Cover letter for loan approval

/r/StudentLoans: Reddit's hub for advice, articles, and discussion about educational loans

2010.04.19 07:06 FreeArticle /r/StudentLoans: Reddit's hub for advice, articles, and discussion about educational loans

/StudentLoans: Reddit's hub for advice, articles, and general discussion about getting and repaying student loans.
[link]


2014.09.14 12:21 daiyuesen Let's fight back against student loan debt servitude

Student Loans Defaulters
[link]


2011.05.27 04:26 papermario13689 Manga Swap: Buy, Sell, Trade.

[link]


2024.06.01 12:54 QueasyStorage637 Looking for novel

Hi I just came across a novel, chosen by the moon novel by izabella W. Its on pay by chapter websites, I've opened and read a few chapters but I can't seem to find any free version or chapter version anywhere. Please help. If anyone has read it I'm willing to take spoilers. Here's the advert I found below of it on Facebook.
Lycanthrope species is a disgusting race. And I, Delan Riley, am nothing more than a human scum in their eyes never expected those species would turn my world upside down. Since when the lycans managed to penetrate our town, like in the early 1900's we have a hierarchy, upper class = the lycans, middle class = mated humans, and lower class = the normal humans, who were basically considered scum. I endured their torment day after day, vowing to run away from them one day, until that day came and everything changed.
Dylan POV "Humans," I scowled at the principal's words from tannoy. "The Alpha twins will be celebrating their birthday tomorrow, as such, festivities are in order." Oh great, the Alphas twin children. Adrian and Arya are the worst lycans alive. I swear just because they are the alphas kids they literally get away with everything. If their birthday is tomorrow, then the wolves are going to be worse than ever. "All students will be present to greet them, two lines will be made, with humans on the left and the lycanthrope on the right. Any mated human will be at the front of the line for their year, you will all also be in order of your school year. That is all." Chat broke out the minute the tannoy was finished. "We haven't had a school gathering since the alpha king visited three years ago, before his sons coronation." Nick was right, the last time we all gathered like that was for the king and queens visit, when he decided to let the world know that he was to renounce his title to his only child, son Josh. "That sick bestard, he wants to make sure everyone is there so those idiot twins can find their mates." Yes I was mad, my fists connected with the table in front of me once more as I thought about how disgusting the situation was. You see the twins will be turning 17, so it's very possible someone in our school could be their mate, finding a mate is sacred to a wolf, the minute they say that one word your fate is sealed. They will turn your mind, morph you into being a lover of their kind, and then you'll give in.

That won't happen to me, I'm growing old to see the world as it once was, and I'm going to choose who I'll be with. No one will take that dream away from me.

Once dinner was finished, I just wanted to sleep. I'd had a very long tiring day, I quickly sat down on a small stool my mother kept in the storage closet and removed my shirt while my brother Freddy sat at the table to do his simple homework. It wasn't long before my mother came in with a large bowl of warm salt water and some cotton, this was going to sting I just knew it. She was here to help me with the wounds caused by wolves yesterday. She slowly began to unwrap the bandage from around my torso and slowed down drastically when it came to the final layer, I felt it peel off every wound and my fists clenched in pain. "Jesus!" I heard my mom exclaim once the dressing was completely removed. The air on my back was nice though and I sighed as my arm covered my once again exposed brests. "This is more than 15!" I began to hear sniffles coming from her and sighed turning round to look at her face, only to notice tears streaming down it. "Mom I'm fine, it's alright." She shook her head. "It's not alright, I'm your mother I shouldn't let these things happen. I'm so sorry. Your father would have..." here she goes again. Every single time something happened she'd always bring up dad, it really annoyed me because no matter how much we all wish he was here, he just isn't. My father was kiled by THEIR kind, almost 5 years ago when they actually managed to take over. When the lycans managed to penetrate our town my father rose up with some people from the neighborhood, to defend our livelihood, it was futile to say the least. We lost many people and I watched as my dad was ripped apart by two fully shifted wolves, I ended up shoting him to stop his suffering before they dragged me to the courtyard, i was the person to receive the first lashing of the town when I was 12! The wolves have been pretty strict with me since that day. "Stop being stvpid!" Was I harsh? Definitely! Did she need to hear it again, absolutely. "Dad is dead, we don't know what he'd do because he never knew this life. He never knew this world." I know what he'd have done, most likely attacked the guy who held the whip and got himself kiled in the process. "The best thing you can do for me, is stop crying and help me, next time don't insist on helping if you can't handle it." She began to wash my open wounds with the warm salt water causing loud winces to leave me, I knew it was necessary to prevent infection, but my god it hurt like a betch. "Some of these are really deep Dylan!" She sniffed again and my eyes rolled in my head. "I told you, I'm fine, just wrap me back up so I can get to bed." My mom was obviously more impacted by my injuries than I was, I suppose that always the case though. When it's happening to you, you've just got to get through it but when it's happening to someone you love, you just want to take their pain away. She quickly placed a fresh bandage around my waist and chest and wrapped it tightly for compression. The bowl of water that was used was now red in color, I guess from the blood my back was dripping with. "Can you keep your head down please? At least just this week. You can't take any more lashings." I simply nodded before standing up away from the stool, I walked over to Freddie and ruffled his hair in affection. "Good night squirt." He giggled and fixed his hair slightly. "Night Dilly." I smiled walking upstairs to my little bedroom, as soon as I was inside i shut the door and flopped down on to my bed on my stomach and I took a minute to cry to myself at the pain in my back, what my mom did was important but it hurt, not that I'd ever tell her. My hand covered my mouth quickly to muffle any noise I might be making. I couldn't tell anyone, I had to be strong because more and more people were crumpling these days, and my mom would break if she knew how much I was suffering. Sleep followed me shortly after, she was right though about me needing to keep my head down for the time being, I could not take another lashing! After a long night and an even longer morning, we were all finally stood in the hallway at school waiting for the twins to arrive. "Mine!" Everyone that was stood in the hallway tensed up, as we were seniors, me and Nick were stood towards the very back of the human line. All the mated people were situated directly opposite their wolf mates in their years. We stayed silent and still as Arya walked down the hall and stopped directly in front of Nick. His eyes widened in fear, unsure of wether to look up or keep his head lowered. "Look me in the eye, mate." He glanced at me slightly as if asking what he should do. "I said, look me in the eye." He slowly moved his eye line up to look at her face. I took a glance myself to see her eyes pitch black with lust. "I... can't... I mean... erm." Before he was able to mutter anything else, two wolves from opposite, grabbed him out of the line and dragged him behind Arya. "Hey!" My head shot up before I could stop myself. My mouth also forgot its place as I jumped out of line. Everyone's head shot to me as my eyes widened in realization at what I'd done. Adrian, the other twin, walked up to me before punching me right in the stomach, I doubled over instantly. Feeling the sting in my slightly healed back. "I know you... You were publicly flogged only two days ago." God I hate this guy. "I also have it on good authority, that you openly spoke out against our rules and regulations in yesterday's class." My head shot down the line slightly to see Erin, looking a little frightened, her mate, the beta to be was looking at her, nodding his head in reassurance. "You traitor, you grassed on your own kind?" I yelled at her before feeling a fist connect with my cheek. My head whipped to the side from the force, while my class members gasped. I'm so done with this treatment, right then, I wasn't in charge of my actions. My fists curled up and my stance became a lot more defensive. My head snapped up to the alpha to be, and I looked him in the eye. "You don't know the meaning of the word disrespect." I suddenly hurled my fist towards his head, which he easily dodged, but my foot came up and kicked him instead. He stumbled backwards from the force with wide eyes. "You... you Actually hit me!" He didn't even sound annoyed, more shocked. Everyone in the hallway was watching, waiting for the alpha to do something but instead he simply stood up straight, regaining his composure. "I think everyone should get back to class." He began to walk away, following his sister when I called him back. "What about Nick?!" "Simple, He's my sisters mate. He now belongs to her." Argh, he's not an object. "He's not her property." A chuckle left his mouth, before turning his back to me again. "All humans are property." A short while later everyone made it to science class, our teacher Mrs Mathews is mated to the lycans pack doctor, she also now has a four and two year old with him. She was one of the first humans to be cohered into a false relationship. "What were you thinking young lady?" I rolled my head at her before looking at the empty seat next to mine. Nick was with that stvpid wolf girl right now. Being changed, I'm so angry it's ridiculous. "I was thinking, this guy is being a prick. Did you hear him? 'All humans are property.' It's bull shet." I looked up and the whole class looked at me like I had three heads. Talking shet about wolves is one thing, but talking about an alpha is punishable by death, attacking an alpha is an even worse offense. There was then a knock at the door and in walked Erin and her band of mated bestards. "Sorry we're late Mrs." "Erin, how are things between you and bata Monroe?" She blushed, the traitor actually blushed at the mention of his name. "He spoke to me last night about trying for a baby. We need a good strong boy to take over as beta." I scoffed looking at her as she took her seat. "You guys are actually pathetic, why can't it be a girl? Those mutts are basically Neanderthals" I voiced my opinion and saw all the shocked faces around me. Calling the lycans mutts, is the same as them calling us scum. After lesson had ended the entire school was called into the hall for assembly. This is where any human who has been found to have broken the rules were punished, usually 10 lashings were goven out or something similar. "Welcome to the school assembly, congratulations to the alpha twins for finding both your mates. Now on to the business at hand, as the 5 year anniversary of the new world is coming up, we have been informed that the alpha king will be visiting our district next week, this is very exciting news. We want you all to look your absolute best, she wolves and mated females will wear exemplary dresses made by seamstress. Male wolves and mated men will wear tailored suits. Anyone who doesn't comply will be reprimanded." The Alpha King?! No one has met him yet, he took over the throne three years ago when he turned 18. He really didn't make any appearances though, great, this month is going to be a nightmare. "As for the humans, you will be given a new uniform to wear for the visit, these are to be neatly ironed and worn to the highest standard. As for the following humans, based on your attitude this past week, you will be coming to the front and facing punishment. Tony summerset?!" Tony's head shot up as he looked around, he was in the year below but he shared my views when it came to the lycans. He slowly walked up to the front of assembly, almost instantly his top was t0rn in two and he received 10 lashings. A girl named Kara was next and she too received 10 lashings. A few more people went up slowly accepting their fate then suddenly my name was called. "Dylan Riley." Inside I was terrified but I simply shrugged my shoulders, I guess I did kind of expect this. Although I'm not sure if my back can take any more damage. "You attacked an alpha, correct!" His eyes bored into mine as I bowed my head submitting to his authority. "Technically, no." Everyone in the school gym looked on in fear, as my head moved to the front row of the wolf side. Adrian sat, with a werewolf girl in the year below, her name was Jana, I guess he found his mate. Nick and Arya were no where to be seen though. Adrian gave me a shrug as if to say he didn't tell, before smirking at my comment. "He hasn't officially taken the alpha title yet, so he's just..." i looked at the principle and noticed his eyes black and his claws out, he was in what lycans call a half shift, triggered when the subject has become angered. He turned to two security wolves and gave them a nod, Almost immediately i was forced onto my knees, my arm was slammed on a table and held in place by one wolf, while my body was held in place by the other. "Ok, I don't think this is needed, I have alpha blood, a stvpid human girl can't hurt me." My head snapped to Adrian who had stood up in front of the school to stop what was happening. "Nevertheless, humans need to know their place." With that the pressure on my arm increased as our principals hand pulled my sleeve up before a long claw punctured my skin. The searing pain shoting from the fresh wound had my eyes scrunched and my fist clenched, I bit the inside of my cheek hard instantly tasting blood, however no sound left my mouth. He continued to write, using my skin as a canvas and his claws as a marker, it went on forever, my vision blurred slightly at one point as I turned my head away. After minutes of torture, he was done and the pressure on my arm eased, instantly I snatched my arm away, hissing through my teeth at the pain. I was about to scurry off stage, when I was roughly grabbed yet again, my arm being held in the air by the principal while my feet were inches off the floor, blood dripped from the wound and the pattern he had made was on show for everyone to see. Loads of people gasped, even the wolves looked slightly horrified at what had happened. "This is what happens when a human decides to speak out. I can promise, anyone who so much as says one word about our way of life, will have the same punishment." My arm was starting to seriously ache from being held in the air for so long, and the lack of blood flow to my suspended arm was causing me pins and needles, still I refused to make a sound. I held the tears back and I bit my cheek harder causing more blood to fill my mouth. "That's enough Bradley!" Adrian growled, he was still stood up and looking at the scene in front of him. His eyes hard as he stared at the principal a low warning growl erupted from his chest which had the head teacher gulping, he quickly let go of my arm causing me to crash to the floor. A small cry left my mouth as I hit the hard floor. Immediately I scrambled away, my foot just missed the high step leading to the stage and I fell, waiting for the impact of the ground, but it never came. Two strong arms wrapped around me catching my weak body causing me to look up, my eyes widened as I noticed Adrian had caught my falling form. "This isn't part of the human punishment program!" Adrian growled causing me to tense in his grip, I pushed him away from me before fixing my uniform top. The room was deadly silent, taking in the scene in front of them, while I stole a glance at my forearm. Carved into my skin by his devastating claws were two words, words that would most definitely scar my body for life. 'Human scum' "Lessons must be learned, she received lashing merely two days ago, and clearly it had no effect on her." Another growl left Adrian's chest as he stepped on to the stage, I wasn't bothered though, you would think I'd be ashamed but I simply smiled slightly. I fixed my sleeve a little so it wouldn't rub on the fresh wound before speaking. "It doesn't matter," the whole room looked at me shocked by my attitude. "I would rather be labeled human scum, than have any resemblance to your kind. I'm proud of what I am, how many of you can say that?" After my amazing little speech, I walked right down the middle between the humans and lycans and out the door. No more compliance, I'm going to get away with as much as I can without getting into too much bother. There will come a day when the lycans power will fizzle out. When it does I'll be ready, I'll be waiting for the day we take our world back. As for the best part about my plan...

