Wanted to share my experience doing crash course studying for 7 days and passing the SIE first attempt! I never post anything on here, but others posts made a big difference for me, so here goes!
TL;DR:
I passed my SIE yesterday after only 7 days of study. Intense! I used Pass Perfect, spent 50 hours studying total. If you only have a week or two before your test, DO NOT take a bunch of notes on everything! Read the content, take the quizzes and test, take notes on those answers and explanations!
VERY IMPORTANT: Use the two free Achievable SIE dump Sheets and watch both the S7 Guru and S7 Whisperer 60 min crash course SIE YouTube videos the day before or day of test! I’ve included links at the bottom of this post. Be sure to memorize the dump sheet tricks and formulas, and decide what’s most important to reference. The test center gives you two laminated sheets and dry erase markers you can use as soon as the test timer starts. Be ready to write down key formulas, acronyms, timeframes, etc. Mine were the Options 4 square box, SLoBS & BLiSS, yield teeter totter and Key Open vs Closed end market notes. (All on the achievable dump sheets except Open/Closed Markets).
My Story:
In late April I was hired by Vanguard for a position starting May 28. I’d been a contractor doing customer service in an unlicensed VG position for about 10 months (no finance background before that); with the goal of getting hired in a licensed, permanent role within a year. I worked hard and got hired! The position requires SIE, S7 and S63. After my start date they pay me to do nothing but study and take exams for 9 or 13 weeks (depending on whether I’d passed the SIE prior to start date), which is awesome, but there’s a $5000 bonus if the SIE is passed at least a week before start date.
Note: I did have a little familiarity with basic terms and what’s required for account opening, due to my contractor position).
I originally scheduled my exam for May 13. I had about a month from hire date to May 13, and VG paid for the Pass Perfect course. I started some light studying the first week, thinking I had 3 more weeks and was on track. Then I got really sick for 2 weeks! I’m talking bed ridden, definitely no studying. So May 10 I rescheduled my exam to May 18! I had to pay $40 but figured it was well worth it not to fail, lol.
I was finally well enough to start studying on May 11, giving me 7 days. 😅 I had retained very little from my initial studying so I started over. I thought “I can do this!” I figured I’d had to do similar in college while working full time. Boy it was rough!
7 Days to PASS the SIE:
The first 3 days I had all day to study: Sat, Sun and Mon (had the day off for my original test date).
THE PLAN 41+ hours 5 practice tests, scoring at least 75%
Days 1-3 (full days) - 8+ hrs per day - Complete Pass Perfect Course (16 chapters) start to finish (reading and all quizzes, chapter tests)
Days 4-5 (Tues, Wed) - 5 hrs each day (2 before work and 3 after) - Take 1-2 Pass Perfect Final exams (1 hr 45 min each) each day, taking time to focus/take notes on anything I missed - Goal of 4 total tests, with 75% or higher on 3
Day 6 (Friday, day before the test) - 5 hours (2 hrs before work, 3 hours after) - Take 1 FINRA practice SIE exam before work (free on FINRA website) - after work, Review all Difficult Topics - Listen to S7g.u.r.u & S7 whisperer on YouTube. (They each have a 60 minute crash course review, recommended for day before or day of test). - Print out Achievable Dump Sheets - add my own notes to dump sheets
Day 7 (Day of Test) Test scheduled for 2pm (1:30 registration) - 2 hours Notes and Dump Sheets Review in morning - Leave for Test at 11:30, arrive 12:30 (45 min drive) - One last Review of Dump Sheets for 45 min, take a break before registration
Great Plan Right?! Wellll, I didn’t quite stick to it. 🤣
WHAT ACTUALLY HAPPENED: 52 Hours Study - Not at the planned pace! 4 Practice Finals (71% average) A lot of tears, anxiety and stress!😫 A rollercoaster of Self-doubt and Self-Confidence
Day 1 (Sat): 7 hrs Completed first 3 chapters, taking tons of notes on a Google doc, color coded and highlighted. I’ll do more tomorrow I thought, my brain is fried
Day 2 (Sun): 10 hours Completed chapters 4&5 again taking tons (too many) notes, taking quizzes and Tests multiple times, worried I wasn’t getting the concepts and terms well enough. Getting really worried about my pace now, but “hey I have tomorrow. I’ll crush it and catch up”. Maybe I won’t get to tests until Thurs, but I’ll be okay..
Day 3 (Mon): 7 hrs (I was exhausted and burnt out, still not 100% from being sick) Chapter 6 OPTIONS… the death of me, soooo much to learn. Barely got through chapter 6. Full panic has now set in! I have to work full time the next 4 days! If the rest of the course is this hard, I’m screwed. There goes my bonus, how will I tell my husband? (He would not have been mad but I would feel terrible). “Children and husband, do not bother me! I need to focus!” 😅
Day 4 (Tues): 6 hrs ( 6pm-12am) Intense panic and anxiety, how the hell am I going to finish?! Screw notes, get through the chapters! Completed chapters 7-10 Whew, these chapters weren’t as bad, maybe it’s getting easier. I think I remember a good amount. Better wrap this up tomorrow!
Day 5 (Wed): 5 hrs Very worried, but I’ll finish today and take lots of tests the next 2 days! Completed chapters 11-13 😫 OMG I’m still not done with the course and I have 2 days left! I must sleep.
Day 6 (Thurs): 6 hrs in the evening - Completed remaining chapters 14-16, course done 8pm. Whew, content done. Worried about not taking any tests yet, but at least I feel like I know the content decently! Took my first Pass Perfect Test, score 71% not as bad as I thought but that’s not a lot of margin for error! (Need 70% to Pass actual SIE test). At that point I’m calculating how much each point is worth, looking up suggestions online and praying, lol 🙏
