On Ashlyna. Have been about a year...
I took my doses last week a bit early/late so I kinda get having a period although it sucks lol
What worries me is these cramps and clots. Its day 6 and ive had to take tylenol twice the last 2 days. Because just laying still hurts.
I just took a shower and 3 huge clots came out. With what I assume to be uterine lining? I've never had that before... I've had blood clots but lining? And such big chunks?
Should I be freaking out??

I was in a car accident about 1 year 1/2 ago, he was being chased by cops long story short he hit us from the back at like 60 miles per hr, he had no insurance and had drugs on him. After court settled cause I mean I couldn't get him with insurance when he had none, so he was ordered to pay me the totality of my car which was like 11k dude only been giving 100 bucks a month like we got hurt my girls leg got hurt we lost our car like can I lawyer up and get me some real settlement money going or I should just leave it what do yall think.

Trigger Warnings: Mentions of drugs and Religion
Little bit of backstory: I have three siblings, a sister (f32), and two brothers (M30 & M31). I am the youngest (f17). I'll call my brothers Brian and Miles (who this story is about), my sister will be called Marie.
Miles, Marie, and I all share the same Dad. Brian and I share the same Mom.
Growing up, I never had the best relationship with neither Miles nor Marie. They were never really in my life growing up, and because of that I didn't know much about them. Brian, however, was my rock. He was with me since I was a baby, and was the one who I was around the most.
Marie was there sometimes, on and off in my life. I saw her and her kids sometimes, and she would come over for food and celebrations.
Miles, on the other hand, I never really saw. As a small child I only saw him once a year for my birthday. But when I was around the age of 9 or 10 he just stopped coming. He up and left without warning.
When I was 13 I saw him again. Only now he was different, he did drugs now and he surrounded himself with bad people. I was a pretty naive kid was was just happy to have him back despite that. A few months after seeing him, he left our family in shambles and I never saw him again.
4 and a half years later. I see him again, which leads us to this story.
My Dad's birthday was just this Thursday and I took him out to eat. The rest of my family had planned to throw him a party Sunday (Which as of right now, is today).
Anywho, Sunday comes and I am informed that my brother was going to show up without any earlier notice. I was told two minutes before he arrived.
My relationship with my brother went downhill when he started doing drugs. He became addicted and the way he acted terrified me. He kept talking about God and how he was the 'next Jesus Christ' or something like that. It also didn't help that he made gross creepy comments about me when I was thirteen. He also shit talked my mom. And when he did eventually come back, he was never interested in anything I had to say.
He always said he would 'be better' for me and that I just had to 'believe on him' but I honestly can't say I have anything good to say about him.
He hurt me, a lot. He was a liar and it felt like he had abandoned me.
Safe to say I wasn't going to be sticking around for his visit. I made polite conversation with him (a simple hello, how have you been, stuff like that) and then I hunkered up in my room. I plan on staying in my room the whole day.
So, would I be the Asshole?
Will update if anything happens

me and my best friend have been friends for about 2 years now. as soon as we met we became instantly close and most people see us as one at this point because of how much time we spend together. recently though she has been doing/saying things that make me not want to be her best friend anymore. She has always had a bit of an issue with drugs. she can’t really go on a night out without touching cocaine. I am at a point in my life where i don’t want to be around that nor be around her when she’s having an awful comedown tbh. I’ve been seeing this guy for a few weeks, it’s still pretty fresh and we all went out last weekend. His friends left early so it ended up just being me him and her. she asked him if he wanted to get drugs with her and when she did they were taking it throughout the night. i rly didn’t like the person she became. Never letting me get a word in. constantly trying to talk to him every-time i would. i even noticed that they were being quite playful together. not necessarily in a flirty way but just kind of teasing and i thought to myself would i be doing this with a guy she was seeing? no.
Since then she has been taking a bit of an interest in asking me about him, What he’s been saying to me ect. all whilst saying she’s never the type of girl that would be sneaky like that. i thought that up until now… We were at an after party and Him and I had left for 10 minutes to speak alone. the next day she asked me “were yous just kissing when you left with him or did anything else happen”. which i thought was strange. Now i don’t know if there’s any future with me and this guy but it’s the principle that i introduce her to someone i’m interested in and she turns into a different person. When we were at the after party she completely embarrassed me in front of him by taking far too much drugs , passing out, being sick and could barely string a sentence together so most of the night i was mothering her.
There has been other things recently like saying that i hadn’t shaved my legs in a while to him and making blatant mean comments to me when it’s just us. like “you have no boobs” or when i showed her a gym pic saying i looked like i was gaining muscle in my arms she responded with well you don’t have any. Don’t get me wrong she sometimes compliments my outfit or hair but i don’t understand why the other comments have to come with it.
Recently i have seen a complete different side to her that i rly don’t like. She always passes the snarky comments as jokes but i’ve told her she’s being too harsh then she still proceeds to make them. I’ve been backing off the past few days and she keeps on getting clingier asking me what is wrong and why i’m being distant but i don’t know what the hell to say to her without her going ape shit that i’m thinking of ending our friendship.
TL/DR- My best friend has been making snarky comments and taking a bit too much of an interest in the guy i’m speaking to. AITA for distancing myself.

