide.
REMEMBER:
  • Choose only one submission method to help the Commission process and review your comments more efficiently.
  • The Commission will post all comments on its website.
  • Avoid including personal identifiable information in your submissions unless you want it to be made publicly available.
    • The SEC may redact or withhold content that is obscene.
With credit and appreciation to Dismal-Jellyfish 💜
It's only takes two minutes to change the world.
So what are you waiting for?
https://preview.redd.it/03gxkt0tpc0d1.jpg?width=2024&format=pjpg&auto=webp&s=2e4de310d8d5480938d60815a878a0d5f0e55bf6
submitted by kibblepigeon to Superstonk [link] [comments]


2024.05.14 10:21 kibblepigeon ⏰ 4 DAYS REMAINING ⏰ 4 DAYS LEFT TO MAKE A DIFFERENCE. Are you up for the challenge? Fight for your markets and financial liberty, support the SEC in rejecting SR-OCC-2024-001. The power is in your hands.

⏰ 4 DAYS REMAINING ⏰ 4 DAYS LEFT TO MAKE A DIFFERENCE. Are you up for the challenge? Fight for your markets and financial liberty, support the SEC in rejecting SR-OCC-2024-001. The power is in your hands.
https://preview.redd.it/bamh9lszpc0d1.png?width=1774&format=png&auto=webp&s=d57d7babd277b2a53b147395b73783f69b886d19

4 DAYS REMAINING

_______________🔥__________________

⏳ Don't let time run out, get involved. Get proactive.

🚀 Be the catalyst.

I know you've seen a lot of this rule referenced on the sub but this isn't the minefield you may think it is, and if you're putting off submitting your comment because it's all a little bit overwhelming, I'm here to tell you it doesn't need to be.

💜💪 All the resources you need are here to help you:

Awesome eh?
Instead of an in-depth letter template, did you know you can just as easily send smaller comments to the SEC and it be just as effective?
"Me think, why waste time say lot word, when few word do trick." - Kevin Malone, Chilli legend.
You could say something like:
“Dear SEC,
I agree with the rejection of SR-OCC-2024-001 - and support the reasons for the dismissal as outlined on pages 4-5 of the Federal Register.
These include:
- Failure to promote prompt and accurate clearance and settlement of securities transactions and safeguard securities and funds.
- Lack of clear and direct lines of responsibility in governance arrangements.
- Inadequate policies and procedures to cover credit exposures to participants and insufficient margin calculation to cover potential future exposure.
Thank you for upholding the integrity of our financial markets,
Sincerely,
Or hell, taking inspiration from this INCREDIBLE letter here from WhatCanIMakeToday:

Full Letter Template 🎉🎉

Simians Smash SEC Rule Proposal To Reduce Margin Requirements To Prevent A Cascade of Clearing Member Failures! [COMMENT TEMPLATE INCLUDED]
📱 ☎️ Pastebin for mobile users: https://pastebin.com/dpXQ0gim
You could produce something like this:
_____________________________________
Subject: Concerns Regarding Proposed Rule Change SR-OCC-2024-001
Dear [rule-comments@sec.gov](mailto:rule-comments@sec.gov),
I am writing to express my concerns about SR-OCC-2024-001, titled “Proposed Rule Change by The Options Clearing Corporation Concerning Its Process for Adjusting Certain Parameters in Its Proprietary System for Calculating Margin Requirements During Periods When the Products It Clears and the Markets It Serves Experience High Volatility.”
I appreciate the opportunity to provide input on this matter. However, I cannot support the approval of this proposal due to several reasons:
  1. Lack of Transparency: The proposal contains significant redactions, preventing meaningful public review and comment.
  2. Systemic Risk: The OCC's proposal to reduce margin requirements for Clearing Members poses increased risk to the stability of our financial system. If clearing members cannot meet their financial obligations - they must close their bets.
  3. Conflict of Interest: The role of the Financial Risk Management Officer has an inherent conflict of interest to oversee both the well-being of Clearing Members as well as the agency itself.
  4. Moral Hazard: The proposal shifts the costs of Clearing Member defaults to the non-bank liquidity facility, creating a moral hazard and perpetuating an unfair marketplace.
  5. Inadequate Risk Management: The proposal fails to properly manage liquidity risk and increases systemic risk, as evidenced by the OCC's reliance on reducing margin requirements.
With note to the rejection reasons as put forward by the SEC in the dismissal of this rule:
  • Failure to promote prompt and accurate clearance and settlement of securities transactions and safeguard securities and funds.
  • Lack of clear and direct lines of responsibility in governance arrangements.
  • Inadequate policies and procedures to cover credit exposures to participants and insufficient margin calculation to cover potential future exposure.
In conclusion, I support the SEC in their rejection of this proposed rule change - to ensure the protection of all investors and the integrity of our financial markets.
Thank you for considering my concerns and for your continued help to protect our markets,
Sincerely,
Household investor.
_______________🔥__________________
https://preview.redd.it/v0pdf8x2qc0d1.jpg?width=1600&format=pjpg&auto=webp&s=ad125e1c31062aa10003ffb0d2fb634226dac835
Consider inputting these writing guides into ChatGPT to help you compose your own comment.
Here's a prompt to help you get started:
Draft a formal letter expressing support for the SEC's decision to reject the OCC's proposed rule change. Emphasise the importance of transparency, risk mitigation, and investor protection in maintaining a fair financial market. Specifically, address concerns about the lack of transparency in the OCC's proposal, potential systemic risks from margin requirement adjustments during market volatility, and the conflict of interest in the FRM Officer's role. Maintain a respectful and professional tone, providing detailed reasons and supporting evidence for your support of the SEC's decision. Use the example letter as a reference for structuring arguments and aligning with the SEC's grounds for disapproval.
Work Smarter, not Harder.
ChatGPT is user friendly, check out what it looks like here: https://chatgpt.com
https://preview.redd.it/j84oib25qc0d1.jpg?width=2340&format=pjpg&auto=webp&s=16bbb2b542ba120c67db3e4c1bc03f5fbb9f7a90
Please note:
🚨 ChatGPT remains an unreliable source for verified information and facts and will always require people to assess/review and cross-reference the generated responses.
You are the fact checker, not the AI.