Day 7 (Fri): 7 hrs Took 2 Pass Perfect tests, reviewed missed answers carefully and took notes. Scores: 71% and 73%. Took FINRA SIE test (on their website), 69%. Omg I’m gonna fail tomorrow. 🥺
Friday night I thought “Hmm Maybe I can reschedule for Monday (the deadline to pass for bonus). Two more days and I will be ready!” So I go to the Prometrics website and try to reschedule, seeing one slot for Monday at a site 2 hrs away… awesome.. NOPE, NOT ALLOWED less than 3 days before scheduled exam! (Why did I not think of this Tuesday?) 🙄 So I called customer service, begged and told them I had been sick.. Since they said I could not reschedule the day before the test, I asked if they could cancel it and schedule a new appt for Monday? DENIED. So I took a deep breath, cried a little and came to terms with it. This test is happening, tomorrow. 😫 🤬
Friday night 9pm: As recommended by colleagues and online forums, I listen to S7 whisperer 60 min crash course on YouTube; no notes, listening in bed). Ok, learned some things, great overview/review. Maybe I can pull this off afterall. 🤔 Things are looking up. 😊
Saturday, May 13… Day of Test (2-4pm)
7am woke up, ate a good breakfast, prepared everything I needed to take and do. Now what? Should I take another practice test? Review my notes? Listen to video? I decided no more tests, I’ll listen to the other crash course (S7g.u.r.u 60 min crash course on YouTube). 🤞
8am—11:30 Crunch time. Im determined to pass this exam!! Spent 3 hours listening to the 60 min S7g.u.r.u video, pausing when needed, replaying as needed. Took 11 pages of color coded notes on the most important points and formulas I needed to remember, mainly on Regulations (what market does it impact, what type of product, who, timeframes). I knew this was going to be at least 15% of test (I was right) and these were the main questions I missed on my Practice Finals
11:30am Renewed Faith 🙌 DAMN I learned a LOT. I’m gonna pass this thing! I was already getting low 70s on Thursday practice tests and I KNOW I learned enough from the video to pass several more questions. S7g.u.r.u literally saved me, pulling it all together in my mind! 🤯
12pm Went to UPS store, printed the 2 Achievable dump sheets and my 11 pages of notes from the video! I scanned them at every red light on the way 😂
12:59 arrived at test center. Spent 20 minutes reviewing dump sheets and drilling in my mind what to put on the 2 pages they give me for notes (specifically below and in links)
1:20 walk in, first one there.. registration complete at 1:35. To my surprise, they seat me and I can start test immediately!
As soon as the timer started my hands were flying on the 2 laminated sheets they gave me. I spent the first 15 min vigorously writing out things I wanted to reference. 90 minutes left for 85 questions. Watched the timer closely to stay on pace. Used the notepad on the test platform for each question to write out calculations, or break down what each part of the question meant, used critical thinking for answer, marking questions for review when I was stuck between 2 answers. Most importantly, I followed my gut. I knew this stuff! Used calculator for EVERY calculation, even easy ones. Finished all questions with 5 minutes remaining. Reviewed marked questions and changed only 3, if I was SURE my original answer was wrong.
I hit submit and held my breath. 🫢 OMG, does that say PASS?!!! Yes, I actually Passed! 😳 I cried out of happiness and relief, was on cloud 9. I will never cram like this again! S7 and S63 will be better, lol.
SO here’s how you can have a better experience than me if you’re a week or two away and wondering how you can possibly pull this off. YOU CAN DO IT! 💪
TIPS FOR CRASH SIE STUDYING (learn from my mistakes)
1 NOTE TAKING: I’ve always learned best by taking a ton of notes, color coded on a google doc. Taking notes reinforces it in my brain and helps me find ways to remember it for myself. However, if you are crash course Studying for the SIE, you do NOT have time to do this, lol. Honestly I barely looked at those notes in the end.
TIP: Read through the content quickly and only take notes when it tells you it’s likely a testable question! Take all quizzes and tests, REVIEW the quiz/test answers (in PP the answers also give you a brief explanation of the concept) and take light notes on that! Do NOT replace reading with the videos! The first 4 chapters I tried to save time doing this and wondered why I was failing the chapter tests. The reading content had way more info than the video! Don’t shoot yourself in the foot!
2 DON’T SPEND TOO MUCH TIME on EARLY CONCEPTS! The earlier (and for the most part, less valuable - less test questions) content will be reinforced throughout course. Most of the concepts build over the course, so the basics are reinforced later anyway. I wasted several hours!
3 EXPECT 20-25 hours are needed to complete the course/learn the concepts! Give yourself a day on REGULATIONS and 5 hours on OPTIONS , these comprised a LOT of questions on the test, could make or break you!
4 TAKE at least 4 PRACTICE FINALS with a goal of 75%, but if you’re not improving, use the crash course Videos, learn the content! Don’t take 5 more tests in lieu of learning!
5 SPEND A FEW HOURS on (free) ACHIEVABLE DUMP SHEETS and S7g.u.r.u & S7 Whisperer crash course review videos on YouTube! I would not have passed without these! Reviewing them for 4 hours and using them for key points on my tests sheets saved my ass!
I’ve included links below for the FREE Achievable Dump Sheets and the 60 minute crash course videos. Feel free to message me for more help!
GOOD LUCK! It IS Possible to pass in a week! 🍀
SIE DUMP SHEETS: (scroll to bottom of the page, there are links to download them):
https://achievable.me/exams/finra-sie/overview/#resources
S7g.u.r.u 60 min crash course
https://www.youtube.com/watch?v=_hQRLmVspNE
S7 Whisperer 60 min crash course
https://youtu.be/_-x-RFmFAD0?si=i_ZDrrFIWuMOTK6A