Lately I(18f) have just got no matches cause I feel no attraction or I talk to them and they block me or they just become super dry. So far I’ve been talking to one person daily, we plan on hanging out eventually whenever we aren’t busy but I’ve never hung out with a dude or anyone and most dudes only want 1 thing. I know I shouldn’t think that dudes are always after sex but I mean it’s literally 24/7 people ask about hooking up I don’t think I could do it tbh. I want to have sex but If I feel no attraction physically or they don’t rlly have a good personality. I want something serious but chances of that happen are very slim cause everyone around my age are just experimenting and stuff. I’ve thought about being friends with benefits just I don’t think I’d be able to due it cause I get attached so easily. Im pretty clueless on what to do to be honest. I know Im young and maybe I’m trying too hard but I feel super behind for my age cause I’ve never dated, kissed, or went out before. Any advice or suggestions would be appreciated

My orange cat had a sister, i adobted them both separately, she was the sweetest cutest little creature i ever laid my eyes on, she was a shy cat, how she walks acts even her meow was so adorable, but one day i woke up and found them both gone, most likely since my family didn’t pay attention and left the door open, when looking for them i found their owner, he said that his cat gave birth to 4 he only kept the males and put the 2 kitties near a local butcher where i found them, i managed to find the orange cat but not the other one, what hurts me the most is that there are stray dogs in my area and small kittens getting eaten is pretty common, i was deeply attached to her and to this day i still miss her especially since i never adopted a cat before.

Disclaimer: this person is not a loved one or someone close to me, I have no judgement towards them, I also don’t think I’m in a position to say anything and to be quite frank - I’ve never known that alcoholism gets this bad, I’m just worried and bothered and I don’t know how to respond or if I should be doing something.
At some point I noticed he sounded very ill from the throwing up and I asked one of the house mates if he was okay. The other house mate said “yeah, he just orders food then downs bottles of vodka and then throws up”. The casualness of it all bugs me out because this is incredibly new to me and I find it odd that someone is clearly not okay but we are just going with it…And from the way it’s been going on none stop it’s a routine thing.
I am not exaggerating when I am saying this is the 3rd cycle today of him vomiting. First was at like 10am and then again at around 4pm and now it’s midnight.
Like this is the situation, I’m here for a month stay, I don’t see the mates that often, maybe when I go to the bathroom or through the window when get back but we are not close. Secondly, I feel it would be so weird and possibly perceived as rude or judgmental if I brought it up to the guy. I mean age difference wise as well, he’s like middle aged maybe 35-40 years old. Coming from a 21 year old chick, I think he’d be insulted?
Do I just ignore it? Do I bring it up? If I tell the host it might make it a bigger thing and I don’t want that for either of us - he might feel put on the spot. Or maybe I’m just putting my nose where is doesn’t belong (then again it’s not like I can turn away from it it’s so fucking loud, and like clock work).
Like I don’t see him, he stays in his own larger section of the house, and it seems like he doesn’t use the shared spaces. Is it better to leave it?
I apologize if my tone comes off as bitchy or judgmental. I don’t know what to do here and I’d really appreciate it if someone could tell me what to do because I am concerned and if there is something I should be doing then I’d like to know.

Hi all, hope we are all well!
I probably know the answer to this question, but l was wondering what people's thoughts are on possibly dating, going out on a date or even texting romantically a guy who you've semi dated before or been interested in before.
I was on Hinge the other day and came across someone who l used to like (long story short, we both went to close schools and there was potentially something that could have happened, but never did due to never properly planning a date or a time to meet up). We are now both 3rd years at different universities and have most likely grown from when we last spoke. We matched, and have talked about some random stuff, but l hit him with "l'm surprised we matched if l'm being honest" to see what his thoughts were. Awaiting a reply for that.
I'm not going to lie, l would REALLY like to go out with this guy. He is quite close to my type and is someone l've desired for a while.
Obviously, l know it's silly to go back to something that hasn't worked out in the past, but my thinking is that he is on a dating app, so that must mean he would be looking for dates? And why would we match if he wasn't interested?
Please let me know your thoughts :)

I always had very tight foreskin and I could never retract it it only showed my pee hole. I have always wanted to tell my pediatrician doctor back then when I was first 16 but I was shy and anxious lol. I just recently saw a urologist on may 15 and he prescribed me bethamethasone dipropriate 0.05% I been using it twice a day. Since may 15 and today I was able to retract my foreskin all the way down to show my head for the first time while I was soft. I tried getting hard while my foreskin was all the way down and it hurts however my head didn’t not turn purple and I was able to retract my foreskin with slight difficult. I’m gonna continue using the cream for one more week and will update. I am happy with the results. I was planning to get a dorsal slit or full circumcision but this cream worked wonders being that I’ve only used it for 5 days. I strongly recommend asking a urologist for this cream

My ex broke up with me a little under 2 months ago. It was very sudden as we had appeared to be quite happy. He just said he felt stressed and couldn’t do it anymore. We spoke a few times the first month after breaking up and saw each other several times due to uni. He always maintained he loved me and I made him happy but he couldn’t do it anymore. We agreed to go no contact for a month and then try and be friends. But I said a few days later I didn’t feel I could ever be friends and that I couldn’t talk to him anymore. We both said we would always care for each other at the end of the call. I don’t feel anything that bad was said. I saw him at university a week or so later and was polite and friendly. I then messaged him after 2 weeks of not speaking and said that I felt better about things and asked if he still want to be friends. He never read it or replied. I do respect and understand this as I had said I didn’t want to talk again. I was hoping he understood I just needed space for a while as the breakup was quite harsh. But I left it and didn’t reach out again. I just went to delete the message as it’s been 2 weeks with no reply and I’ve seen he’s blocked me. It has really hurt my feelings as at the end of the day he’s the one who dumped me. I don’t understand why he’s had to block me when I didn’t reach out again. I was just hoping for some advice as this has caused me to go back to feeling awful about what’s happened.