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2024.05.14 08:22 talkiemateapp Create Personalized Meal Plan for Free: A Comprehensive Guide

Source: 🔗 Chat with Lifelike Virtual Personalities — talkiemate.com
Are you looking to improve your eating habits, manage your weight, or optimize your nutrition but unsure where to start? Creating a personalized meal plan can be the first step towards achieving your health and wellness goals. In this comprehensive guide, we’ll explore how you can create a personalized meal plan for free, along with the option to work with a dedicated health and wellness coach like Olivia Thompson to take your meal planning to the next level.
Understanding the Importance of a Personalized Meal Plan
A personalized meal plan takes into account your individual dietary preferences, health goals, nutritional needs, and lifestyle factors. By tailoring your meals to suit your specific requirements, you can improve your overall health, manage chronic conditions, enhance athletic performance, and even support weight loss or weight gain goals.
Steps to Create a Personalized Meal Plan for Free
Assess Your Current Eating Habits: Before creating a meal plan, it’s essential to understand your current eating habits. Keep a food diary for a few days to track what you eat and drink, including portion sizes and meal times.
Set Your Health Goals: Determine what you want to achieve with your meal plan. Whether it’s losing weight, improving energy levels, managing a health condition, or simply eating more healthily, having clear goals will guide your meal planning efforts.
Identify Nutritional Needs: Consider any specific nutritional requirements you may have based on factors such as age, gender, activity level, and health status. For example, athletes may need more carbohydrates for energy, while individuals with certain medical conditions may need to limit sodium or sugar intake.
Plan Balanced Meals: Aim to include a variety of nutrient-dense foods from all food groups in your meal plan. This includes fruits, vegetables, whole grains, lean proteins, and healthy fats. Focus on creating balanced meals that provide a mix of carbohydrates, protein, and fat to support overall health and energy levels.
Use Online Resources and Apps: Take advantage of online resources and meal planning apps that offer free tools and templates for creating personalized meal plans. These platforms often provide features such as recipe databases, grocery lists, and meal prep tips to simplify the process.
Experiment and Adjust: Creating the perfect meal plan may require some trial and error. Be willing to experiment with different foods, recipes, and portion sizes to find what works best for you. Monitor your progress and make adjustments as needed to ensure you’re meeting your health goals.
Benefits of Working with a Health and Wellness Coach
While creating a personalized meal plan for free is a great starting point, working with a dedicated health and wellness coach can offer additional support and guidance. A coach like Olivia Thompson can provide:
Expertise and Guidance: Olivia Thompson is a certified health and wellness coach with extensive knowledge and experience in nutrition and healthy eating habits. She can offer personalized advice and guidance tailored to your individual needs and goals.
Accountability and Motivation: Having a coach to keep you accountable can help you stay on track with your meal plan and make healthier choices. Olivia can provide motivation, encouragement, and support to help you overcome challenges and stay committed to your health journey.
Customized Meal Plans: Olivia Thompson can work with you to create customized meal plans that align with your dietary preferences, health goals, and lifestyle. She can help you plan meals that are delicious, nutritious, and easy to prepare, making it easier to stick to your meal plan long-term.
Education and Empowerment: In addition to meal planning, Olivia Thompson can educate you about nutrition, portion control, mindful eating, and other healthy habits. She empowers you with the knowledge and skills you need to make informed decisions about your health and well-being.
How to Get Started with Olivia Thompson
Ready to take your meal planning to the next level? You can work with Olivia Thompson, a dedicated health and wellness coach, to create professional personalized meal plans tailored to your needs and goals. Simply visit Olivia’s Talkiemate profile here to start your conversation today.
Conclusion
Creating a personalized meal plan for free is an excellent way to improve your diet, manage your weight, and optimize your nutrition. By following the steps outlined in this guide and leveraging online resources and apps, you can create a meal plan that suits your individual needs and preferences. Additionally, working with a dedicated health and wellness coach like Olivia Thompson can provide personalized support, guidance, and motivation to help you achieve your health and wellness goals. Whether you’re looking to lose weight, improve your energy levels, or simply eat more healthily, creating a personalized meal plan is a valuable step towards a happier and healthier you.
References:
“The Importance of Meal Planning for a Healthy Diet” – Healthline
“The Benefits of Personalized Meal Plans” – Eat This, Not That!
“How to Create a Personalized Meal Plan” – MyFitnessPal
“The Role of Health Coaches in Nutrition Education” – American Nutrition Association
“Understanding Macronutrients: Carbohydrates, Proteins, and Fats” – Harvard T.H. Chan School of Public Health
“Choosing Healthy Fats” – Mayo Clinic
“The Science Behind Meal Planning” – PubMed
“Meal Planning Apps and Websites” – Verywell Fit
“Understanding Nutrition Labels” – U.S. Food and Drug Administration
“The Role of Nutrition in Weight Management” – Centers for Disease Control and Prevention
Disclaimer: Always consult with a healthcare professional before making any significant changes to your diet or exercise routine.
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2024.05.14 06:31 Anenome5 Society without a State