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We have put together this Weekly reoccurring Clan Recruitment Megathread and there also is the Diablo4Clans subreddit where you can meet and look for new & more allies.
Stay awhile and listen to find clans to join in the fight against the Burning Hells and the evils that lurk within Sanctuary...
​
The purpose of this weekly reoccurring thread is:

• for Clans to advertise themselves here to new potential members
• for people to find the right Clan for them to join
• and to also provide a few Harm Reduction Guidelines for new players that can help avoid getting scammed when looking for a new clan

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Clan Recruitment Thread Rules
If you want to advertise your Clan in this weekly reoccurring thread,

• fill out the form below and submit it as a comment with the required information about your Clan and post it in this thread.
• You are welcome to add your own fluff/flair to the form to make it more personal, but please stick to the list below.
• ONLY ONE COMMENT PER CLAN PER WEEKLY THREAD.
• Comments that do not include this form will be removed.
• Potential clan members are welcome to respond to your top level comment and you’re welcome to answer from their response.

===================================

Clan Recruitment Form

• Clan Name:
• Clan Description (give us at least two sentences describing your clan):
• Clan Discord (only use the shortened .gg link):
• How members can sign up:
• Why you should join (Give us at least 1 paragraph):

Please note that making Clan Recruitment is only allowed in this weekly reoccurring thread, so that the subreddit and peoples feeds do not get flooded with threads that advertise clans.
However, on the new Diablo4Clans subreddit Clans can be advertised via new threads.

===================================

Harm Reduction Guidelines
How to spot shady Clans and Practices
This section here is intended as a “Harm Reduction FAQ” with a few guidelines on how to spot shady Clans and Practices to avoid getting scammed.
A List of Shady Practices that one may encounters in dubious Clans

• The offering of a services/items/geaetc. in exchange for real monetary / payment is a major red flag.
• Paying for Level Boosts and other services that promise quick progression in exchange for payment - legitimate clans don’t charge for helping their clan members level up.
• Paying for a specific Legendary Item, especially when asked to pay for Legendries that did not already dropped or that dropped while you where not there – Legendries can only be traded in-game for the first 2 hours after they dropped and only with those players that were in the group when the Legendary dropped.
• Being asked or pressured into sharing your Blizzard Account Password, even when the request seemingly comes from an Official Blizzard Account or Employee. Blizzard Employees will never ask for your password.
• (Being groomed or pressured into) paying for a Higher Status or Position within the group / clan, (e.g. like being Moderator of the Clans discord, Facebook group, Lieutenant of a Clan, etc.) and/or having to pay for keeping that status / position.