No one can stop me.

"Ouch, not so hard." I seethed as the school nurse cleaned my new wound with antiseptic. "If you had of just kept your mouth shut, this wouldn't have happened." I turned to my right looking out the window at the few clouds that were floating in the blue sky. "Like I said, I'm proud to be human, and now everyone knows what I am." I clenched my fist together as the nurse began wrapping a bandage around my forearm. It had been a good few hours since the incident in the hall, and I had been forced to come to the nurces office after I had tried to clean my wound by splashing it with water from the tap, it also refused to stop bleeding. "You are impossible. Can you please just try and stay out of trouble? For one day, that's all I ask." Our school nurse is a wolf, she's one of them. However she hates the way they treat us mere humans, she thinks we should all just live in peace with equal rights. Like that would ever happen. "All I've done is stay out of trouble, but you are just going to humiliate me anyway, so what's the actual point?" "The pack were discussing a public execution, Dylan. You need to walk on egg shells from now on, not just for you but for your family as well." No ones been publicly executed in over 4 months, I'm flattered they're considering it. They only execute people who they believe are the biggest problems to society. "Well then... I'm flattered." I chuckled, before looking at the patch job. 'Huh, not too shabby.' I quickly stood up from the human nursing station and pulled the sleeve of my shirt down covering the evidence of ever being hurt. "This is serious!" I just gave her a blank look before leaving the room. On the way out I heard her call back to me. "Please just think about it." I gave a clipped nod as I walked away wondering how I'm going to tell my mom about this. Later in the evening... "Dilly why you say that?" Freddie looked up at me with a mouth full of bread. "Don't speak with your mouthful!" My mom scolded him as a bashful blush made its way to his cheeks. "Sowwy mommy." His reply was muffled as he swallowed the last chunk of food. "I said it Freddie, because it's the truth. The wolf race are a pathetic excuse for..." my mom cut me off with an extremely stern look. "Dylan! They have ears everywhere, one more word out of you and it's your room." I scowled, my hatred for the Lycan kind growing stronger as each day passes. "What more can they do to me, lash me? Beat me? Brand me? They've ran out of options." I stated slamming my hands down, then severely regretting it as sharp pain shot though my wound. "What was that?" My head shot to regard my mothers worried expression. Her eyebrows were raised and her eyes were dull and judging as she looked at me. "Nothing, it was nothing." I quickly took my plate in my hand and began to walk to the kitchen. "I'm not really hungry, and I have homework to do!" My mom caught hold of my forearm causing me to drop my plate suddenly, I watched it slowly fall before shattering on the floor. I retracted my arm quickly and turned to Freddie. "Stay there and don't move until it's cleaned up ok sport?" He just nodded with wide eyes, I turned back to my mom and noticed her curious stare on my arm. Her grip shifted to the other side as she turned it around before pulling my sleeve up. The bandage was showing and a bit of blood was seeping though after the wound had been disturbed. "What the hel happened?" My moms eyes widened as she began to fumble with the bandage. Before she could unravel any of it I snatched my arm away. "I had an accident at school. No big." I began to gather the large pieces of the broken plate up ready to put them in the bin. "What did you do Dylan?" She looked at me with pure worry and only then did I realize what the wound must look like to someone who didn't know. "For gods sake! I didn't do it to myself! I got publicly punished at the assembly alright? It's no big deal." Her face dropped instantly and she stepped towards me, causing me to step backwards. "Mom, I'm ok. So back off will you." "What did you do? I've never known them to cut someone's arm as a punishment." Her shock and accusation was evident in her voice and I sighed heavily. "I spoke against the alphas son." I may have hit him too, but I wasn't going to divulge that part to her. "It's not one big cut, mom, it's a brand, 'human scum' carved onto my arm." "They've branded you now too?!" My eyes rolled at her hurt tone as I went to get the dustpan and brush. "You're so much like your father." A sigh left her mouth as she spoke, running a hand through her hair, while I quickly swept up the little pieces of the broken plate. "You've had a new uniform delivered. It's laid out on your bed. Dylan, Please just try and stay respectful in the future, I don't want my daughter to be completely mutilated. Although you're not far off." "Gee, Thanks." I then walked over to my little brother Freddy before blowing a kiss into his neck and hearing him giggle. "So sport, how's school going?" "It's ok." He shrugged before going back to coloring a dinosaur picture in. "Well that's good, stay out of trouble, ok little man?" Heading upstairs and into my room, my thoughts wandered to the permanent graffiti scar very slowly healing on my arm. Disgusting beasts. Think they own the world because they're faster, stronger and can shift. Pah. If you ask me they are not all that.

The second I walked into my room my mouth dropped open. On my bed was some grey pants laid out neatly, which wasn't the surprising part, no, what shocked me was the grey high neck no sleeved button down shirt, every single set of uniform had sleeves except this one. They've done this on purpose those, mutts. They want the world to see my arm and know what a disgusting creature I am. They want the world to know that I, Dylan Riley, am nothing more than 'human scum'.

During the last week, I've been horrible, in class I've been loud in voicing my views, I've insulted at least everyone to some degree, I didn't care about the consequences, and I certainly didn't think about them. I haven't seen Nick at all since he was claimed, and to make matters worse today was the royal visit. Oh yes, werewolves and mated humans alike were spending every waking minute preparing themselves to meet his royal majesty, king of the wolves. Unclaimed Humans however would rather stick pins in their eyes. "Dylan, get down now... you're going to be late." She was right, I was dawdling this morning, I really couldn't be bothered today, I gave myself one last look in the small mirror and sighed when my eyes met my newly uncovered brand. It had bad bruising around the letters, and was still extremely tender to touch, it was definitely healing now though. I made my way down the stairs and came face to face with my mother who was seeing to Freddie, she was helping my brother get his coat on when she turned to me. "You ready sport?" Freddie nodded his little head at me and smiled while I quickly slid my shoes on. "Just Remember, the alpha is bad enough, Dylan, please, please don't do anything to anger the king." My mother stopped us from walking out the door to tell me something she had been telling me continuously for the last couple of days, it was almost as if the entire human population of our district was expecting me to do something stvpid. "Try and have a good day." I rolled my eyes but nodded, even I know not to push the king, he could kil me in the hallway like it was nothing. In fact I plan on staying out of his way for the entirety of the day. "We will see you tonight mom." I stated before me and my brother began our walk to school, his little hand clutched my own tightly as we went. Usually Nick would be with us, as he lives next door, well he used to, now he's residing in the main pack house. I quickly dropped Freddie off at his school and watched him get the wolfsbane neutralizer before walking into him building giving me a small wave before he went in. With my new scar on complete show, and my figure being complimented by the skin tight shirt I was wearing, I sauntered down the street to school, I gave my name and year in and took the wolf's bane neutralizer injection with no problems at all. It was finally getting into school that the problem occurred. Walking through the halls I was met by many looks, some of pity some of disgust. You see every single non mated human in the school was wearing a long sleeved version of the uniform I was given. All the Wolves and mated couples were scattered around in fancy floor length dresses or tailored suits. As I turned the corner I noticed a couple, now this couple happened to catch my eye the most out of all of them because it consisted of Arya and Nick, eating each other's faces off. "What the hel!" Nicks head shot to me as his eyes widened. He too was dressed in a tailored suit, a navy blue tie hung on his neck to match Aryas dress. Why was this happening all the time? It's always my friends that get completely brain washed. I shook my head in disbelief before turning my back on him. I heard his fast footsteps behind me as I rounded the corner. "Dylan?!" He ran right in front of me, stopping me in my tracks, making me drop my bag off my shoulder and almost causing me to bump into him. "Let me just explain..." "Has she marked you?" I mean you could almost see it in his eyes, she had marked him, and knowing the way life goes he's probably even mated with her. "Actually... Don't even answer that." I aggressively picked my bag up off of the floor and stormed off down the hall. "Dylan, just listen to me, Erin was right, it's so hard to resist your soulmate, and Arya is actually ok once you get to know her." I just kept walking, he caught up to me walking beside me but it didn't matter, I completely ignored everything and everyone. 'I'm so not in the mood today' getting into class was good though, I said hello to Mr Foley and took my usual seat. Nick sighed then took his bag off ready to sit next to me, but I snapped before he had the chance. "Traitors and mated idiots sit on that side of the room." I didn't look him in the eye as I pointed to a seat right at the front of the classroom on the opposite side. His eyes widened as he turned his attention back to me. "You can't be serious Dylan." I gave him a blank look before grabbing my book out of my backpack, I placed it on the desk then began to write the date on the top line. "I've sat in this seat for as long as I can remember." I ignored him, his voice sounded sad and shocked. "Dylan? Wait! What is that?!" Before I could react Nick had grabbed hold of my branded arm and turned it to see the letters. "Oh my God! What happened?" I snatched my arm away from him and shrugged as I continued to write in my book before grabbing my water bottle out of my bag. "The principal happened, it was my punishment for speaking out against Adrian and Arya. I wear it with pride." He just held a complete look of disbelief. "You spoke out against them?" I shrugged, what did he think I'd do. "It's no secret that I despise this stvpid new world and the mutts that control it. You were my friend, I wasn't going to let them just take you without saying something, although that is exactly what you seem to have done. Enjoy the view from your new seat!" "Don't be like that, Dylan, I'm your best friend, I'm sorry about your arm, but..." my eyes rolled inside my head at my friends words. "Anything with the word 'but' in, isn't an apology, it's a rationalization." I took a drink of water from my bottle and kept my eyes facing forward, ignoring his every attempt to try and talk to me. "Dylan?.. Dylan?... Do you know what? Erin is right, if you push us all away you won't have any friends left." He huffed before walking over to the empty seat and sitting down, I could feel him glancing up at me every now and again but I didn't respond. "Good morning class, please settle down." He looked at me then at Nick and frowned, we've never sat apart, we were friends before the new world even began. I just shook my head telling him to forget it. "So... as you know the king will be arriving in a short while, but until then lessons will go on as normal." Its funny seeing teachers in the same uniform your wearing, mr Foley and his wife are the coolest. Human teachers and doctors only have slightly more respect than we do. Because of Mr Foley's status him and his wife have better access to food and drink, Mrs Foley is cool, sometimes she even makes sure mr Foley brings some in for me. Ya know, coz I'm their favorite student. It's not in a weird way, it's just they were friends of the family before the new wold took effect. Mr Foley and my dad were buddies from high school, so it goes without sayin really. "All the mated humans will be at the front of each years line again, after that you will all be placed in status, Nick, as your mated to Alpha Arya, you'll be at the front of your line. Dylan as you have been branded..." his voice trailed off as he looked at me. "Yeah yeah, I'll be at the back of the line behind everyone. I get it." I huffed, moving my sight towards the window once more. "I am sorry." I turned to face Mr Foley again, he looked genuinely upset and that look of pity wasn't something I wanted to see. I gave him a clipped nod then turned away again. "Anyway, on to the subject matter, 'Of Mice and Men, page 64, Nick why don't you start us off with the reading."