https://mises.org/mises-daily/society-without-state
In attempting to outline how a “society without a state” — that is, an anarchist society — might function successfully, I would first like to defuse two common but mistaken criticisms of this approach. First, is the argument that in providing for such defense or protection services as courts, police, or even law itself, I am simply smuggling the state back into society in another form, and that therefore the system I am both analyzing and advocating is not “really” anarchism. This sort of criticism can only involve us in an endless and arid dispute over semantics. Let me say from the beginning that I define the state as that institution which possesses one or both (almost always both) of the following properties: (1) it acquires its income by the physical coercion known as “taxation”; and (2) it asserts and usually obtains a coerced monopoly of the provision of defense service (police and courts) over a given territorial area. An institution not possessing either of these properties is not and cannot be, in accordance with my definition, a state. On the other hand, I define anarchist society as one where there is no legal possibility for coercive aggression against the person or property of an individual. Anarchists oppose the state because it has its very being in such aggression, namely, the expropriation of private property through taxation, the coercive exclusion of other providers of defense service from its territory, and all of the other depredations and coercions that are built upon these twin foci of invasions of individual rights.
Nor is our definition of the state arbitrary, for these two characteristics have been possessed by what is generally acknowledged to be states throughout recorded history. The state, by its use of physical coercion, has arrogated to itself a compulsory monopoly of defense services over its territorial jurisdiction. But it is certainly conceptually possible for such services to be supplied by private, non-state institutions, and indeed such services have historically been supplied by other organizations than the state. To be opposed to the state is then not necessarily to be opposed to services that have often been linked with it; to be opposed to the state does not necessarily imply that we must be opposed to police protection, courts, arbitration, the minting of money, postal service, or roads and highways. Some anarchists have indeed been opposed to police and to all physical coercion in defense of person and property, but this is not inherent in and is fundamentally irrelevant to the anarchist position, which is precisely marked by opposition to all physical coercion invasive of, or aggressing against, person and property.
The crucial role of taxation may be seen in the fact that the state is the only institution or organization in society which regularly and systematically acquires its income through the use of physical coercion. All other individuals or organizations acquire their income voluntarily, either (1) through the voluntary sale of goods and services to consumers on the market, or (2) through voluntary gifts or donations by members or other donors. If I cease or refrain from purchasing Wheaties on the market, the Wheaties producers do not come after me with a gun or the threat of imprisonment to force me to purchase; if I fail to join the American Philosophical Association, the association may not force me to join or prevent me from giving up my membership. Only the state can do so; only the state can confiscate my property or put me in jail if I do not pay its tax tribute. Therefore, only the state regularly exists and has its very being by means of coercive depredations on private property.
Neither is it legitimate to challenge this sort of analysis by claiming that in some other sense, the purchase of Wheaties or membership in the APA is in some way “coercive.” Anyone who is still unhappy with this use of the term “coercion” can simply eliminate the word from this discussion and substitute for it “physical violence or the threat thereof,” with the only loss being in literary style rather than in the substance of the argument. What anarchism proposes to do, then, is to abolish the state, that is, to abolish the regularized institution of aggressive coercion.
It need hardly be added that the state habitually builds upon its coercive source of income by adding a host of other aggressions upon society, ranging from economic controls to the prohibition of pornography to the compelling of religious observance to the mass murder of civilians in organized warfare. In short, the state, in the words of Albert Jay Nock, “claims and exercises a monopoly of crime” over its territorial area.
The second criticism I would like to defuse before beginning the main body of the paper is the common charge that anarchists “assume that all people are good” and that without the state no crime would be committed. In short, that anarchism assumes that with the abolition of the state a New Anarchist Man will emerge, cooperative, humane, and benevolent, so that no problem of crime will then plague the society. I confess that I do not understand the basis for this charge. Whatever other schools of anarchism profess — and I do not believe that they are open to the charge — I certainly do not adopt this view. I assume with most observers that mankind is a mixture of good and evil, of cooperative and criminal tendencies. In my view, the anarchist society is one which maximizes the tendencies for the good and the cooperative, while it minimizes both the opportunity and the moral legitimacy of the evil and the criminal. If the anarchist view is correct and the state is indeed the great legalized and socially legitimated channel for all manner of antisocial crime — theft, oppression, mass murder — on a massive scale, then surely the abolition of such an engine of crime can do nothing but favor the good in man and discourage the bad.