I (28M) have had several dreams in the past year in which I’m either more feminine looking or I’m just straight up a woman, and in all of these dreams I find myself feeling more attractive and confident. The dreams are never sexual in any way either, they’re about whatever random thing I’m dreaming about, I just happen to be different.
What I’m wondering is if this means that I’m trans, or if I just wish I looked different and since I happen to find women more attractive than men my mind equates femininity to improvement. Is this body dysmorphia or just normal dissatisfaction in my general appearance?
I don’t particularly feel like a woman, but I also don’t particularly feel like a man. I was raised male so I’m perfectly comfortable in men’s clothing and all that, but I’ve never been super invested in my gender or considered it part of my identity. If I woke up tomorrow as a woman, I don’t think I’d act any differently.
Also, whether this means I am trans or not, I don’t have any desire to physically transition. Social complications aside, I just don’t think I would look good if I got surgery and adjusted my wardrobe. Maybe if I had decided ten years ago, but not now anyway. Not that being trans is just about appearances, but is this much of a revelation if nothing really changes?

It wasn’t a problem and still wouldn’t say it is a problem now …
But last night I received such a remark that kinda left me shook at the bar with my bf . As he was kissing me another gay couple who are pretty bro kinda type both muscled and could also be seen as two couple type themselves .
They weren’t mean to say the least but couldn’t help but think that was still shady . I’m a twink my bf is a twunk .. we’re dark blondes both of us .. except he’s not half blind and is a bit taller and less skinnier than me . But we’re still quiet lean the both of us id say .
One of the guys was like” oh cute to see a great dynamic with two gay besties . So you guys fishing for a top here ? “
My bf was appalled and I was trying to understand the hell that couple meant ?!!! ..
My bf being a bit more masc than me he wanted to actually defend the situation by screaming and saying none of your business but then he withdrew himself . Then the other bf said “ we once took a couple of bottoms we had a great foursome …but they were a bit jealous of each other and who could get the most men and the most tops “
My bf replied “ that’s my lover he doesn’t need any top and I don’t need any other guy either and I love him More than ever “ . My bf is verse and they know him prior to that maybe that’s why … dont know it kept eating me and consuming me inside . My bf reassured me the whole night he was sweet and kissing and hugging . But on our way home he asked don’t worry it’s not cause he’s a masc guy you need a muscled man like him , I can handle you and love you and be protect and do anything you want me to do .
I said never don’t worry you’re more than enough your past you being able to bottom or being a verse doesn’t make you any less than a man . You’re a hot guy which he is . And I repeat these men had they had to deal with my eye issues they’d left me in a second no matter how hot they’d find me at first . That reassured him too .
But do you see this mentality of “ gay twin couple thing “ I mean didn’t chose to look like him and same to him . We make each other happy . Maybe they were verse bfs and were looking for bottoms to top for a night and thought we were gay besties . My bf spent the whole day asking me if he’s dick is enough ? .. you can tell they hurt him too not just me .
This mentality that twinks and twunks and whatever none dad bods and none hunk gay men should only date over muscled or hunk , bear gay men or even daddies is so outdated and effed up . By masc my bf is masc by the way still queer looking he would be known as gay it’s clear but still masc my point is . We’re not obliged to date a masc guy that over plays his masc attributes and looks like hulk with muscles and sweats like a river a day .
They did apologize but we left that gay club . Anyway I’m still happy I have my cute man by my side and yes he shares sometimes my face skin routine products he likes to groom himself , he keeps a lil beard yet not that much. He’s a mixture of Omar oppolo and manu rios .. yes still to them that still fem and can’t match my energy .. wow some Masc men are really over the top

Alright, this time I ain't gon accuse anyone of anything, I'm simply here to apologize to all those that have been misjudged or hurt by me.
I've been very harsh to many players, and all those I thought were cheaters when they were just victims of a bad community. This shi t twisted my train of thoughts because I had been sticking to the fact that players like me don't lag or have delay, so others are all supposed to be like this, I thought that they were using some sort of program to cause that delay and exploit that to win games. It turned out it wasn't them, and they are all decent players and would play probably be much better if they didn't have lag issues.
I should be grateful that I'm not impacted by that and that I get to play 90 percent of my games smooth and fast, many of you would pay for that to happen. Even when I play against those who have lagging issues, or when it lags here and there, I will from now on take into account that it's a server issue and that it has nothing to do with the player I'm playing against. And we all should adapt to this, it's no one's fault, these players are not cheaters and they all wish they were able to play under better circumstances.
Which is why, I sincerely apologize to the following people: Hanngol, Abdawi, Ackeepcl00, Xramii, Magon, and many others that I thought were cheaters, these players are actually great, and they deserve to be ranked on top of the list.
I'm someone who often lands on the top 10 list. I win most of my games, I lose some. Football is a game of uncertainty, losing a game doesn't mean the other player is better than you, and it also doesn't mean that you're better than them. Sometimes you beat a top 100 player easily then you struggle with someone who's ranked way down in division 3. And this right here proves a point, that football is not about skills only, it's actually a game of strategy and adaptation.
We also have grudges against those that play defensively, or those that spam the through passing, or those that hold the ball and play in ways we call ''toxic'' ..etc etc because it's the nature of us refusing to accept others. People have different minds, approaches and strategies. Just because someone doesn't play offensively like you doesn't mean they're bad, or just because they chose to play defensively it doesn't mean they're cowards. As long as rules are not broken, it's only the final score that determines the winner of the match. We're not playing martial arts, we're playing a game where losing is part of the game. So I invite you all to stop being toxic to these people, matter of fact it's a new opportunity for you and them to learn, to have a new challenge and to enjoy the game. This game was created for us to enjoy, if you choose to be toxic towards others, you end up hurting yourself and killing the fun of your OWN game.
We're not the enemy here, we're all playing a game that's still in the early stages of developing. Konami is the only thing that needs to be blamed here. We're all punishing the wrong person. If not all these players playing this game, this game wouldn't exist, you wouldn't even find someone to play this game with. We're simply the essence of this thing, without us, there would be no competition.
In my life, I learned that it's not bad to concede and admit your own faults and wrong doings. You only get to make yourself less of a man when you know you're wrong, but you choose to overlook that and keep walking down that path. A real man is a man that is not afraid of anything, he only fears letting himself down and breaking his own principles. I'm sorry to everyone that's been hurt by me, I say that as a man and I expect each one of you to take it as a man.
This is my Steam ID: 1175665057, I'm happy to help anyone with things that could help them strengthen their squads and enhance their gameplay, I can share all the knowledge I got.