"Of course sir." Nick began reading the book but I switched off, today is going to be a long day. After almost an hour and a half of reading comprehension, the bell chimed signaling lunch. I shot up and out of the classroom before anyone could say anything. Today, I was avoiding drama like the plague.

I wandered the corridors straight to the lunch hall. All the people I would normally hang out with we're all mated so I grabbed my lunch quickly, and sat down at the end of the human table. Let me lay the lunch hall out for you. On one side of the room you have two long rows of tables, with simple benches that make it look like prison, on the other side of the room you have multiple round tables with fancy chairs. Yup you get it. The humans sit at the prison tables and the wolves and traitors sit on the fancy tables, they get fancy food, fancy drink and most importantly they get pudding. what I would give to have some pudding. "Dylan can we just talk?" Nick quickly took the spot next to me as he set his lunch tray down. I looked at his food which had been placed on a ceramic, circular white plate. God that looked good. I sighed knowing he was going to talk anyway. "Fine, you have two minutes." I used my fork to take a bit of pasta off his plate and shoved it into my mouth. God that was good. "After I left school, I was taken to the pack house with Arya, and I really got to know her. It took a few days for me to finally accept being with her, but ever since life has been ok, and the sax... well that's a whole other story." Eww, I didn't need that mental image in my head. "I'm glad your happy." I stated before deciding I had no appetite. His face held shock before he sighed in relief. "That means a lot Dylan, I mean you know that your opinion matters to me." I cut him off before he could say anything else. "I said I was glad your happy. I didn't say I approved of what you've done. You've basically turned into one of THEM, I can't ever forgive you for that." He looked hurt, but I couldn't care less about his feelings. He placed his hand gently on my arm and went to open his mouth when a growl sounded out. All heads whipped to where it came from, Arya was stood holding a glass of soda and a plate, she was looking right at me and Nick and I would totally be dead if looks could kil. Nick quickly retracted his hand, his whole face fell and you could see sorrow flood his irises. "You sit with me now, get away from that, that... scum!" Wow, Nick was such a lucky guy. NOT. "You heard her. Get away from me, go sit with your new friends. I'm happy for you, and I understand where your coming from, but don't come up to me again and pretend you didn't betray your own kind. Don't pretend you didn't betray me." I shoved a little bit of food into my mouth before standing up and walking out of the cafeteria, leaving my tray on the table. I was walking through the hallway to the classroom, you see I decided to spend lunch with Mr Foley in his room, when I happened to hear voices in the corridor. "Is it wise for her to actually be present when the king arrives? Surely she could be placed in the dungeons, it might actually teach her some respect?" My principal was speaking to the alpha of our district, huh, if I stayed and listened do you think they'd notice, maybe they could smell me?! "Everyone is to be present, if the Riley girl does one thing out of line she will be dealt with severely, child or not. That girl has been a blight to the district since day one, she's dangerous, if she puts one hair out of place I will personally break her into submission." Oh shet, they were talking about me specifically, and they mentioned the dungeon, that's not been used in months. Normally I would have listened in more but something about the entire situation didn't sit right with me, all of a sudden, I was on edge, and simply wasn't interested in the slightest in hearing how my misery was to be enhanced. I backed up slightly before turning around and bumping head first into one of the hottest man I had ever seen. I lost my balance immediately and fell straight on to the floor letting out a small grumble in the process. His eyebrows knitted together quickly and his breath hitched in his throat as he looked upon my fallen state and gasped. "Mate!" He whispered, his eyes fixated on mine. Now, I had seen and heard that many times to know what that means, I gasped before taking a step back. 'No, no, no, no, no. This can not be happening.' He growled slightly before stepping towards me. Oh Shet!
submitted by QueasyStorage637 to romancenovels [link] [comments]


2024.06.01 12:53 Historical-Salad-947 Need info regarding entry rules at the Ukrainian border for volunteer with no visa.

Need info regarding entry rules at the Ukrainian border for volunteer with no visa.
I have a question regarding border crossing from Poland to Ukraine.
I am scheduled to enter Ukraine in a months time. My passport requires visa to enter Ukraine. I already have Shengen visa for Poland and my Invitation letter to come to Ternopil.
I tried to apply for Ukrainian visa at the embassy and I did send my Invitation letter to them as well, to which they replied back saying President's decree guarantees visa free regime for Volunteers who are approved for serving in Ukrainian armed forces.
In my opinion, though I have the Invitation letter, i am not approved to join yet until I sign a contract. I asked the embassy the same question to which they copy and pasted the same reply as before which is understandable.
I just wanna make sure that I have the correct info before I start my journey. Imagine I come all the way to Ukrainian border only to find out that I can't enter the country because I don't have a visa lol.
Anyone experienced the same?
submitted by Historical-Salad-947 to ukraineforeignlegion [link] [comments]


2024.06.01 12:40 BlueSkye00 Let or Sell owned Bostadsrätt

I will relocate to Denmark later this year but currently own an apartment in Sweden which I'm paying loan for. Any suggestion from a tax point of view on what I should consider in the evaluation of renting it out vs selling? Anyone else in the same situation would like to share best practices?
I'm already aware of the approvals needed from the association, that's already solved and I have the good to go for 3 years.
submitted by BlueSkye00 to TillSverige [link] [comments]


2024.06.01 12:38 Gyro_Armadillo 'After 13 years': Marcos to sign bill doubling teaching supply allowance to P10,000

'After 13 years': Marcos to sign bill doubling teaching supply allowance to P10,000
MANILA, Philippines — President Ferdinand Marcos Jr. is set to approve a bill increasing teaching supplies allowance from P5,000 to P10,000 starting School Year (SY) 2025-2026 in a ceremonial signing into law on Monday.
This was revealed to the public last Thursday night through an invitation sent by the Presidential Legislative Liason Office to ACT Teachers party-list Rep. France Castro.
The ceremonial re-enactment of the signing into law of the "Kabalikat sa Pagtuturo Act" is set for June 3, 2024 at the Malacañan Palace in Manila. The letter was signed by PLLO Secretary Mark Llandro Mendoza.
"After a long fought battle to increase the Teaching Supplies Allowance (or chalk allowance) of teachers, the 'Kabalikat sa Pagtuturo Act' is now a law, hiking the current P5,000 teaching supplies allowance to P10,000," said the party in Filipino.
"This law was first filed by the ACT Teachers Party-list in 2011 and was brought to the forefront for years before being officially passed into law."
Teachers have long been clamoring for the said increase since the current allowance couldn't cover all the expenses needed to buy enough chalk, erasers, forms and other classroom suppplies. As a result, educators have been taking out money from their own pockets.
Said party-list spearheaded the most recent measure in the House of Representatives, which was later on passed in December 2023, with their approved version providing for P7,500 for SY 2024-2025 and P10,000 for SY 2025-2026 onwards.
Its counterpart bill in Senaate was likewise passed in May 2023. However, only P5,000 haas been granted for SY 2024-2025 in the reconciled Senate Bill 1964 and House Bill 9682 of the Bicameral Conference Committee.
It was officially transmitted to the Office of the President last May 3, 2024.
'Proof that collective action works'
In a separate statement, the Alliance of Concerneed Teachers (ACT) Philippines last Friday attributed the bill's passage to the tireless efforts of teachers and progressive supporters.
"This is proof that we could achieve victories through collective action alongside our genuine representatives inside the Congress, the ACT Teachers Party-list, who since 2011 have filed the bill seeking for the increase of teaching supplies allowance for our public school teachers," said Vladimer Quetua, ACT chairperson.
"Teachers have long been spending their own money for school supplies. Yearly, we take out a huge amount from our own pockets to fix classrooms. This includes teaching aid costs that we use for the benefit of children."
ACT likewise reiterated its call for a salary increase, including a P50,000 entry-level pay for teachers, P33,000 salary for salary grade 1 employees, SG16 for Instructor 1 in state universities and colleges, and P33,000 national minimum wage for all workers.
submitted by Gyro_Armadillo to Philippines [link] [comments]


2024.06.01 12:11 Folk_Nurse Vinyl Tunes for June '24. Day One: A Great Opening Track. (VT4J24)

Vinyl Tunes for June '24. Day One: A Great Opening Track. (VT4J24)
Hello vinyl and welcome to the 5th annual celebration of our collections. It started with Quarantine Tunes for June in 2020 to pass a month during lockdown and it was such a hit we just kept it rolling each June.
It's a great month to get introduced to new music, rediscover old gems in your collection and just generally chat shit about music and vinyl.
Join us daily... search VT4J24.
We start, as always, with a great opening track.
submitted by Folk_Nurse to vinyl [link] [comments]


2024.06.01 12:02 Normodox A Slush Fund for Radical Protesters?