A further point: in a profound sense, no social system, whether anarchist or statist, can work at all unless most people are “good” in the sense that they are not all hell-bent upon assaulting and robbing their neighbors. If everyone were so disposed, no amount of protection, whether state or private, could succeed in staving off chaos. Furthermore, the more that people are disposed to be peaceful and not aggress against their neighbors, the more successfully any social system will work, and the fewer resources will need to be devoted to police protection. The anarchist view holds that, given the “nature of man,” given the degree of goodness or badness at any point in time, anarchism will maximize the opportunities for the good and minimize the channels for the bad. The rest depends on the values held by the individual members of society. The only further point that need be made is that by eliminating the living example and the social legitimacy of the massive legalized crime of the state, anarchism will to a large extent promote peaceful values in the minds of the public.
We cannot of course deal here with the numerous arguments in favor of anarchism or against the state, moral, political, and economic. Nor can we take up the various goods and services now provided by the state and show how private individuals and groups will be able to supply them far more efficiently on the free market. Here we can only deal with perhaps the most difficult area, the area where it is almost universally assumed that the state must exist and act, even if it is only a “necessary evil” instead of a positive good: the vital realm of defense or protection of person and property against aggression. Surely, it is universally asserted, the state is at least vitally necessary to provide police protection, the judicial resolution of disputes and enforcement of contracts, and the creation of the law itself that is to be enforced. My contention is that all of these admittedly necessary services of protection can be satisfactorily and efficiently supplied by private persons and institutions on the free market.
One important caveat before we begin the body of this paper: new proposals such as anarchism are almost always gauged against the implicit assumption that the present, or statist system works to perfection. Any lacunae or difficulties with the picture of the anarchist society are considered net liabilities, and enough to dismiss anarchism out of hand. It is, in short, implicitly assumed that the state is doing its self-assumed job of protecting person and property to perfection. We cannot here go into the reasons why the state is bound to suffer inherently from grave flaws and inefficiencies in such a task. All we need do now is to point to the black and unprecedented record of the state through history: no combination of private marauders can possibly begin to match the state’s unremitting record of theft, confiscation, oppression, and mass murder. No collection of Mafia or private bank robbers can begin to compare with all the Hiroshimas, Dresdens, and Lidices and their analogues through the history of mankind.
This point can be made more philosophically: it is illegitimate to compare the merits of anarchism and statism by starting with the present system as the implicit given and then critically examining only the anarchist alternative. What we must do is to begin at the zero point and then critically examine both suggested alternatives. Suppose, for example, that we were all suddenly dropped down on the earth de novo and that we were all then confronted with the question of what societal arrangements to adopt. And suppose then that someone suggested: “We are all bound to suffer from those of us who wish to aggress against their fellow men. Let us then solve this problem of crime by handing all of our weapons to the Jones family, over there, by giving all of our ultimate power to settle disputes to that family. In that way, with their monopoly of coercion and of ultimate decision making, the Jones family will be able to protect each of us from each other.” I submit that this proposal would get very short shrift, except perhaps from the Jones family themselves. And yet this is precisely the common argument for the existence of the state. When we start from the zero point, as in the case of the Jones family, the question of “who will guard the guardians?” becomes not simply an abiding lacuna in the theory of the state but an overwhelming barrier to its existence.
A final caveat: the anarchist is always at a disadvantage in attempting to forecast the shape of the future anarchist society. For it is impossible for observers to predict voluntary social arrangements, including the provision of goods and services, on the free market. Suppose, for example, that this were the year 1874 and that someone predicted that eventually there would be a radio-manufacturing industry. To be able to make such a forecast successfully, does he have to be challenged to state immediately how many radio manufacturers there would be a century hence, how big they would be, where they would be located, what technology and marketing techniques they would use, and so on? Obviously, such a challenge would make no sense, and in a profound sense the same is true of those who demand a precise portrayal of the pattern of protection activities on the market. Anarchism advocates the dissolution of the state into social and market arrangements, and these arrangements are far more flexible and less predictable than political institutions. The most that we can do, then, is to offer broad guidelines and perspectives on the shape of a projected anarchist society.