What we know 100% for sure at this point: Officer Okeefe was found near death at 34 Fairview by Read, McCabe & Keri. His last known whereabouts was arriving at a party at 12:15-12:30 at 34 Fairview. Injuries on head, arm & knuckles plus hypothermia cause of death. ME reports undetermined. A minimal investigation is conducted that is clearly incompetence or cover up. Witness statements taken, not signed and very inconsistent with each other and with previous statements. Karen Read tail light is broken and pieces found near John. Ring video from Okeefe house shows time light was broken. Various video footage directly conflicts with all testimony given that is incriminating against Read. Video evidence, receipts and testimony all suggest Read was not drunk. Library video would confirm 100% if Read hit John or not, but amazingly, the 2 min period when Karen drove by happened to be missing. It was when Read was driving home so status of light was crucial. The state sat on this video for 14 months, failing to provide to defense until multiple pre trial hearings finally forced them to hand over. Of course, by then , the library had no copies of original footage and states copy missing 2 min is what we are left with. *imo, this one fact guarantees something is very wrong here
That’s all the facts I can think of, please add ones I missed. The bottom line is, the state can NOT prove motive, intent, knowledge, impairment - which means the elements for charges can not be met. We will never know what really happened that night but taking this to trial was a huge waste of tax money and clearly Read should not have been charged
Possible theories Read unknowingly hit John by accident. Read intentionally hit John. Higgens accidentally hit John with Jeep snowplow. Higgens intentionally hit John. Nagel crew hit John. Unknown 3rd party attacked John. McCabe or Albert member(s) attacked John.
All reasonable theories and the botched investigation ensures we will never know the truth but I think the bizarre injuries suggest Higgens accidentally hit John with his Jeep snow plow (explains parallel cuts ect) and the Albert & McCabe family’s helped to cover it up because accidental death on property would be a huge lawsuit. They didn’t intend on framing Read but that morning, Jen McCabe saw broken light and saw opportunity to push towards her. McCabe immediately runs in the house to advise everyone of new plan but she didn’t know the ring video at John’s existed. The state arguing against the phone cellibrite report is absurd since that exact info is used to convict people across the country so JM did search hos long to die in the snow which is proof she had knowledge prior to discovery of John at 6am

Currently have a 6 year and this comes from an interactions last week. While at church she was running around after I told her to stop and she ended up running into and knocking down another goers small daughter. Maybe only 18 months. My daughter wanted nothing to do with saying sorry or anything because she(my daughter) wasn’t hurt. I called her out for being a brat and unkind. Low key kinda embarrassed her for acting like a brat. After a while she did go over and say sorry and gave the baby a high five. Later that day my daughter came to me and said she was sorry. That thinking of others is hard sometimes and we had an empathy talk and how mistakes happen but apologizing really helps the other person feel better when we do it right away and mean it.
But I just heard that other moms at church are saying my daughter wasn’t hurt and neither was the baby. I was so mean for calling her out and making her apologize and in front of others none the less! That mistakes happen and how she didn’t need to apologize for anything. Basically how I traumatized my daughter for making her think of others and apologize when she was in the wrong.
What’s up with parents never wanting their kids to feel bad feelings like shame or embarrassment or guilt? I feel like those can be used as powerful tools for learning and growth. Yeah it suck’s sometimes but it also gives us the opportunity to grow. I’m not saying use it all the time as your go to. But sometimes kids learn the hard way. Sometimes we need a more powerful motivator than because I said so. I feel like they have a place and time. I just feel in the minority by allowing my daughter to feel bad sometimes.
What are your thoughts I’m genuinely curious about this.

Let's say you see a girl frequently in the library in university. You have never talked to her but you see her around almost everyday and you find her very attractive. Would you be interested in approaching her to get to know her or do you only have sex in mind and do not even want to know her and only hookup if you approached her? I am only asking this question because I would come across some guys everyday on campus who would just stare at me and would be around me VERY often, like some of them would come around me like 20 times in a day. What does that even mean, what could these guys even possibly want? Did they want to get to know me or wanted sex? I don't know these guys and have never talked to them. If someone would have approached me, i would only have wanted a relationship tho if i found them attractive. I just want an insight of what could be going on in their mind.