The profusion of identical green tents at this spring’s anti-Israel protests struck many as odd. “Why is everybody’s tent the same?,” asked New York mayor Eric Adams. Like others, the mayor suspected “a well-concerted organizing effort” driving the protests. More recent reporting shows a concerted push behind the Gaza protest movement. But it is not as simple as a single organization secretly rallying protesters or buying tents. Instead, the movement’s most determined activists represent a network of loosely linked far-left groups. Some are openly affiliated with well-known progressive nonprofits; others work in the shadows.
The movement also draws on diverse but generous sources of financial backing. Those funding streams may soon be augmented by the federal government. As I chronicled last year in a Manhattan Institute report, “The Big Squeeze: How Biden’s Environmental Justice Agenda Hurts the Economy and the Environment,” the administration’s massive program of environmental justice grants seems designed to prioritize the funding of highly ideological local groups. The Inflation Reduction Act, for example, earmarks $3 billion for “environmental and climate justice block grants” intended for local nonprofits. Today, hundreds of far-left political groups include language about environmental issues and “climate justice” in their mission statements. If just a fraction of planned grants flows to such groups, the effect will be a gusher of new funding for radical causes.
As the Gaza protests spread across U.S. college campuses, many observers noted an eerie uniformity among them. From one campus to the next, protesters operated in disciplined cadres, keeping their faces covered and using identical rote phrases as they refused to talk with reporters. The Atlantic noted the strangeness of seeing elite college students “chanting like automatons.” Students held up keffiyeh scarves or umbrellas to block the view of prying cameras and linked arms to halt the movements of outsiders. At Columbia University and elsewhere, protesters formed “liberated zones,” from which “Zionists” were excluded. Around the edges of the encampments, the more militaristic activists donned helmets and goggles and carried crude weapons, apparently eager to mix it up with police or counter-protesters. We’ve seen these tactics before—notably during the “mostly peaceful” Black Lives Matter protests of 2020, when full-time agitators helped ignite riots, set up a police-free (and violence-plagued) zone in Seattle, and laid nightly siege to Portland, Oregon’s federal courthouse.
In a remarkable work of reporting, Park MacDougald recently traced the tangled roots of organizations backing pro-jihad protests, both on and off campuses. These include Antifa and other networks of anonymous anarchists, along with “various communist and Marxist-Leninist groups, including the Maoist Revolutionary Communist Party, the Party for Socialism and Liberation (PSL), and the International ANSWER coalition,” MacDougald writes. Higher up the food chain, we find groups openly supported by America’s growing class of super-rich tech execs or the anti-capitalist heirs of great fortunes. For example, retired tech mogul Neville Roy Singham, who is married to Code Pink founder Jodie Evans, funds The People’s Forum, a lavish Manhattan resource center for far-left groups. As the Columbia protests intensified, the center urged members to head uptown to “support our students.” Following the money trail of other protest groups, MacDougald finds connections to the Rockefeller Brothers Fund, the Ford Foundation, and—surprising no one—the George Soros-backed Tides Foundation.
Of course, the current wave of anti-Israel protests also involves alliances with pro-Hamas organizations such as Students for Justice in Palestine. Last November, Jonathan Schanzer of the Foundation for Defense of Democracies testified to the House Ways and Means Committee that SJP and similar groups have deep ties to global terrorist organizations, including Hamas.
For many keffiyeh-wearing protestors, however, a recently professed concern for Palestinians is just the latest in a long list of causes they believe justify taking over streets and college quads. In Unherd, Mary Harrington dubs this medley of political beliefs the “omnicause,” writing that “all contemporary radical causes seem somehow to have been absorbed into one.” Today’s leftist activists share an interlocking worldview that sees racism, income inequality, trans intolerance, climate change, alleged police violence, and Israeli-Palestinian conflicts all as products of capitalism and “colonialism.” Therefore, the stated rationale for any individual protest is a stand-in for the real battle: attacking Western society and its institutions.
In the U.S., this type of general-purpose uprising goes back at least to the riots at the 1999 meeting of the World Trade Organization in Seattle. In those protests, mainstream liberal factions—including labor unions and environmentalists—were joined by “black bloc” anarchists and other radicals eager to engage in “direct action” against police. That pattern—relatively moderate demonstrators providing a friendly envelope for hard-core disruptors—formed the template for many later protests: the Occupy Wall Street encampments in 2011, demonstrations following the police shooting of Michael Brown in 2014, 2016’s Standing Rock anti-pipeline movement, and of course, the calamitous summer of 2020.
These uprisings were not entirely spontaneous. In some cases, activists spend months planning mass actions—for example, against economic summits or political conventions—and can recruit street fighters from across the country. In others, an event, such as George Floyd’s death, sparks popular protests involving neophyte demonstrators. Those attract far-left activists, who swoop in to organize and expand the struggle, often tilting it toward more radical action.
That has certainly been the case at the college Gaza-paloozas. At Columbia, the New York Times spotted a woman old enough to be a student’s grandmother in the thick of the action as protesters barricaded that school’s Hamilton Hall. The woman was 63-year-old Lisa Fithian, a lifetime activist, who Portland’s alternative weekly Street Roots approvingly calls “a trainer of mass rebellion.” A counter-protester trying to block the pro-Hamas demonstrators told NBC News, “She was right in the middle of it, instructing them how to better set up the barriers.” Fithian told the Times she’d been invited to train students in protest safety and “general logistics.” She claims to have taken part in almost every major U.S. protest movement going back to the 1999 “Battle in Seattle.”
America’s radical network has plenty of Lisa Fithians, with the time and resources to travel the country educating newcomers about the “logistics” of disruptive protests. And these activists appear to have played key roles in the college occupations. The New York City Police Department says nearly half the demonstrators arrested on the Columbia and City University of New York (CUNY) campuses on April 30 were not affiliated with the schools. One hooded Hamilton Hall occupier—photographed scuffling with a Columbia custodian before getting arrested—turned out to be 40-year-old James Carlson, heir to a large advertising fortune. According to the New York Post, Carlson lives in a $2.3 million Park Slope townhouse and has a long rap sheet. For example, in 2005, he was arrested in San Francisco during the violent “West Coast Anti-Capitalist Mobilization and March Against the G8.” (Those charges were dropped.)
For a quarter-century now, Antifa and other anarchist networks have worked to refine tactics and share lessons following each major action. At Columbia, UCLA, and other schools, authorities found printouts of a “Do-It Yourself Occupation Guide” and similar documents. The young campus radicals are eager to learn from their more experienced elders. And, like the high-achieving students they are, they follow directions carefully. MacDougald asked Kyle Shideler, the director for homeland security and counterterrorism at the Center for Security Policy, about the mystery of the identical tents. There was no need for a central group to distribute hundreds of tents, Shideler said. Instead, “the organizers told [students] to buy a tent, and sent around a Google Doc with a link to that specific tent on Amazon. So they all went out and bought the same tent.”
In other words, America’s radical class has gotten very skilled at recruiting and instructing new activists—even from among the ranks of elite college students with a good deal to lose. How much more could this movement accomplish with hundreds of millions in federal dollars flooding activist groups around the country?
From its first week in office, the Biden administration has trumpeted its goal to funnel more environmental spending toward “disadvantaged communities that have been historically marginalized,” partly by issuing grants to grassroots organizations. Previous environmental justice (EJ) grant programs were small in scope. But, with the passage of the Inflation Reduction Act (IRA) in August 2022, a huge pool of grant money became available. EPA administrator Michael Regan told reporters, “We’re going from tens of thousands of dollars to developing and designing a program that will distribute billions.”
More than a year and a half later, it remains hard to nail down just where the Biden administration’s billions in EJ grants will wind up. Money is being distributed through a confusing variety of programs, and the process of identifying recipients is ongoing. To help outsource the job of sifting through proposals, the EPA last year designated 11 institutions as “Environmental Justice Thriving Communities Grantmakers.” These groups are empowered to make subgrants directly to community organizations, under streamlined EPA oversight. In all, the Biden administration has entrusted these outfits with distributing a staggering $600 million in funding. The money is expected to start flowing this summer.
The EPA’s grantmakers include a number of educational institutions and left-leaning nonprofits. For example, the EPA chose Fordham University as its lead grantmaker in the New York region. Fordham, in turn, lists as partners two nonprofits that oppose immigration enforcement. (One, the New Jersey Alliance for Immigrant Justice, states on its website: “NJAIJ believes in the human right to migrate, regardless of citizenship or political status.”) Neither group claims expertise in environmental issues. Given that the IRA’s eligibility requirements for EJ grants are extremely vague, however, perhaps that’s not a problem. Almost any activity that could help “spur economic opportunity for disadvantaged communities” (in the words of Biden’s EJ executive order) might qualify.
Perhaps the most prominent—and problematic—EPA grantmaker is the Berkeley, California-based Climate Justice Alliance. The CJA is a consortium of mostly far-left activist groups. It describes its mission as working for “regenerative economic solutions and ecological justice—under a framework that challenges capitalism and both white supremacy and hetero-patriarchy.” The group is a vigorous proponent of the omnicause, embracing almost every left-wing concern as a manifestation of climate change. For example, the CJA website proclaims: “The path to climate justice travels through a free Palestine.” MacDougald notes that the Grassroots Global Justice Alliance, one of CJA’s affiliated groups, “organized an illegal anti-Israel protest in the Capitol Rotunda in December at which more than 50 activists were arrested.”
The CJA website also includes a section dedicated to the cause known as Stop Cop City. It refers to an effort to halt the construction of an 85-acre police and firefighter training center outside Atlanta. Rag-tag activists from around the country have gathered around the facility since 2021. They have repeatedly battled with police—sometimes with fireworks and Molotov cocktails—and used bolt cutters to enter the site and torch construction equipment. (CJA’s Stop Cop City page features a cartoon illustration of three childlike activists; one brandishes bolt cutters.) The group also backs a legal defense fund for activists arrested in attacks on the training center or in other protests. For those looking for more inspiration, CJA links to an interview with former Black Panther and self-described revolutionary Angela Davis.
The Alliance is not an ideological outlier in Biden’s EJ coalition. On the contrary, when the White House assembled its White House Environmental Justice Advisory Council (WHEJAC), a panel of outside experts meant to provide “horizon-expanding EJ advice and recommendations,” it chose CJA co-chair Elizabeth Yeampierre to help lead the committee. Like other members of the panel, she sees environmental issues through an ideological, not a scientific, lens. “Climate change is the result of a legacy of extraction, of colonialism, of slavery,” Yeampierre told Yale Environment 360. As a group, radical EJ activists tend not to focus on pragmatic ways to reduce pollution and carbon emissions; for them, the real goal is overturning what they see as an exploitative economic and political system. Since these are the voices the White House chose to help shape its EJ policies, we can assume this worldview will dominate grantmaking decisions.
In February 2023, House Oversight Committee chairman James Comer, along with fellow committee member Pat Fallon, wrote to EPA administrator Regan asking for more information on the EPA’s grant programs. They noted that the EPA’s own studies of EJ grants issued in previous years showed sloppy supervision. According to an EPA report, an earlier version of the program funded projects that did “not logically lead to the desired environmental and/or public health [result].” Without better oversight and more clearly defined goals, the congressmen wrote, the EPA’s EJ grant machine risks becoming simply a “slush fund for far-left organizations.”
Since then, the administration has done little to reassure skeptics. To the contrary, the EPA has put at least one far-left organization—CJA—in charge of distributing $50 million in grant money. No doubt, many of the EPA grants will go to worthwhile projects. But money is fungible. A group that gets a large grant to, say, clean up dirty parks or teach children about recycling will also be able to hire more staff and divert more resources to political action.
With graduation behind them, most of the anti-Israel college protesters have stowed away their keffiyehs and moved on to summer vacations or internships. But the peripatetic activists who helped guide and intensify those uprisings are doubtless already planning their next actions. After all, two political conventions are looming. This fall, the college protests will likely flare up again, though by then perhaps focused on a different facet of the omnicause. And, with hundreds of millions in fresh funding flowing through the activist ecosystem, the groups that quietly nurture extremists—like those who firebombed “Cop City,” or who chant “Intifada Revolution!,” or who block bridges in the name of “climate”—will be more emboldened than ever.
A Slush Fund for Radical Protesters? City Journal (city-journal.org)