One important point to make here is that the advance of modern technology makes anarchistic arrangements increasingly feasible. Take, for example, the case of lighthouses, where it is often charged that it is unfeasible for private lighthouse operators to row out to each ship to charge it for use of the light. Apart from the fact that this argument ignores the successful existence of private lighthouses in earlier days, as in England in the eighteenth century, another vital consideration is that modern electronic technology makes charging each ship for the light far more feasible. Thus, the ship would have to have paid for an electronically controlled beam which could then be automatically turned on for those ships which had paid for the service.
Let us turn now to the problem of how disputes — in particular disputes over alleged violations of person and property — would be resolved in an anarchist society. First, it should be noted that all disputes involve two parties: the plaintiff, the alleged victim of the crime or tort and the defendant, the alleged aggressor. In many cases of broken contract, of course, each of the two parties alleging that the other is the culprit is at the same time a plaintiff and a defendant.
An important point to remember is that any society, be it statist or anarchist, has to have some way of resolving disputes that will gain a majority consensus in society. There would be no need for courts or arbitrators if everyone were omniscient and knew instantaneously which persons were guilty of any given crime or violation of contract. Since none of us is omniscient, there has to be some method of deciding who is the criminal or lawbreaker which will gain legitimacy; in short, whose decision will be accepted by the great majority of the public.
In the first place, a dispute may be resolved voluntarily between the two parties themselves, either unaided or with the help of a third mediator. This poses no problem, and will automatically be accepted by society at large. It is so accepted even now, much less in a society imbued with the anarchistic values of peaceful cooperation and agreement. Secondly and similarly, the two parties, unable to reach agreement, may decide to submit voluntarily to the decision of an arbitrator. This agreement may arise either after a dispute has arisen, or be provided for in advance in the original contract. Again, there is no problem in such an arrangement gaining legitimacy. Even in the present statist era, the notorious inefficiency and coercive and cumbersome procedures of the politically run government courts has led increasing numbers of citizens to turn to voluntary and expert arbitration for a speedy and harmonious settling of disputes.
Thus, William C. Wooldridge has written that
Wooldridge adds the important point that, in addition to the speed of arbitration procedures vis-à-vis the courts, the arbitrators can proceed as experts in disregard of the official government law; in a profound sense, then, they serve to create a voluntary body of private law. “In other words,” states Wooldridge, “the system of extralegal, voluntary courts has progressed hand in hand with a body of private law; the rules of the state are circumvented by the same process that circumvents the forums established for the settlement of disputes over those rules…. In short, a private agreement between two people, a bilateral “law,” has supplanted the official law. The writ of the sovereign has cease to run, and for it is substituted a rule tacitly or explicitly agreed to by the parties. Wooldridge concludes that “if an arbitrator can choose to ignore a penal damage rule or the statute of limitations applicable to the claim before him (and it is generally conceded that he has that power), arbitration can be viewed as a practically revolutionary instrument for self-liberation from the law….”2
It may be objected that arbitration only works successfully because the courts enforce the award of the arbitrator. Wooldridge points out, however, that arbitration was unenforceable in the American courts before 1920, but that this did not prevent voluntary arbitration from being successful and expanding in the United States and in England. He points, furthermore, to the successful operations of merchant courts since the Middle Ages, those courts which successfully developed the entire body of the law merchant. None of those courts possessed the power of enforcement. He might have added the private courts of shippers which developed the body of admiralty law in a similar way.
How then did these private, “anarchistic,” and voluntary courts ensure the acceptance of their decisions? By the method of social ostracism, and by the refusal to deal any further with the offending merchant. This method of voluntary “enforcement,” indeed proved highly successful. Wooldridge writes that “the merchants’ courts were voluntary, and if a man ignored their judgment, he could not be sent to jail…. Nevertheless, it is apparent that … [their] decisions were generally respected even by the losers; otherwise people would never have used them in the first place…. Merchants made their courts work simply by agreeing to abide by the results. The merchant who broke the understanding would not be sent to jail, to be sure, but neither would he long continue to be a merchant, for the compliance exacted by his fellows … proved if anything more effective than physical coercion.”3 Nor did this voluntary method fail to work in modern times. Wooldridge writes that it was precisely in the years before 1920, when arbitration awards could not be enforced in the courts,