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Scams and Shady Practices to be aware of in General

• Everything that requires sharing of personal information, especially credit card numbers, or social security numbers (even if something is offered in return "for free")
• Advertisements for buying T-Shirts, Mugs, etc related to various franchises (not just Diablo), from ads that may pop up, either in the in-game Chat, discord or even reddit, These are scams designed to get your Credit Card Information. ( link to reddit thread that explains the scam <--)
• Suspicious links and downloads from there, as some downloads may include malware

If something like this occurs, especially if your are being pressured into doing one of these things (even if the person is appearing as a Blizzard Employee or portrays himself to be a Federal Official), it is best to just leave and to not argue, as scammers will likely just continue to pressure or trick you.
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Furthermore, consider enabling the two-factor authentication via the Battle.net Authenticator, as it also is a good additional protection for your Blizzard Account ( Link to Blizzard's Battle.net Authenticator <--)

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So ayon, lalabas sana kami ng girl best friend ko today kaso nagkasakit siya bigla.
So naghahanap ako ng makakasama lang mag-cafe cafe ganunn.
Sorry low effort post since I'm not really expecting na may papatol haha. + ang lapit na ng 2 PM
Friendly lang this ha, and walang bastus-bastusan. Not expecting/hoping to escalate to anything romantic.
Ideally 2-6 PM ang free time ko. Pero pwede mag-extend if necessary. May sasakyan ako since sobrang init, pero you're welcome na hindi makisakay kung hindi ka comfy. Magdusa ka sa init sa jeep charrr.
about me:
-lalaki pero very feminine and soft
-madalas napagkakamalang gay kahit hindi haha
-hindi bastos ang bunganga
-mabait
-may pake sayo basta may pake ka sakin
-not the typical "lalaki", my best friend and close friends are female
-I usually don't like dealing with boys kaya I prefer girl friends
-5'6 ang height, wears glasses, semi-chinito

• I'd rate my looks 5.9/10 kasi syempre dapat humble lang hahaha

Interests: Lola Amour, Cup of Joe, new-ish OPM songs, singing kahit malala ang boses ko
strategy games, farming sim. games, pixelated games gym experiences and tips
experiences ng isang hopeless romantic
science fiction, fantasy, tragedy, romance genre of movies/series/novels/manga/manhwa
About you:
-Wag Minor please
-Hanggang mga 40 years old lang siguro ang max
-Malinis sa katawan
-Hindi Mabaho hahaha
-Medyo easy pakisamahan

"My Name is Wonderful" is a free 66 page booklet (fully illustrated) in pdf format, centering on Salim Musa al-Ashi (1909-1984), a Lebanese writer, art collector, and the most prolific worker of supernatural miracles of all time. His followers desire to join Community of Christ. The booklet also offers suggestions on how Community of Christ can prosper if it invite reincarnation believers, and Urantia book believers, and followers of Salim Musa al-Ashi, into Community of Christ so that there would truly be "unity of diversity" of belief as well as culture, race, and gender identification. Read the booklet before you judge it. It is not copyrighted, so send the link to other CoC members if you find it interesting. Thankyou.
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The past few months I have encountered what seems to be a scam that comes from LinkedIn. So I would apply to mass jobs posting as I usually do. And then sometime later, I would receive an email from what it looks like a job posting that I applied to. In this email the recruiter ask me that they are interested, and then they'll tell me to reply "YES" if I'm interested. After I reply, they will send another email saying that I have to fill out a questionnaire or survey for them to review. After I fill out the survey, which just contains a bunch of pretty generic questions about the job position, and what would you do in those situations or scenario or past experiences, I tried to reply back with that completed questionnaire. And then what happens usually is that either I get no reply back, or when I try to reply back to the email the email completely disappears. When I try to reply using the Gmail I get a this email domain doesn't exist error and email is not delivered. Which freaked me out since I spent a good hour filling out this detailed written questionnaire response.
When I check the company, it is a real company, with a real website. But when I check the actual email domain address of the sender, it is slightly different than the career site or job portion in the company's website. Which makes me believe that it is a scam and not that that recruiter's got fired so his email is gone. So what I'm thinking is that a fake job poster, is copying a company's information and sending out fake reaching out messages and impersonating as a recruiter or HR person. This has happened to me three times, and it happened for the exact same job position, "technical support specialist". And another thing that makes this communication more of a red flag is that the pay rate for this position is really absurdly high, $55 an hour or $120,000 a year. I still don't really understand what the purpose of this scam is. They are not asking for personal information or anything, but they probably already got it if they made a LinkedIn account. They do send a PDF link, which I click on in order to download to fill out the questionnaire, which guess could have been infected, no way I can tell.
So moral of the story, if you see a email from a recruiter and they tell you to reply "YES" and then you have to fill a survey, and the pay position is a lot higher than the market rate, it is probably a scam, don't waste your time.