submitted by Normodox to BeneiYisraelNews [link] [comments]


2024.06.01 11:50 mariitorr11 Which university would be the best decision?

I'm an architecture student transferring from community college. I applied and got accepted into Cal Poly Pomona, Woodbury University, and Sci-Arc. As much as I'd love to go to Sci-Arc, its way too expensive for me. So I'm down to either Woodbury or Pomona. For Woodbury I would have to take out some loans, for Pomona financial aid would cover most except partial dorm expenses, still way cheaper than Woodbury. Also Woodbury is about an hour drive for me, adding to cost of attendance if I dorm. However, besides all this, which would be a better decision for my future? I'm very indecisive and need some honest advice.
submitted by mariitorr11 to architecture [link] [comments]


2024.06.01 11:24 GodIsAGas Advice on ‘nudging’ queried agents

I finished my first novel in January 2024 (literary horror) and began querying a very select group of agents in late April and through May (6 in total). I’ve done a fair amount of work on my query letter, synposis (I’ve a few different length versions), and my opening pages (10k) are as strong as I can make them. I’ve taken on board feedback from beta readers - some of whom I know personally, some who are impartial. I’ve made revisions based on some of that feedback (much of it around clarity and pacing).
The gap in my submission pack (evident from the query letter) is that I do not have any ‘credentials’. I am unpublished and, whilst I have an MA in Eng Lit, that dates back a couple of decades. Because I’m not in a position to do an MFA at the moment, I instead submitted to a bunch of competitions in the hope that I might place and then be able to beef up my query letter.
Anyway, as it is happens, I’ve now placed in the top 200 (second round/finalist) of the Launch Pad Prose Competition and the novel is now on the CoverFly Red List… I plan to include this in future query letters. (I’ve entered the Page Turner Unpublished, Bath, and First Novel - I’m going to put in for a few more over the coming months).
My question then is whether it constitutes bad etiquette to go back and ‘update’ any of the 6 queried agents to let them know that I am now placing in the top 200 and that I am now on the Red List?
My concern is that there is one agent in particular that rarely opens for submissions - but seems a perfect fit. I knew that I was querying prematurely, but was worried that she might shut down and then I would have missed the opportunity. My question is whether an update of this kind might prove counterproductive.
I was wondering if there were any agents or repped writers out there who might be able to advise?
I’m in the Uk, if that makes any difference.
submitted by GodIsAGas to writerchat [link] [comments]


2024.06.01 10:53 spacecrustaceans Inheriting £12,000 and Considering Spending £10k on Private Surgery - Deprivation of Capital?

I'm due to inherit around £12,000 soon and I'm considering using a significant portion of it (around £10k) towards a private surgical procedure (tummy tuck and liposuction). I've recently lost a significant amount of weight and this surgery would greatly help with my overall health and well-being.
My question is: Would spending the money on this procedure be considered deprivation of capital? I wouldn't be able to afford this surgery otherwise. I plan to report the increase in savings and expect a temporary reduction in benefits. However, I intend to use the money to book the consultation and pay for the procedure, which would then reduce my savings back down in a relatively short amount of time. I've read the following:
A person is not to be treated as depriving themselves of capital if the person disposes of it for the purposes of (a)reducing or paying a debt owed by the person; or (b)purchasing goods or services if the expenditure was reasonable in the circumstances of the person's case. - In my eyes, it seems reasonable that the private surgical procedure would cost a high amount, as private surgery isn't cheap, and around £10k is the market rate, as would be evidenced from the quote I would receive from the hospital, as well as the bill I would receive.
Any advice or experiences would be greatly appreciated!
Thanks in advance!
Edit: My current savings stand at zero. I'm in receipt of Enhanced Daily Living & Mobility for PIP, and LCWRA for Universal Credit.
I've yet to speak to my GP, but based on my research here - https://www.nhs.uk/conditions/cosmetic-procedures/cosmetic-surgery/tummy-tuck/ - I understand that the NHS typically doesn't cover tummy tucks as they are considered cosmetic procedures. Since I want the surgery for cosmetic reasons and self-esteem, and not due to any health issues like sores, I know I wouldn't meet the NHS's extremely strict criteria for approval.
I have worked hard to lose 100 pounds and have been left with unsightly loose skin, which affects how I feel about my body. The inheritance would enable me to afford this surgery, something that would be otherwise out of my financial reach. This surgery would significantly improve my self-esteem and help me achieve the body I desire.
Undergoing major surgery with several months of recovery time is a significant step, but it's not simply about returning to a pre-inheritance financial state. It's about taking advantage of this opportunity to afford the surgery and improve my quality of life while I can.
submitted by spacecrustaceans to BenefitsAdviceUK [link] [comments]


2024.06.01 10:40 SOLUTION4FINANCE Apply for Business loan Unsecured loan Working Capital with Solution4finance

Unlocking Growth Potential: How to Apply for a Business Loan with Solution4Finance

In the fast-paced world of business, access to working capital can be the difference between seizing an opportunity and missing out. Whether you're looking to expand operations, purchase new equipment, or manage day-to-day expenses, a business loan can provide the necessary funds to fuel your growth. Solution4Finance specializes in offering flexible financial solutions, including unsecured loans and working capital, designed to meet the diverse needs of businesses. Here’s a quick guide on how to apply for a business loan with Solution4Finance.

Why Choose Solution4Finance?

  1. Unsecured Loans: No collateral required. Solution4Finance offers unsecured loans, which means you don’t have to put your assets on the line. This is ideal for businesses that do not have significant assets or prefer not to risk them.
  2. Flexible Working Capital Solutions: Whether you need short-term funding to cover operational costs or long-term financing for strategic investments, Solution4Finance provides customized working capital solutions to keep your business running smoothly.
  3. Quick and Easy Application Process: Time is money in business, and Solution4Finance understands that. Their streamlined application process ensures you get the funds you need without unnecessary delays.

Steps to Apply for a Business Loan

  1. Assess Your Needs: Determine how much funding you need and for what purpose. Whether it’s for expansion, equipment purchase, or operational expenses, having a clear plan will help you choose the right loan product.
  2. Gather Necessary Documents: Prepare the essential documents such as financial statements, business plans, tax returns, and identification. Having these ready can expedite the application process.
  3. Visit Solution4Finance: Go to the Solution4Finance website and navigate to their business loan section. Here, you can explore different loan options and find the one that best suits your needs.
  4. Fill Out the Application Form: Complete the online application form with accurate information about your business, financial status, and the loan amount you’re seeking. Make sure to double-check for any errors to avoid delays.
  5. Submit Your Application: Once the form is complete, submit it along with the required documents. Solution4Finance’s team of experts will review your application and get back to you with a decision promptly.
  6. Consult with Financial Advisors: Solution4Finance offers consultations with financial advisors who can help you understand the terms of your loan and ensure it aligns with your business goals.
  7. Receive Your Funds: Upon approval, the funds will be disbursed to your business account. You can then use the capital as planned to drive growth and achieve your business objectives.

Benefits of Working with Solution4Finance

Conclusion

Applying for a business loan with Solution4Finance is a strategic move to empower your business with the necessary financial backing. With their range of unsecured loans and working capital solutions, you can confidently pursue your growth ambitions without the stress of financial constraints. Start your application today and take the first step towards unlocking your business's full potential.
More info visit https://solution4finance.in/
submitted by SOLUTION4FINANCE to u/SOLUTION4FINANCE [link] [comments]


2024.06.01 10:40 baked8771 Company delays Onboarding stating IT market condition

I just completed my Final Year B.E. CS course last week with CGPA 8.7. I got selected for a company in my hometown through college placements after clearing 4 rounds in last year September. During my College days I was really into Computers. I wanted to get into Security but I know its not entry level so I focused more on Backend things. I was really good at integrating things atleast to me.
Started playing RE CTF and got into a UK team and everything was going well. I am very invested in FOSS and did some public speaking , conducted workshops in my College. I was very active during the time India conducted the Debain Conference at Palakkad. But during placement season only Companies hiring for SDE came. So I learned basic coding and a bit of DSA and got placed very soon.
The HR said they will only onboard after completion of all exams. The final round was with the project developers and we had quite nice conversation and I really liked the environment of the Company. Since its near my hometown and I liked it , I never tried for any other off campus hiring. During that time we were building a home so after I got placed I was here home full time helping my dad.
I go to college only for internals and semester exams. My usage of computers drastically reduced to none because of the work I had at home.We took some loan to complete the construction and my dad asked me to cover the repayment which I agreed. The amount is just half my Salary if I got in, So I thought it wont be a big deal. The HR called me in April asking my availability and CGPA and said I will be onboarded before May.
I waited three weeks after May and enquired the HR to which he said the market condition is so bad so there will be a delay. The construction is almost done. Dad has also borrowed some money from lenders with a little bit higher interest rate. He planned to sell his agriculture plot in his hometown for the reapayment of lender but its getting dealyed too because of the recent floods. Dad's trying hard to come out of debt but nothing is panning out and the interest is piling.
Today morning dad asked me about joining I said "Soon". Dad's counting on me for the repayment of bank loan atleast from next month. I thought of getting a temporary job like delivery or something to ease monetory situation at home but one of my senior advised me to get a job related to my education.
I used to love working with terminals, and I did lot of hosting , backend and integrating stuff like hosting my own PBX with Asterisk back then.I believe tools, language come and go. Its the analytical and problem solving thinking that matters. I think it's something I am good at as an Engineer. So I don't wanna do the fancy resume and applying to dozens of jobs on LinkedIn. I will be worth for any organization if you train me for a role. So if you guys have/know any vacancy for a role that I might fit, do please consider. I am comfortable working anywhere in India.
PS : I have the Offer letter as a soft copy and could share for verification.
TLDR: The Company I got offer delays my onboarding. So I need another job as soon as possible to help repayment of bank loan.