It should also be pointed out that modern technology makes even more feasible the collection and dissemination of information about people’s credit ratings and records of keeping or violating their contracts or arbitration agreements. Presumably, an anarchist society would see the expansion of this sort of dissemination of data and thereby facilitate the ostracism or boycotting of contract and arbitration violators.
How would arbitrators be selected in an anarchist society? In the same way as they are chosen now, and as they were chosen in the days of strictly voluntary arbitration: the arbitrators with the best reputation for efficiency and probity would be chosen by the various parties on the market. As in other processes of the market, the arbitrators with the best record in settling disputes will come to gain an increasing amount of business, and those with poor records will no longer enjoy clients and will have to shift to another line of endeavor. Here it must be emphasized that parties in dispute will seek out those arbitrators with the best reputation for both expertise and impartiality and that inefficient or biased arbitrators will rapidly have to find another occupation.
Thus, the Tannehills emphasize:
If desired, furthermore, the contracting parties could provide in advance for a series of arbitrators:
Arbitration, then, poses little difficulty for a portrayal of the free society. But what of torts or crimes of aggression where there has been no contract? Or suppose that the breaker of a contract defies the arbitration award? Is ostracism enough? In short, how can courts develop in the free-market anarchist society which will have the power to enforce judgments against criminals or contract breakers?
In the wide sense, defense service consists of guards or police who use force in defending person and property against attack, and judges or courts whose role is to use socially accepted procedures to determine who the criminals or tortfeasors are, as well as to enforce judicial awards, such as damages or the keeping of contracts. On the free market, many scenarios are possible on the relationship between the private courts and the police; they may be “vertically integrated,” for example, or their services may be supplied by separate firms. Furthermore, it seems likely that police service will be supplied by insurance companies who will provide crime insurance to their clients. In that case, insurance companies will pay off the victims of crime or the breaking of contracts or arbitration awards and then pursue the aggressors in court to recoup their losses. There is a natural market connection between insurance companies and defense service, since they need pay out less benefits in proportion as they are able to keep down the rate of crime.
Courts might either charge fees for their services, with the losers of cases obliged to pay court costs, or else they may subsist on monthly or yearly premiums by their clients, who may be either individuals or the police or insurance agencies. Suppose, for example, that Smith is an aggrieved party, either because he has been assaulted or robbed, or because an arbitration award in his favor has not been honored. Smith believes that Jones is the party guilty of the crime. Smith then goes to a court, Court A, of which he is a client, and brings charges against Jones as a defendant. In my view, the hallmark of an anarchist society is one where no man may legally compel someone who is not a convicted criminal to do anything, since that would be aggression against an innocent man’s person or property. Therefore, Court A can only invite rather than subpoena Jones to attend his trial. Of course, if Jones refused to appear or send a representative, his side of the case will not be heard. The trial of Jones proceeds. Suppose that Court A finds Jones innocent. In my view, part of the generally accepted law code of the anarchist society (on which see further below) is that this must end the matter unless Smith can prove charges of gross incompetence or bias on the part of the court.
Suppose, next, that Court A finds Jones guilty. Jones might accept the verdict, because he too is a client of the same court, because he knows he is guilty, or for some other reason. In that case, Court A proceeds to exercise judgment against Jones. Neither of these instances poses very difficult problems for our picture of the anarchist society. But suppose, instead, that Jones contests the decision; he then goes to his court, Court B, and the case is retried there. Suppose that Court B, too, finds Jones guilty. Again, it seems to me that the accepted law code of the anarchist society will assert that this ends the matter; both parties have had their say in courts which each has selected, and the decision for guilt is unanimous.