The past few months I have encountered what seems to be a scam that comes from LinkedIn. So I would apply to mass jobs posting as I usually and then I would receive an email from what it looks like a job posting that I applied to. In this email the recruiter ask me that they are interested, and then they tell me to reply "YES" if I'm interested. After that they will send another email saying that I have to fill out a questionnaire or survey for them to review. After I fill out the survey, which just contains a bunch of pretty generic questions about the job position, and what would you do in those situations or scenario or past experiences, I tried to reply back with that completed questionnaire. And then what happens usually is that either I get no reply back, or when I try to reply back to the email the email completely disappears. When I try to reply using the Gmail I get a this email domain doesn't exist error and email is not delivered. Which freaked me out since I spent a good hour filling out this detailed written questionnaire response.
When I check the company, it is a real company, with a real website. But when I check the actual email domain address of the sender, it is slightly different than the career site or job portion in the company's website. Which makes me believe that it is a scam and not that that recruiter's got fired so his email is gone. So what I'm thinking is that a fake job poster, is copying a company's information and sending out fake reaching out messages and impersonating as a recruiter or HR person. This has happened to me three times, and it happened for the exact same job position, "technical support specialist". And another thing that makes this communication more of a red flag is that the pay rate for this position is really absurdly high, $55 an hour or $120,000 a year. I still don't really understand what the purpose of this scam is. They are not asking for personal information or anything, but they probably already got it if they made a LinkedIn account. They do send a PDF link, which I click on in order to download to fill out the questionnaire, which guess could have been infected, no way I can tell.
So moral of the story, if you see a email from a recruiter and they tell you to reply "YES" and then you have to fill a survey, and the pay position is a lot higher than the market rate, it is probably a scam, don't waste your time.

I’ve been buried in work lately and really need something different. I downloaded the meetup app to do something out of my ordinary with new people but I’m not sure where to start. What are some of your favorite meetup groups? I’d be happy to hear any type of group or activity because there might be something I hadn’t considered before. Feel free to talk about your experiences.

I met this korean guy thru dating app, he is new in the ph and i am learning korean, so we got interested at each other.
I asked him about korean language and he asked me about the philippines. until he asked me to meet him pero hindi talaga nagtutugma free time naming dalawa. I'm working and he is doing he's stuffs naman.
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i told him my rest day, so we decided to meet kahit na siya naman yung busy. that time was good, happy and I'm glad that i met him.hanggang sa nasundan pa ng maraming dinner and coffee out namin. halos weekly na yata kami nagkikita.
lahat ng labas namin, everything is good. happy and ggod vibes. and he always call me "kid". Im 26 and he's 29After 2-3 months, he started to invite me sa condo na niya at doon nalang kumain.
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lumalim yung friendship, i fell first hahahaha ako yung unang nag confess . but he declined hahahahahahe got reason naman, kasi he wants a lot of girls daw ...... so we remained friends.
itinatak ko nalang talaga sa utak ko na FRIENDS lang talaga kami.
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hanggang dumating yung point na everytime he invites me to eat dinner, tinatanggihan ko narin siya.
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last week, pagkaout ko sa work ko, nasa labas siya ng workplace ko waiting for me. gusto niya lang daw ako makita.nag hi and hello lang and then naghiwalay na kami ng way.But then yesterday, he invited me to go to his condo and pumunta ako.Everything was different. he never hugged me, he never said i miss you to me.
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but yesterday, he's different. he hugs me a lot, he said i miss you a lot.i asked him, what is happening, he answered : before, i like you but now i love you and i miss you a lot, i want to be with you everyday. You are my happiness. Thank you because i met you"WE THOUGHT EVERYTHING IS GOING TO BE FINE NA....
But then he recieved a call from south korea (parents) and he needs to go back to korea tomorrow. May 21 2024.but he promised me that he will come back. and i am hoping for that....

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