submitted by baked8771 to developersIndia [link] [comments]


2024.06.01 09:56 MediaParticular6666 Girlfriend got fired from her day care job and needs advice

My girlfriend has worked at a daycare for five months and just passed her probation period. Today, she was fired because she was allegedly yelling at the children, an issue for which she had already received a written warning . Her boss claims to have heard her yelling again today and fired her immediately.
The daycare center is a well-known name, and the center where my girlfriend works is one of its branches. Her boss is the supervisor. My girlfriend thinks to confront this issue is a too big burden for her at this point because she needs a visa. She isn't convinced that the head office will support her, not the boss. She rather wants to move on and find another job. But I'd still want to seek for advice what's best option for her because she doesn’t deserve this termination.
I may not be entirely objective in presenting her defense and the unfairness she feels because of our relationship, but please allow me to explain her situation:
  1. In her defense, my girlfriend states that she was not yelling but was making a loud sound to get all the children’s attention for lunch. Her boss said that the lunch lady and other teachers heard her yelling, but the teachers in the same classroom as my girlfriend said there was no yelling or anything that might have upset the children. While she admitted to yelling during the first incident of what she received a warning, she insists that this time she did not. It's essentially her word against her boss's, but the teachers in her classroom defend her. She is uncertain if others outside the classroom actually heard her yelling or if it is just her boss's bluff.
  2. Her boss is known for favoritism and taking advantage of teachers who need working visas, including my girlfriend. My girlfriend is Asian, and many of her coworkers are from India, meaning they need their working visas to stay in Canada. Although my girlfriend hasn't experienced overt unfair treatment directly, she has complained to me about the boss being subtly racist toward non-Canadian teachers, such as not approving holidays without reason and ignoring messages from non-Canadian teachers. Many teachers who aren’t Canadian feel the same way. My girlfriend's closest coworker believes that she should challenge the boss's favoritism to get her job back, as there are teachers willing to back her up. (This might be tricky though, because they will be afraid to lose their job if they defend my girlfriend).
  3. Despite the situation, my girlfriend is a good teacher. She has strong bonds with the children and parents, who have often complimented her even though she has only worked for five months. When she first started, the center was disorganized, with teachers not engaging with the children. She couldn't let that happen and worked hard to improve the situation, even without much help from her coworkers. Now, with her new coworkers, she has helped make the center organized and well-run, leading the efforts. Her leadership has been acknowledged by the center coordinator, cleaning staff, and parents, though not by her boss, who is rarely present in the room. The boss likely wouldn’t even notice the improvements. Her coworker believes the termination was too sudden and unfair, and at least two or three parents are willing to write letters to the center to support her reinstatement because they recognize she is a good teacher.
My girlfriend is heartbroken. She cried because the firing was sudden, because she doesn’t remember yelling, because she needs her visa, but most of all, she cried the most because she couldn’t say goodbye to the children. As it seems like my girlfriend won’t take action herself, I’m seeking advice on her behalf. What should she do next?
submitted by MediaParticular6666 to legaladvicecanada [link] [comments]


2024.06.01 09:54 exsaphhi Zimbabwe and New Caledonia are the point (and why that’s not what is happening here)

The more conspiracist someone in New Zealand is, the more likely they are to bring up Zimbabwe. I know that because I have a cooker in my family, and by god, you’d think the place was his home country for the amount he talks about it. But it’s become a real conspiracy for the right, and an angle from verified bad actor accounts that was modded out of this sub at our beginning.
And the reason why there’s a direct correlation between conspiracists and Zimbabwe stans is that you can’t help but notice their fears of history repeating fall apart somewhat when you actually look into it. For a start, you can blame one person for the deaths and economic devastation caused by Mugabe, and that Tony Blair, because he kicked the whole thing off when he walked back Thatcher’s promise of 50% of the compensation for white landowners. Thatcher did like one decent thing and Blair came in and messed it up. Not without context. But through its entire history, it is the UK’s choices and the choices of her colonial government there that spur change and negative outcomes in Zimbabwe.
Zimbabwe was first thought to be mineral rich at its early 1890 settlement, and a lot of money was put into getting prospectors to Southern Rhodesia. When this return didn’t eventuate, land was given to the settlers instead in hope their farming could become productive enough to cover the settlements continuing administrative costs. By 1986 they had distributed 16 million hectares, a sixth of Southern Rhodesia, and by 1917, this was up to 21.5 million hectares. However, this expanse of farming would cause friction of land rights and grazing rights with the two resident groups already living there. Cattle in the region expanded from about 60 000, owned mostly by the preexisting Ndebele and Shona peoples, to up to 2 million split evenly between both groups, leading to overgrazing and land competition.
The solution in the 1930s by the colonial government was a segregated land distribution method split into five parts, with the best 3/5 being reserved for white owners and the much more unusable remainder of the land being split amongst black land owners — despite them being greater in number than white people. White people had so much productive land they literally couldn’t farm it all, while the remaining Tribal Trust land was still being overfarmed, forcing black Rhodesians to seek work in cities and the colonial government to introduce forced destocking measures (sell or slaughter excess animals), as well as putting aside 7.2 million more acres for native farmers to purchase.
The 50s saw attempts at redistribution that ultimately failed and authority for this would then be vested the traditional tribal leaders.
The beginning of the 60s were an attempt to introduce a semblance of actual land parity, splitting the land 50/50 with whites and blacks — unfortunately this didn’t work very well because black people greatly outnumbered white people, and the fertile land was still just given to whites. Abuses of the system also saw white people legally shift their boundaries to claim black land resulting in evictions that would create Nationalist sympathies leading to the following war.
60s-70s was the Rhodesian Bush War between three groups, one of them being the colonial government, and resulting in Mugabe taking power. He was left juggling the land issue along with the cohesion of his new coalition. Farmer workers had fled to cities during the fighting and been organised into guarded settlements following state suppression of armed conflicts. More land was made available to purchase by people of any race, and then race-based ownership was abolished completely in 1979. Despite this, white farmers owned 73% of fertile land and contributed 80% of agricultural output.
Under a doctrine of willing buyer, willing seller for at least ten years, the US and the UK agreed to finance part of the redistribution costs, and Southern Rhodesia was recognised as finally-independent Zimbabwe. However, land inequality and erosion of black land due to forced overfarming continued, but white-owned commercial farms were reduced by about 20% by 1987, and progress was continued into the 90s. However corruption issues began to emerge with land and leases going to Mugabe’s family and political associates as well as other powerful people. Donor and investor states became concerned with who was benefitting, heightened when Mugabe took powers to supersede the courts. He held that land was a political matter only, not judicial.
British opinion in funding this programme would deteriorate, until the Short and the then-Labour government would deny their obligation to support the redistribution programme.
I should make it clear that we do not accept that Britain has a special responsibility to meet the costs of land purchase in Zimbabwe. We are a new government from diverse backgrounds without links to former colonial interests. My own origins are Irish and, as you know, we were colonised, not colonisers.
In June 1998, the Zimbabwe government published its "policy framework" on the Land Reform and Resettlement Programme Phase II (LRRP II), which envisaged the compulsory purchase over five years of 50,000 square kilometres from the 112,000 square kilometres owned by white commercial farmers, public corporations, churches, non-governmental organisations and multinational companies. Broken down, the 50,000 square kilometres meant that every year between 1998 and 2003, the government intended to purchase 10,000 square kilometres for redistribution.
In September 1998, the government called a donors conference in Harare on LRRP II to inform the donor community and involve them in the program: Forty-eight countries and international organisations attended and unanimously endorsed the land program, saying it was essential for poverty reduction, political stability and economic growth. They agreed that the inception phase, covering the first 24 months, should start immediately, particularly appreciating the political imperative and urgency of the proposal.
The Commercial Farmers Union freely offered to sell the government 15,000 square kilometres for redistribution, but landowners once again dragged their feet. In response to moves by the National Constitutional Assembly, a group of academics, trade unionists and other political activists, the government drafted a new constitution. The draft was discussed widely by the public in formal meetings and amended to include restrictions on presidential powers, limits to the presidential term of office, and an age limit of 70 for presidential candidates. This was not seen as a suitable outcome for the government, so the proposals were amended to replace those clauses with one to compulsorily acquire land for redistribution without compensation. The opposition mostly boycotted the drafting stage of the constitution claiming that this new version was to entrench Mugabe politically.
Guerrilla veterans of the Zimbabwe African National Liberation Army (ZANLA) and Zimbabwe People's Revolutionary Army (ZIPRA) began to emerge as a radical force in the land issue around this time. The guerrillas forcefully presented their position that white-owned land in Zimbabwe was rightfully theirs, on account of promises made to them during the Rhodesian Bush War. Calls for accelerated land reform were also echoed by an affluent urban class of black Zimbabweans who were interested in making inroads into commercial farming, with public assistance.
The government held a referendum on the new constitution on 12–13 February 2000, despite having a sufficiently large majority in parliament to pass any amendment it wished. Had it been approved, the new constitution would have empowered the government to acquire land compulsorily without compensation. Despite vast support in the media, the new constitution was defeated, 55% to 45%.
In response, a pro-Mugabe group marched on white owned farms, forcing them and their usually-black workers off their farms without compensation. In the subsequent years of land confiscation, several farm owners and more workers would be killed.
Some of this land ended up under the control of Mugabe and other politicians, however by 2011, 238,000 households had been apportioned from 10 million hectares of land, an improvement of 3.5 million over the 20 years up until 1998. In 2019, white Zimbabwean farmers accepted $17 million USD in compensation, and in 2020 the Zimbabwe government would commit to paying back a further 3.5 billion.
How does this relate to New Zealand?
Well let’s start with the obvious: land distribution issues do not go away because you want them to, nor will democracy protect you from it if you shit on the people you took the land from. Zimbabwe happened because landowners dragged their feet in every decade for a century, and a radicalised political faction springing from this injustice decided legal methods were not the way to go. By the time people were willing to come to the table to resolve it, they were a good fifty behind when they should have and it was too late.
Secondly, picking and choosing what you give back doesn’t work if you’re still just fucking over the tribes you’re giving stuff to to advantage yourself. If you say, give someone a couple of million dollars of value in exchange for the entire canterbury and otago regions, they may decide in 30 years time that wasn’t a very fair deal. And they’re probably right.
Thirdly, black people are not doing well right now in Zimbabwe and neither are white people. But the black people already weren’t doing well. You may look at Zimbabwe and say, well they’ve screwed over their own economy there. But they didn’t. They screwed over the white economy that too many of them already weren’t benefitting from. You see the stability a strong economy gives you and think that other people are benefitting too; Zimbabwe did get a lot out of their land in the 1900s due to colonial investment. But it didn’t benefit all people, and the failure to lift everyone in the rising tide sunk ALL the ships.
The Treaty idea of Partnership is the compromise. Giving back tiny bits of land and small change is the baby steps. Start taking us backwards and you’ll make Maori realise just how shortchanged they’ve been, and the natural result of that is not that they go away, it’s that they start demanding more.
But the level of disenfranchisement, of disrespect, of disempowerment does have to reach a much more egregious level than the situation we have here to result in widespread violence. Six months of Shane Jones does not a civil war make. It is a long, long process to get to a point where a country is that divided, and a lot of legitimate legal, political, and negotiating instruments have to fail. There is also a certain level of disinvestment people have to feel in the overall system to throw what they have away — there’s a reason socialist revolutions don’t come from peaceful, placated societies, even the ones educated enough to know there is something wrong. So therefore, progress must be made gradually through peace and cooperation, because unilateral force always has lasting negative consequences. Attempts to forge ahead with reform despite unhappiness of particular groups, even when legally decided will work out worse for everyone.
There are going to be a million opportunities to turn this ship around. This relationship is nowhere near beyond repair, even between this government and iwi. If Luxon had a spine, he would sit down with them and promise to reverse course, and probably send us all back to the polls as a result. He won’t. But I’m pretty confident he won’t win the next election either, whenever it is, and this country isn’t nearly so divided enough to split down the middle along race grounds, no matter what Seymour wants. But to unify, to meet in the middle, you have to stop considering what you think is fair and start hearing what the other group wants and why.
Otherwise we’re just letting corrupt politicians make land grabs while they cut us in half.
submitted by exsaphhi to nzpolitics [link] [comments]