Suppose, however, the most difficult case: that Court B finds Jones innocent. The two courts, each subscribed to by one of the two parties, have split their verdicts. In that case, the two courts will submit the case to an appeals court, or arbitrator, which the two courts agree upon. There seems to be no real difficulty about the concept of an appeals court. As in the case of arbitration contracts, it seems very likely that the various private courts in the society will have prior agreements to submit their disputes to a particular appeals court. How will the appeals judges be chosen? Again, as in the case of arbitrators or of the first judges on the free market, they will be chosen for their expertise and their reputation for efficiency, honesty, and integrity. Obviously, appeals judges who are inefficient or biased will scarcely be chosen by courts who will have a dispute. The point here is that there is no need for a legally established or institutionalized single, monopoly appeals court system, as states now provide. There is no reason why there cannot arise a multitude of efficient and honest appeals judges who will be selected by the disputant courts, just as there are numerous private arbitrators on the market today. The appeals court renders its decision, and the courts proceed to enforce it if, in our example, Jones is considered guilty — unless, of course, Jones can prove bias in some other court proceedings.
No society can have unlimited judicial appeals, for in that case there would be no point to having judges or courts at all. Therefore, every society, whether statist or anarchist, will have to have some socially accepted cutoff point for trials and appeals. My suggestion is the rule that the agreement of any two courts, be decisive. “Two” is not an arbitrary figure, for it reflects the fact that there are two parties, the plaintiff and the defendant, to any alleged crime or contract dispute.
If the courts are to be empowered to enforce decision against guilty parties, does this not bring back the state in another form and thereby negate anarchism? No, for at the beginning of this paper I explicitly defined anarchism in such a way as not to rule out the use of defensive force — force in defense of person and property — by privately supported agencies. In the same way, it is not bringing back the state to allow persons to use force to defend themselves against aggression, or to hire guards or police agencies to defend them.
It should be noted, however, that in the anarchist society there will be no “district attorney” to press charges on behalf of “society.” Only the victims will press charges as the plaintiffs. If, then, these victims should happen to be absolute pacifists who are opposed even to defensive force, then they will simply not press charges in the courts or otherwise retaliate against those who have aggressed against them. In a free society that would be their right. If the victim should suffer from murder, then his heir would have the right to press the charges.
What of the Hatfield-and-McCoy problem? Suppose that a Hatfield kills a McCoy, and that McCoy’s heir does not belong to a private insurance, police agency, or court, and decides to retaliate himself? Since under anarchism there can be no coercion of the noncriminal, McCoy would have the perfect right to do so. No one may be compelled to bring his case to a court. Indeed, since the right to hire police or courts flows from the right of self-defense against aggression, it would be inconsistent and in contradiction to the very basis of the free society to institute such compulsion.
Suppose, then, that the surviving McCoy finds what he believes to be the guilty Hatfield and kills him in turn? What then? This is fine, except that McCoy may have to worry about charges being brought against him by a surviving Hatfield. Here it must be emphasized that in the law of the anarchist society based on defense against aggression, the courts would not be able to proceed against McCoy if in fact he killed the right Hatfield. His problem would arise if the courts should find that he made a grievous mistake and killed the wrong man; in that case, he in turn would be found guilty of murder. Surely, in most instances, individuals will wish to obviate such problems by taking their case to a court and thereby gain social acceptability for their defensive retaliation — not for the act of retaliation but for the correctness of deciding who the criminal in any given case might be. The purpose of the judicial process, indeed, is to find a way of general agreement on who might be the criminal or contract breaker in any given case. The judicial process is not a good in itself; thus, in the case of an assassination, such as Jack Ruby’s murder of Lee Harvey Oswald, on public television, there is no need for a complex judicial process, since the name of the murderer is evident to all.
Will not the possibility exist of a private court that may turn venal and dishonest, or of a private police force that turns criminal and extorts money by coercion? Of course such an event may occur, given the propensities of human nature. Anarchism is not a moral cure-all. But the important point is that market forces exist to place severe checks on such possibilities, especially in contrast to a society where a state exists. For, in the first place, judges, like arbitrators, will prosper on the market in proportion to their reputation for efficiency and impartiality. Secondly, on the free market important checks and balances exist against venal courts or criminal police forces. Namely, that there are competing courts and police agencies to whom victims may turn for redress. If the “Prudential Police Agency” should turn outlaw and extract revenue from victims by coercion, the latter would have the option of turning to the “Mutual” or “Equitable” Police Agency for defense and for pressing charges against Prudential. These are the genuine “checks and balances” of the free market, genuine in contrast to the phony check and balances