Happy Monday, Barkada --

The PSE lost 10 points to 6619 ▼0.1%

Today is MB's 5th birthday!
I'm not really a big celebrations guy, so I'm not sure how to mark the occasion, except to say that I'm thankful for your continued readership and for the community of great people that has grown up around the newsletter as the days turned into weeks, turned into months, and turned into years.
Want to see something crazy? Here's MB's very first episode.
For those who have been there from the beginning, thank you for guiding MB's development through all of my weird experiments over the years. Your comments, support, and willingness to help always leave me speechless.
For those who support MB on Patreon now and in the past, your generosity in paying for something that you receive for free is humbling. Your support has helped me build scripts, host my site, and pay for help.
For those who contribute to MB directly, like Jewel, and to all of my partners, Mike Tan of Vini.com, Ely Paclibar (Your REIT Buddy), and Investagrams, thank you for working with me every morning to stitch this newsletter together. It wouldn't be the same without you.
Today is something of a long episode, but I hope you'll indulge me on MB's birthday because I really hope that you'll like the segment about the team of traders that I've sponsored to enter the Trading Cup 2024 competition, and the review of Alternergy's STAR Investor Day presentation.
Hope you like it!

▌In today's MB:

• PSE suspends PNX, C, and INFRA
• Zobels sell remaining MWC holdings
• TC24: Introducing MB's Trading Cup 2024 team!
  • The Trading Cup competition
  • Meet Matthew, Jenny, and Sef
  • Good luck team!
• Alternergy's first public Q&A
  • Its growth strategy
  • Outlook of renewables market
  • Why it loves wind
  • When dividends?

▌Daily meme Subscribe (it's free) Today's email

▌Today's sponsor: DoubleDragon

▌Main stories covered:

• [UPDATE] PNX, C, and INFRA suspended for failure to submit Annual Reports... The PSE issued suspensions to three companies [link] prior to the open of trade on Friday morning for failure to submit FY23 Annual Reports. The three companies suspended are Phoenix Petroleum [PNX 4.17 ▼0.2%; 0% avgVol], Chelsea Logistics [C 1.30 ▲4.0%; 0% avgVol], and Philippine Infradev [INFRA 0.53 ▲1.9%; 0% avgVol]. AgriNurture [ANI 0.62 ▲8.8%; 305% avgVol] narrowly avoided suspension by submitting its Annual Report 38 minutes before the PSE’s suspension deadline. The ANI FY23 Annual Report disclosure erroneously reports a net income improvement of 1560% to ₱146 million, instead of a ₱146 million net loss, perhaps this oversight comes from a behind-the-scenes race to submit before the deadline.
  
  • MB: I’m married to an accountant who did the auditing grind for years, so I know that it’s not easy to put these reports together; they’re complex and knock-ons from problems in any of the subsidiaries can cause problems that ripple up the chain and back down. That being said, producing these annual reports is something of a bare-minimum condition of public corporate life. Every management group rides its accounting department and its auditing team into the dirt to get its quarterly and annual reports out on time. I don’t have any inside knowledge into why PNX, C, and INFRA are in this position, but I listen to the silence from these management groups. Good teams communicate with their minority shareholders in times of uncertainty, and a trading suspension is a time of great uncertainty for retail investors.
• [NEWS] **Ayala Corp sells remains of its MWC holdings to Enrique Razon for ₱14.5-B... Ayala Corp [AC 620.00 ▲1.3%; 131% avgVol] [link] disclosed that its subsidiaries, Michigan Holdings and Philwater Holdings, would sell their combined holdings in Manila Water Company [MWC 26.60 ▼1.5%; 123% avgVol] to Trident Water Company Holdings (TWC), which is owned by MWC’s current owner, Enrique Razon. The combined value of the two sales to TWC is ₱14.5 billion. The block of shares coming to TWC through Michigan Holdings was already processed and paid-for (~₱12.9 billion), and the remaining ₱1.6 billion worth of shares from Philwater Holdings will be purchased in installments over the next five years. AC confirmed that it will have no post-transaction common share interest in MWC, and that its voting stake will be “nil”.
  
  • MB: In a weird way, the transfer of ownership and control of MWC from the Zobel Family to the Razon Family is one of the only lasting “achievements” of the Duterte administration. I put “achievements” in quotation marks because it’s not clear how the President’s overreach into the public markets benefitted anyone other than the obvious (MWC’s current owner). As longtime readers of MB will know I have a deep respect for Mr. Razon’s business acumen and operational quality, but I don’t know that MWC customers have necessarily felt any change as a result of this transfer, and I don’t know that minority shareholders have felt any change either. So maybe it was just Mr. Razon in the right place at the right time while Duterte rode the media waves of threatening the Zobels with death and dismemberment? Yeah, it was a weird time.
• [TC24] Introducing MB’s Trading Cup 2024 team!...Merkado Barkada** is sponsoring a team of three traders to compete in Trading Cup 2024 hosted by Investa, where hundreds of traders will be competing for up to ₱640k in total prizes based on their trading performance with ₱300k in virtual currency across the PSE, US markets, and crypto markets. This is a long competition (it runs from April 22 through July 26), so we will follow the members of Team MB throughout the contest to check in on what’s working, what’s not working, and what it’s like on the front-lines of the country’s largest trading tournament. Let’s meet the team!
  