2024.06.01 09:51 emw513 Extended leave has been exhausted ?

I have back issues and went on my companies STD through New York Life. In April it transitioned to LTD approved to June 14. My doctor wrote me off through the end of the year. I just submitted a request to extend my leave and it says denied, my extended leave time has been exhausted. What does that mean ? I have been paying for the add LTD policy through my employer for 20 years. My policy says I’m covered to regular retirement age.
submitted by emw513 to LongTermDisability [link] [comments]


2024.06.01 09:50 Financial-Air-6197 GetIncome.com (Income Company) €10 to €500 Bonus

GetIncome.com (Income Company) €10 to €500 Bonus
“Income” is an investment company offering loans to invest in.
Both the referrer and the referee receive 1% of the weighted average amount invested by the friend referred during the first 30 days. The minimum guaranteed bonus is €10. The maximum bonus is €500.
The bonus calculation is built up on the weighted average of the outstanding investment at the end of each day for the first 30 days. Meaning that the bonus is calculated as 1% of the amount invested at the end of each day, divided by the number of days. But not less than $10 and not more than €500. Where day 1 is the day the account is approved (the investor completed the Registration and KYC).
Steps:
I invested the minimum €10 to recover the €10 bonus. More than happy to guide people through the signup process.
Non-referral link
submitted by Financial-Air-6197 to beermoneyuk [link] [comments]


2024.06.01 09:31 stlatos Optionality in Linear B

https://www.academia.edu/120354398
  1. LB ze-ne-si-wi-jo

Varias García gives an overview of ideas about the meaning of LB ke-se-nu-wi-jo / ke-se-ne-wi-jo. The variation in spelling is due to the need for a “dummy vowel” when writing C-clusters in a syllabary, and has no meaning for syllabification or other pronunciation. Among the options considered, one could interpret ke-se-nu-wi-jo was ‘foreign / to be given as guest-gifts / received as guest-gifts’. In favor of some of these is the importance of guest-host relationship in ancient Greece, but another piece of evidence could also support this. Since scribe 103 wrote ze-ne-si-wi-jo in :

M(1) 720
.a o-re-o-po TELA [
.b ze-ne-si-wi-jo / *146 1[

it is likely ze- is the equivalent of ke-se. Varias García wrote, “scribe 103 always writes a-ze-ti-ri-ja, at least four times, and never a-ke-ti-ri-ja for the word /askētria/, using syllabogram ze instead of ke for the compound sound /ske/. In parallel, did scribe 103 maybe use a peculiar spelling ze-se- instead of ke-se- for /kse/, as Lejeune suggested, and was ze-ne-si-wi-jo another [piece of] evidence of the term /Xenwios/ in Mycenaean Greek []?” The basics of this idea are true, but ze is not a spelling for /ske/ but simply for /tse/, as would be expected based on the other uses of the z-series. Greek shows variation of k(h)s / sk(h) and ks / ts, allowing all these words to have the same etymology for those with ze and ke-se. Thus, G. xénisis ‘entertainment of a guest’ would form *ksenwitiyos ‘(gift) for entertainment of a guest’ > LB ze-ne-si-wi-jo (with misplaced syllables, as considered in Varias García).


The changes in *k(h)s / *sk(h) would fit ze-ne-si-wi-jo & a-ze-ti-ri-ja; also in (Whalen 2024b) :

*ksenwo- ‘guest’ > Att. xénos, skheno-

G. phoxós \ phoûskos ‘sharp / pointed / with a pointed head’.

*ek^s-ato- ‘furthest out’ > G> éskhatos ‘farthest / last / highest / lowest / etc.’

*sH2usko- ‘dry’ > Skt. śúṣka-, Av. huška-; *sHausk-mo- > *sHauks-mo- > G. aukhmós ‘aridity / dryness’

*aks > askós ‘skin / hide’ (see below)

*siskW- > MIr sesc ‘dry’, W. hysb, *hiskW- > G. iskhás ‘dried fig’, iskhaléos ‘dried’, iskhnós ‘dry / withered’


and ks / ts in (Whalen 2024a) :

*ksom / *tsom ‘with’ > xun- / sun-

G. *órnīth-s > órnīs ‘bird’, gen. órnīthos, Dor. órnīx

G. Ártemis, -id-, Dor. Artamis, LB artemīt- / artimīt-, *Artimik-s > Lydian Artimuk / Artimuś

Skt. kṣviḍ- ‘hum / murmur’, L. sībilus ‘whistling / hissing’,*kswizd- > *tswizd- > G. sízō ‘hiss’

*ksw(e)rd- > W. chwarddu ‘laugh’, Sog. sxwarð- ‘shout’, *tswrd- > G. sardázō ‘deride’

*(s)trozd(h)o- > Li. strãzdas, Att. stroûthos ‘sparrow’, metathesis > *tsouthros > xoûthros

*H1ludh-s-to- ‘raised’ > Cr. lúttos ‘high / lofty’, Lúktos \ Lúttos ‘a city in Crete’

G. Odusseús / Olutteus / Ōlixēs << lússa / lútta ‘rage / fury / mania / rabies’ < *(o)luksa < *wluk-ya ‘wolfishness’ << lúkos ‘wolf’ (Whalen 2024c)

PIE *-ts (in locations, adv., like *k^i-ts ‘on this side (of) / near’ > L. cis, H. kez) > *-ks > G. -x:

*g^nu-ts > gnúx ‘on the knee’


  1. LB a-ze-ti-ri-ja / a-ke-ti-ri-ja

Since scribe 103 always wrote a-ze-ti-ri-ja for the LB word a-ke-ti-ri-ja ‘adorner?’ (G. askētḗr ‘one who practises any art or trade’, fem. askḗtria), it is possible that ks / ts is the older cluster, with sk being later. This would help find the origin of G. askéō ‘work/form/adorn/honotrain’, askós ‘skin / hide’ (leatherworking was very important in Myc. society). Since G. dialects had ai > a(:), like Macedonian (G. aithḗr, Mac. adê ‘sky’; G. aithría ‘clear weather’, Mac. adraía), the simple choice is G. aîx ‘she-goat’ > *aks > *ask > askós (adapted as an o-stem, if an interdia. loan). The use of ‘goat’ or a derivative for ‘hide / leather’ is very common in IE (OCS jazno ‘leather’, Li. ožìnis ‘of goats’, Av. izaēna- ‘of (goat’s) skin’, Bac. zin ‘skin’, Skt. ajína-m; R. kozá ‘ goat’, OBg koža ‘skin’; OE hécen, Go. hakuls ‘mantle’).


  1. LB da-i- ‘battle’

LB da-i- is found in the man’s name da-i-wo-wo / *da(h)i-worwos ‘protecting in battle’, etc. Since G. dáïs & dêris ‘battle/combat’ are very similar and without certain ety. (or with odd sound changes), an explanation that covers all these would be helpful. The resemblance of dêris to Skt. +dāri- ‘splitting’, *derH2- > Greek dérō ‘flay/skin’, Arm. teṙem ‘flay/skin/make callous’, *drH2-togaH2 > taṙatok ‘garment, cloak, coat’ looks good. Since *derH2- already has several irregularities (*H2 > 0 in G. dratós \ dartós ‘flayed/skinned’, dérma ‘skin’, etc.; *rH2 > *rr > ṙ in Arm. teṙem), it is likely that *rH2 was pronounced rx / rR (Whalen 2024d) which could undergo optional changes, such as R > H, R > r, rR > Rr, etc. If so, it would allow :

*derRi- > *deRri- > Skt. +dāri- ‘splitting’, G. dáïs & dêris ‘battle/combat’

*deRRi- > *dexxi- = *deH2H2i- > *daH2H2i- > *dahi- > G. dáïs ‘battle’


Varias García, Carlos (2017) Mycenaean Terms with the Stem /xenwos/: ‘Foreigner, Guest, Host’
https://www.academia.edu/40097265

Whalen, Sean (2024a) Indo-European *ksw-, Greek *ks / *ts, Cretan Hieroglyphic 045 ‘Saw’ > Linear A *74 = ZE (Draft)
https://www.academia.edu/115195305

Whalen, Sean (2024b) Metathesis in Greek alōphós, alṓpēx, ēléktōr (Draft)
https://www.academia.edu/120017765

Whalen, Sean (2024c) Dark of Moon: Etymology of Odysseus and Lukábās (Draft)
https://www.academia.edu/119846820

Whalen, Sean (2024d) Greek Uvular R / q, ks > xs / kx / kR, k / x > k / kh / r, Hk > H / k / kh (Draft)
https://www.academia.edu/115369292

https://en.wiktionary.org/wiki/δῆρις

submitted by stlatos to HistoricalLinguistics [link] [comments]


2024.06.01 09:22 theresawade1000 Medicare part D added

My Humana part D prescription plan has approved my Wegovy for me for weight loss with heart disease. Govt approved for heart disease and overweight - all part d plans will be required to cover it next year. Some are covering now. Ironically my insurance agent told me it wasn’t covered, but I had my doc send a script anyway and it was approved! .
submitted by theresawade1000 to OzempicForWeightLoss [link] [comments]


2024.06.01 09:21 HannoPicardVI Will dispute: black chauffeur of recently deceased Robert Crow insists Crow "offered to pay for his son to attend a fee-paying school" as thanks for saving his life, but died one year later. Court says there is nothing in writing and Crow's estate is not obliged to give the chauffeur any funds.