of a state system, where all the alleged “balancing” agencies are in the hands of one monopoly government. Indeed, given the monopoly “protection service” of a state, what is there to prevent a state from using its monopoly channels of coercion to extort money from the public? What are the checks and limits of the state? None, except for the extremely difficult course of revolution against a power with all of the guns in its hands. In fact, the state provides an easy, legitimated channel for crime and aggression, since it has its very being in the crime of tax theft, and the coerced monopoly of “protection.” It is the state, indeed, that functions as a mighty “protection racket” on a giant and massive scale. It is the state that says: “Pay us for your ‘protection’ or else.” In the light of the massive and inherent activities of the state, the danger of a “protection racket” emerging from one or more private police agencies is relatively small indeed.
Moreover, it must be emphasized that a crucial element in the power of the state is its legitimacy in the eyes of the majority of the public, the fact that after centuries of propaganda, the depredations of the state are looked upon rather as benevolent services. Taxation is generally not seen as theft, nor war as mass murder, nor conscription as slavery. Should a private police agency turn outlaw, should “Prudential” become a protection racket, it would then lack the social legitimacy which the state has managed to accrue to itself over the centuries. “Prudential” would be seen by all as bandits, rather than as legitimate or divinely appointed “sovereigns” bent on promoting the “common good” or the “general welfare.” And lacking such legitimacy, “Prudential” would have to face the wrath of the public and the defense and retaliation of the other private defense agencies, the police and courts, on the free market. Given these inherent checks and limits, a successful transformation from a free society to bandit rule becomes most unlikely. Indeed, historically, it has been very difficult for a state to arise to supplant a stateless society; usually, it has come about through external conquest rather than by evolution from within a society.
Within the anarchist camp, there has been much dispute on whether the private courts would have to be bound by a basic, common law code. Ingenious attempts have been made to work out a system where the laws or standards of decision-making by the courts would differ completely from one to another.7 But in my view all would have to abide by the basic law code, in particular, prohibition of aggression against person and property, in order to fulfill our definition of anarchism as a system which provides no legal sanction for such aggression. Suppose, for example, that one group of people in society holds that all redheads are demons who deserve to be shot on sight. Suppose that Jones, one of this group, shoots Smith, a redhead. Suppose that Smith or his heir presses charges in a court, but that Jones’s court, in philosophic agreement with Jones, finds him innocent therefore. It seems to me that in order to be considered legitimate, any court would have to follow the basic libertarian law code of the inviolate right of person and property. For otherwise, courts might legally subscribe to a code which sanctions such aggression in various cases, and which to that extent would violate the definition of anarchism and introduce, if not the state, then a strong element of statishness or legalized aggression into the society.
But again I see no insuperable difficulties here. For in that case, anarchists, in agitating for their creed, will simply include in their agitation the idea of a general libertarian law code as part and parcel of the anarchist creed of abolition of legalized aggression against person or property in the society.
In contrast to the general law code, other aspects of court decisions could legitimately vary in accordance with the market or the wishes of the clients; for example, the language the cases will be conducted in, the number of judges to be involved, and so on.
There are other problems of the basic law code which there is no time to go into here: for example, the definition of just property titles or the question of legitimate punishment of convicted offenders — though the latter problem of course exists in statist legal systems as well.8 The basic point, however, is that the state is not needed to arrive at legal principles or their elaboration: indeed, much of the common law, the law merchant, admiralty law, and private law in general, grew up apart from the state, by judges not making the law but finding it on the basis of agreed-upon principles derived either from custom or reason.9 The idea that the state is needed to make law is as much a myth as that the state is needed to supply postal or police services.
Enough has been said here, I believe, to indicate that an anarchist system for settling disputes would be both viable and self-subsistent: that once adopted, it could work and continue indefinitely. How to arrive at that system is of course a very different problem, but certainly at the very least it will not likely come about unless people are convinced of its workability, are convinced, in short, that the state is not a necessary evil.

[Murray Rothbard delivered this talk 32 years ago today at the American Society for Political and Legal Philosophy (ASPLP), Washington, DC: December 28, 1974. It was first published in The Libertarian Forum, volume 7.1, January 1975, available in PDF and ePub.]
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