  • “Hi I’m Matthew. I’m a project manager in network engineering in the telecommjnications industry and an agency leader in one of the top global brands in insurance. I have been trading since 2016. Though I like momentum trading, I found more success in position trading because it is less volatile since I can only check my open positions during my free time.” Matthew is 37 and lives in Paranaque. Trading experience: PSE (8 years), US (1 year), CRYPTO (1 year).*
  • “Hi I'm Jennelyn. I'm a Civil Engineer by profession in a government organization. I started trading back in 2020 for a year. I was reckless back then, but I've learned a lot, I'd say. I stopped trading in 2021 to focus on my career and I shifted my trading journey to learning first. Now with the Trading Cup I've found another motivation to push through. I tried day trading, and it was really frustrating and draining, so this time I'm doing swing trading through price action and volume.
  • “My name is Sef. I'm currently in college studying Management. I've been mostly self-taught but over the years I took a lot of learnings from other people. I've tried a lot of strategies but most of the time I'm a swing trader. So, I try to look for strong catalysts and take positions within times of consolidations. My implementation of it during the competition hasn't been perfect, partly due to finals week. But I trust in the process. I've been trading in the PSE for 5 years now. I only started trading the US markets and Crypto, recently. I think my current performance in the competition is reflective of my experience within the three markets. [PSE: +17.4%, CRYPTO: +4.2%, US: -11.5%]. We still have a few months to go and it's still anyone's game. A lot of the top leaderboard right now is primarily driven by 1 or 2 positions that no one saw coming, I think you can guess which stocks I'm referring to.
    • MB: Welcome to the team, Matthew, Jenny, and Sef! My goal in founding Team MB is to give readers a little insight into the thought processes behind the winning and losing trades of each team member. We have a diverse group across age, background, experience, and trading style, so I think we’ll get some interesting perspectives on the markets as the weeks go by before the July 26 finale. The team members will get to keep 100% of any prizes that they win, along with a monthly stipend from Merkado Barkada for all the coffee/snacks needed to keep focus on all three markets simultaneously. Good luck, team!
• [NEWS] Alternergy conducts first public Q&A since IPO... Alternergy [ALTER 0.70 ▲1.4%; 159% avgVol] presented its Q1 results on Wednesday as part of the PSE’s STAR Investor Day event, and MB was there to document its first public Q&A with institutional and retail investors since its IPO over a year ago. For me, the most interesting component of any STAR presentation is the Q&A, because it’s where we get the chance to hear the management team talk outside of the the cold forensics of the financial statements to address the hope, fear, optimism, and pessisim of the average investor.
  
  • On enhancing shareholder value: The ALTER team said that it’s focus is on controlling what it can control, and that as a developer, it does everything that it can to complete projects “within the timeline and committed budget”, increase its pipeline, and build good relationships with stakeholders.
  • On its growth strategy: ALTER said that its “DNA is a developer”, and therefore its “preference is brownfield development” as opposed to acquisitions. (MB note: “Brownfield” means development on land that has been previously used for some other purpose. “Greenfield” would be development on untouched land.) The management team said that it is open to being “opportunistic” with acquisitions, but that its overall focus is on “looking for projects from the ground and building them toward completion.”
  • On outlook of renewables market: “The power industry is really at the point where there is a sustained pressure towards a price increase.” The ALTER team said that there’s a shortage of power supply, and what existing supply there is will come under pressure as power plants age or weather phenomena disrupt operations. ALTER said that it’s strategy is to simply grow its portfolio into this market gap, especially over the next two years.
  • On wind vs solar: The ALTER team was asked whether it was intentional to be “more exposed to wind rather than solar”, and ALTER responded by saying that while both wind and solar are scalable, they “like wind” because it generates more electricity per installed capacity. As the ALTER team put it: “For instance, if we build a 50 MW solar, you’ll only need a 25 MW wind project to match the amount of energy that we will be generating.” ALTER said that wind is also less intensive in terms of land use to generate the same amount of energy, and that its analysis shows that wind projects generate more cash flow than solar projects.
  • On starting to distribute dividends: *One question asked when ALTER would start paying dividends, and the ALTER team responded (after a laugh) that it’s “all about resource allocation”. ALTER said that at this stage, it’s a growth company, and that it would like to use its resources to build a “sizeable portfolio over the medium term” with the goal of “increasing shareholder value.” ALTER said that once it has achieved that goal, “dividend payments would not be far behind.
    • MB:Kudos to any management team that takes questions from the public. It’s not easy to be this communicative and transparent, but as a long-term investor, this kind of insight into the management team’s thinking and analysis of their own data and the market as a whole is important. If your trading style is technical, ALTER’s analysis of wind versus solar isn’t going to matter to you at all, but if your thesis is based on bets in the power generation sector, that response might trigger some research that could be helpful. Overall I’d say that the ALTER team did very well. It was clear that they were nervous, but over time I’m sure the team will become more comfortable with answering the questions and interacting with the investing community in such a person-to-person way. Well done, ALTER!

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Of you bouncing up and down on him with your flabby belly jiggling all around. Damn I knew I was getting out of shape because there are certain positions I can't do as well as a year ago, I get winded much more easily and my legs are so tired after just a few minutes of bouncing up and down on him. But then he sent me a video afterwards. We had talked about filming lately so I said go for it. I planned on rubbing one out to it and then I saw it...
I look like a friggin whale! Never was I so turned off. I mean it's a good thing too because I think I needed to see it because now I realize I really have to step my game up. How is it that we don't realize how much weight we're gaining until it's staring us right in the face? I'm also realizing the ugly truth that I can't eat whatever I want like I used to. I just started running recently to help with my stamina but after seeing that video I know I need more than just running. Ugh sorry guys I just needed to vent about this.

Been trying to get this post past the "Taken down by reddit filters" block so hopefully this gets through. And apologies, this ended being longer than I expected.
TL;DR: 21 years old sharing place with parents. Parents dislike each other, don't communicate and mother hasn't paid rent for last three months. Have a loan in my name that father hasn't paid back. $8k in debt, but $5k cash coming in August. Wondering if I should take summer paid internship to get away for the summer.
Hey all! I'm a 21 year old college student trying to pick myself up from a rut I'm in. For the last five months, things have been tanking for me financially. Went from having a comfy 750 credit score to being down around 630 now. I don't mean to defer blame but most of the issues have been coming top down from my family members, particularly my parents. They're separated but my mother, me, and my younger brother moved in with my dad after the expiration of our old lease in mid 2023. My father saw it as a way to bring the family back together (meaning he wanted to get back with my mother). It didn't work. And there's no reason he should've believed it to work considering he knew my mother had a new partner in her home country.
Regardless, my mother, father, brother, and I all ended up living together again. The place was cramped, dirty, and took a toll on everyone's mental and social health. I went through some health issues, financial setbacks with a broken down car, and got diagnosed with depression. My mother had to go back to her home country after her sister passed, grieved, and then came back married to her long time partner. Her partner stayed in their country, while my mother came back to the US.
My father was not happy about this, and consistently ranted, vented, and updated us on everything to do with my mother's marriage while she was away. It made the living situation tense, and he was incredibly bitter about it even though he had walked out on us years prior. He had moved out and partnered up with a woman many years prior, throwing the first stone.
My father then blindsided us December 2023 by letting us know the landlord wanted us to move out the next month. It was information he had known for a while but didn't reveal until we only had so little time. Somewhere in the past few years, my father decided that since my mother had remarried, that he should too. Instead of helping to prep for the costs of moving out, he left for his country. He had said he was going on a business trip to Michigan, but failed to consider location sharing. He was back in his home country, looking for a wife.
This meant that the moving out costs fell on me. A full time student, a part time worker. January was coming quick, I browsed through housing apps constantly. I put in plenty of rental applications and secured a couple spots for us. Every time I asked my parents what they were doing to help us move out by the end of the month, they didn't have anything to say. They wouldn't communicate with one another either. It wasn't ideal for us to live altogether, I was hoping to find my own place and let them figure it out for themselves honestly. However, I felt bad leaving them out to drop considering both of their poor credits. We decided that we could all split the rent. I found a place, and put up $1500 from my savings for the total move in cost of $4100. All my dad could chip in was $600, and my mom barely a scratch. To secure the final costs, my dad assured me that he would figure it out and get a loan. I thought it was settled. Until he asked me "What's your credit score?"
I was a naive in trusting and sharing this information, I thought him to be more reliable financially than my mother. We ended up getting a $2000 loan in my name that he assured he would pay me back on quickly (he hasn't). Not to mention just the general labor and costs of packing up our belongings. I kept having to be the mediator between them, at this point my dad was the only one with a vehicle and asking him to get something so simple as U-Haul boxes he didn't even do. When I got off shifts, I was packing. Off work? I was packing. I did everything I could to get us into a place and hardly anyone else contributed.
After January, we move into our new place. I figured everything was settled, we've figured things out and things are picking up. The house was much larger than our old space, my brother and I had our own rooms after sharing previously. There was more natural lighting coming into the place, and we all felt generally better. My only issue at the time was racking up my credit card taking Ubers to work, which was now much further away. My dad promised to be my ride to work, but went back on that after having some car troubles of his own. The loan had also been finally placed on my credit report and I lost a lot of points.
Now just came the rent. We didn't have to pay for February because we moved in at the tail end of January. At the end of February, my mother would be going back to her home country for a Ramadan in March to be with family, and her husband. She paid her portion for March before she left and was also going to pay for April 1, as she was going to receive tax return money. She was supposed to be back Mid April and buy a car with that tax return money as well, instead for the past two months she's gone ghost during rent payments. Promising that she will send it, or saying that her payment services aren't working, and has left me and my dad scrambling for money. Again, I was working part time. My rent contribution was meant to be $700 but has instead gone up to about $1000, and little room to pay off debts or anything like that.
This is one of my biggest issues right now, $700 was already way too much but would've been manageable with my income. My mother also expressed that she didn't want me to pay that much and would take over my share when she got the chance. I asked my father for some leniency as well because he works multiple jobs too and has a relatively high income, however he's made some wildly stupid financial decisions like having a car that he pays $1600 a month for simply on the car note. He argues that because he drives for his work, the car pays itself. It doesn't.
Realizing my situation, I got a full time gig along with my part-time. I also applied for a couple scholarships through my school that so far have totaled to $2100 extra that will deposit in the fall semester. I also will receive another $3000 through the standard refund check that I get. In August, I know that I'll be on the path to stabilizing again, but right now things have been tough.
Currently I sit at a 630 credit score, $8k in debt, a loan in my name, and limited cash flow. I also got accepted for an internship out of state that would be a really great opportunity for me. My current job would allow me to transfer to another location in the state, I would be able to work both the internship and job. I would have housing figured out at a manageable cost, but would just have to contribute to rent here as well. Sorry for the long post and extensive background, I think I'm just looking for general financial guidance.
I've figured out a couple personal goals like never lending my parents money again (I've done it for both and have never seen the money back). I'm going to be moving out at the end of this lease, and finding cheaper living elsewhere. I just don't know what to do for the time being, do I take the internship to get away from my parents and all their issues? Do I tough it out, do I break the lease? Appreciate the reading. Thanks all.

I know i might be the asshole in this, but i need someone else's opinion without having to ask my family. I apologise in advance for any kind of gramatical mistakes, english is not my first language
I have been dating my boyfriend for a few years now, and everything is relatively nice, except the fact that we don't actually speak really often. However, last month i started developping a crush on my best friend, and i talked about it with my partner (i am PolyA, and he knows that since we started dating). However, he is against me dating anyone else, and i completely understand and respect that. So i thought about getting over this little crush to continue my relationship with my boyfriend as it is.
However, no matter how much i try, i cannot help it. My best friend keep saying things even my boyfriend never told me, and i cannot help but keep thinking of holding his hand or kissing him. I just want to tell him i love him, and no matter how much i keep ignoring these thoughts, they are still here and affecting my life. I've been thinking of breaking up with my boyfriend for a few days now, he didn't do anything wrong, but i simply think he deserves better than me. I know this will not just be a little crush that will pass after a moment. It doesn't feel like it. And i do not want my partner to suffer because i am falling more and more in love with my best friend each days.
I feel like it's the right thing to do, and even if i hate to admit it, i often feel like i might even love my best friend more than i currently love my partner. I had a lot in commun with him when we started dating, but it doesn't exactly feel the same now. We only have a couple things in commun at this point, and never exactly have anything to talk about. I do not want him to stay in a relationship like that, even if it will hurt him once i break up with him, i think it would be better for him on the long run.
So, would i be the asshole if i break up with my boyfriend because of my feelings for someone else ?

So as the title says I (m19) feel pretty lonely bcs I realised I never really "had anybody", which I think is really the problem rn?
Quick situation: I'm deep in Uni applications for fine arts, so lots of portfolio's, A LOT to do, as I REALLY need to get accepted somewhere this yr. . Finished my Highschool/A-levels in arts (sounds better than it was) last year; and am now doing a voluntary year which, incl. commute, takes about 36 hrs of my week.
I wanna move away end of summer, "as far" as possible, bcs I kinda want a fesh start.
Social/emotional situation: So my parents spereated when I was 5, but, as i heard soon enough, they technically did "5" yrs before that and just lived together for my sake; which I realise as I'm writing this, I actually changed my mind and think that was a shit idea and they handled it very poorly. In General:To put it shortly they both kinda fucked about about how they ..were? I think I was more of a best friend/therapist for him after all that; and my mother actually behaved like a mother, just very cold? like not comically so, but she just really isn't like that. It just sucks when she is The person in your life. (I'm kinda like that too so I don't even really blame her, but also I don't plan on having children). As for the rest of my family; can automatically ignore my father's side they aren't really good for anything, except for my aunt ig ,and a few distant realatives, but I don't really know them anyways. My mothers side, I all love them very dearly, you got your problems but all very normal, and real; which I like anyways.
I just always had a kind of social anxiety towards those closest to me, ESPECIALLY family bcs, well they're probably gonna know you forever, which is very scary, more so than with a person/s you "choose".
I've got "lots" of friends, and one ore two close people (f21) i could even really talk to if needed to i think? (100%!) And my two "besties" (2x f20), i really like them, and we are a fun group, don't really see eachother that often bcs distance. But we aren't really the feelings kinda gals, more like gossip and life update, and a good vacation/sleepover. It'd be "weird" to be all emotionally with them, bcs we just aren't like that (not a no-go tho!), which works for us, one of them is even "cold" in the same way as me, which i think is actually quite fun and bond-y sometimes. so all good there
I'm not in therapy rn, which obviously is something that needs doing, but I don't think that's the main problem, or that's what's actually missing. I don't really need to talk it out or anything, I just need someone that's like there? i know that sounds so desperate but I'm afraid it's just what it is. I haven't had a succesful realtionship since 2020, which ended really fucking poorly, but it's just about this warm feeling before that. He was my best friends since 6th grade before that so I don't really have another example of that feeling but a good handful of short lived ones. I don't think it was HIM tho, we didn't really talk like that either, so it's not that or anything.
I don't even need a partner or something like that, just a good, warm friend, as sad as that sounds.
But even that I don't really feel like doing, expect for easier said than done, bcs I mean I don't even really have the time anyways which just sucks for everybody, and most for mor portfolios.
But also I really, really want some male friends? that sounds awful and lonely but I don't really have a lot, and none close to me. But anyone would be fine really
(But also I really need some guy friends, bcs my b-day is in july and it's not exactly perfect to be the only guy at your own 20 person party)
As I said, I really don't know what to do with myself rn, I would really welcome some advice, as I think i really need some, and it's not like I can go to even my most emotionally supportive friends and be like ' yeah so I dont really feel close and homely with anybody, sorry darling'
I'm really lost, but also I don't feel like opening any new barrels (??) "right before" I move away and meet new people, but also also until sept/oct is still quiet a long time.
I just want to meet some new people, which also seems kinda annoying to me, bcs I don't wanna waste any of my time as the "gay best friend" or being some flimsy whimsy weirdo to some Dude
I kinda realsised this only today in the hard way, always kinda new of course but it just really hit me and i feel really cornered
Sorry for all the text i know it A LOT, but in case anybody actually makes the effort to read it, thank you, and any thought from you is deeply desired.
(I know it's always annoying to read; but english isn't my first language, in case some wording or spelling is off/wrong)