The High Court has stated that where there is a lack of evidence of a promise to give an individual or an institution money, there is no binding obligation on the estate of a giftor to continue paying sums of money, even if the giftor has been paying sums of money in the past.
Kevin Price, a black chauffeur who worked for Robert Crow for 15 years, saw his son expelled from New Charterhouse School for boys, a £27,000 a year boarding school in Hertfordshire, after just one year at the school for non-payment of tuition and boarding fees.
The £40,000 a year chauffeur says that his boss - Robert Crow, a retired fund manager and investor - offered to pay for Price's son to attend a fee-paying school as thanks for saving his life. Two armed individuals had attempted to kidnap Crow one evening, but Price fought them off and drove Crow to safety before calling the police. Price's son had begun to attend New Charterhouse, with tuition and boarding initially covered by Crow, but then Crow died unexpectedly a year later and payments stopped, leading to Price's son being suspended from school, with a threat of permanent expulsion unless overdue fees were paid in full.
During a court case, Price insisted that Crow had "promised" to cover fees for his son from Year 6, right the way through to Upper Sixth (eight years and at least £240,000 in fees, not accounting for inflation and fee rises).
But, he says, in the aftermath of Crow's death, Crow's son "became belligerent" and "unfriendly", fired Price "because we don't need drivers; we drive ourselves" and said he wasn't owed any money and they - as the surviving heirs of Crow - were not obliged to give Price anything at all.
Although Crow left a will, there was no mention of Price - his chauffeur of 15 years - nor any mention of the arrangement or "promise" to pay for Price's son's tuition and boarding.
The High Court ruled that there was no evidence of a promise to pay for Price's son's education and a history of previous payment "neither constituted evidence of a promise nor an obligation to provide further payment".
In a further setback for Price, the court also stated "there was no mention of this promise in Crow's will, which had been updated 30 months prior to his death and even though Price had been Crow's driver for 15 years, Crow was required to include Price in his will, if Price was to receive anything at all from his estate and the fact that he was not included and Crow already had two clear heirs to his estate, meant that Price would receive nothing and this would be lawful and proper".
A long historical relationship also did not constitute an automatic inclusion as a beneficiary of an individual's estate where there was an omission, especially where there are heirs clearly stipulated in the written will (Farrow v Purple Lion Mens Association).
Crow's sons have confirmed again that they would not be assisting Price with his son's private education "because they believed Price was a liar and did not believe their father actually promised to pay at least £240,000 over 8 years to a complete stranger". The pair also called Price "a black thief and liar" and are currently embroiled in a legal row with him over the return of a £320,000 2011 Rolls Royce Phantom Extended Wheelbase, which was owned by Crow, but used by Price to drive Crow around as well as drop Price's own children to school. Crow's sons say it now counts as "stolen property", after Price refused to return the vehicle. However, with the current High Court judgment regarding the school fees, it appears Crow's sons may indeed be on course to win the case to recover the vehicle and the court could grant bailiffs permission to recover the vehicle as early as next week.
Price says that he is "very disappointed at his treatment by the court system" and says his son's education has "been completely disrupted by this whole saga" and "to make things worse", he says, he is now receiving "threatening" letters from the local authority, warning him that he could be fined and even jailed if his son is not is not in full-time education, citing new government regulations concerning truancy and school non-attendance by children under 16. Price says he and Price's mother are scrambling to temporarily get his son into a school, but are "worried about just enrolling him anywhere following his expulsion from New Charterhouse".
submitted by HannoPicardVI to stories [link] [comments]


2024.06.01 09:20 ilovekittensandpuppy Gift from family *after* putting together mortgage downpayment.

I am in the process of buying a house. We had the money for the downpayment in several accounts - one with 375k and one with 25k that I share historically with my dad. No history of recent deposits from him into the account, we created it that way decades ago when I was in college. I then pooled the funds together to make the 400k downpayment.
That emptied out a bank account my dad I share. About a week later, he then put another 100k in the account. Now the underwriters asked for the bank statement which will show this 'gift' (it wasn't intended that way, but I suppose it is that).
What will happen to my in-process underwriting? Is this a huge red flag that could break the loan process? Am I obligated to get my dad to write a "gift letter?" even though we had all of the money together before the gift? Is there a best possible way to explain this to the underwriters?
What a mess. Please help! We love this house.
submitted by ilovekittensandpuppy to personalfinance [link] [comments]


2024.06.01 09:16 ilovekittensandpuppy Mortgage Downpayment *Followed* by a Gift - Underwriting Question

I am in the process of buying a house. We had the money for the downpayment in several accounts - one with 375k and one with 25k that I share historically with my dad. No history of recent deposits from him into the account, we created it that way decades ago when I was in college. I then pooled the funds together to make the 400k downpayment.
That emptied out a bank account my dad I share. About a week later, he then put another 100k in the account. Now the underwriters asked for the bank statement which will show this 'gift' (it wasn't intended that way, but I suppose it is that).
What will happen to my in-process underwriting? Is this a huge red flag that could break the loan process? Am I obligated to get my dad to write a "gift letter?" even though we had all of the money together before the gift?
What a mess. Please help! We love this house.
submitted by ilovekittensandpuppy to Banking [link] [comments]


2024.06.01 09:15 kyyface Found out my grandma likely had this disorder, it’s bringing up so much & idk how to make sense of it.

She died last May (in a very odd way, I’ll get to that later), and since then so much has been coming to light.
I’m going to call my mom “R” and my grandma “E”.
• R thought she had a tumour in her brain until she was 40 years old, when she called the children’s hospital (whom she described had “experimented” on her, which turned out to be all E’s doing) and they told her they didn’t find anything wrong based on what E said, but that R did have severe ADHD, which she was never aware of. Obviously this affected her deeply, but not in the ways E claimed; which was essentially brain damage, among other things.
• R had me as a teen so E has always had control over us. For as long as I can remember I’ve been “sick”. As a child I felt in my heart that I wasn’t going to live long. I was always in the hospital, on meds, getting scans, pokes, tests; you name it. And I, to this day, have no idea why. I’ve been healthy since I left home. Mentally, I’m a wreck. But I have a shit ton of trauma. My therapist has suggested that the “health issues” I remember experiencing as a kid were likely the effect of high cortisol and adrenaline. Along with “cult-like” manipulation tactics.
• I am diagnosed with CPTSD, OCD, ASD, and ADHD. I also struggle with chronic panic attacks and health anxiety.
• E was a social worker and specialized in psych. I remember her pouring over the DSM, and proudly armchair diagnosing and lording her knowledge over people. I remember one time she told me about Munchausen by Proxy, and she was fascinated by it. It’s burned into my brain. I’d find myself reliving that moment and remembering the light in her eyes as she explained it. When I found out she likely had this disorder my blood ran cold and that moment flashed back. It’s crazy to think my nervous system has been trying to tell me all this time.
• Further to the last point, E knew R and I were neurodivergent; I suspect my great grandma was as well, and E hated her mother for being “ditsy” and “messy”. Which is partly why I think she tried to manipulate us. I stopped talking to E two years ago because I found out, after a lot of therapy (which she disapproved of) that I had all these undiagnosed mental conditions. AND SHE KNEW. I had been assessed at a young age by a friend of hers (she could pull all the strings being in her profession, it was a small town, and she was highly esteemed) and I tested highly for ASD. E somehow covered it up, and I didn’t find out until I was 27. What’s worse is she forced me to mask by essentially experimenting on my brain with various therapy techniques and fear tactics so I didn’t get noticed and diagnosed. This also made me enthralled to her because I needed her constant reinforcement to function “correctly”.
• E taught me to be constantly afraid for my health and of other people. I wasn’t to trust the government, the police, or any healthcare professionals. She even deliberately put rifts between me and friends/boyfriends. She did the same to R.
• I was on certain medications for years for no reason. She especially enjoyed giving suppositories. She forced me to take Advil all the time; the huge extra strength ones, and I’d cry and try to get away, screaming I don’t have a headache. And she forced it into my mouth and held my mouth and nose until I swallowed. I have severe anxiety taking medicine to this day.
• E told me I had asthma, underdeveloped lungs, chronic infections, tooth decay, and various autoimmune disorders. Anytime I got sick with a cold she told me I’d die. During H1N1 she told me I was definitely going to get it and die, so I spent most of that year in the hospital. She constantly took me to the dentist for various unnecessary procedures. I have no idea how it was allowed. By the time I was 19 none of my back teeth were intact, and when I moved and got my own dentist they were shocked and asked many questions. I told them I had soft teeth and I always had to get them fixed - to which they said tooth softness is a temporary state... I nearly fell over. I still don’t know how to process it. Because of all the intervention my teeth cause me a lot of issues to this day.
• Once I became an adult and moved out, E started to lose control of R and I. She became more and more sick herself, which caused R and I to run to her rescue. She was always having the craziest things happen to her. Heart attacks, severe infections, severe pain, injuries such as falls and deep cuts. For almost 5 years she was in the hospital every other week. During the height of Covid she told me the hospital put her in the Covid ward by accident and gave her Covid. I was enraged because myself, my partner, and my little sister had visited her, allegedly in the Covid ward. I was going to write a scathing letter to all the appropriate boards, and suddenly E turned tail and said “that’s not what happened”. It floored me. That same year I caught her in a heart attack lie, which made me remember the first one she had where no doctor could figure out what was wrong with her and I remember fighting with the doctor out of confusion and desperation asking why no one would help her… and I remember the pained look he gave me…
• I started putting the pieces together a few years before E died, and I just removed myself more and more, and the sicker she got, and the more crazy the situations. She starting sending relatives to reach me, and she’d tell them she was dying, so they would go to every effort to reach me - and not understand why I wouldn’t respond. She even convinced nurses and careaids to track me down. When that didn’t work, she started overdosing herself. Which was real, and scary. Unfortunately R got dragged in, and it broke her irreparably.
• Last May E overdosed and ended up in long-term care. She had a stroke and then lost control of her hands. She was so damaged by this point, and no one would take her on, so she was put in palative. She was there two weeks. Then she put a DNR in place. The next day was Friday, and sometime in the evening they suspect she had another stroke, right when no one was around, and she wasn’t found until a day later. They couldn’t do any tests because of the DNR or help her recover. The doctors never gave me a straight answer, and the whole thing wreaked of what I’ve been going thru these past years. E left us all the nastiest messages you’ve ever heard just before, and unfortunately my little sister listened to hers.
• My mom, R, died two month later of an overdose. I know E is at fault. She did this to us. I’ll never know what happened in those last few months they were together, I only have little bits and bobs of pure chaos - during which time R lost her house, all her belongings, and ended up on the street.
I really don’t know how one recovers from all of this. Not enough is known about this disorder and it’s victims. I’m in trauma therapy, but there’s too much, and no one can really know this form of evil unless they’ve experienced it. I’ve never put this all out there like is this, I dont know what to expect or what I hope to gain. Maybe just understanding. Thank you if you read it all.
submitted by kyyface to Munchausensyndrome [link] [comments]


2024.06.01 09:02 Icy_Employ1200 Court date coming up, prep help please!

As above, I’ve got a court date set for a Final Third Party Debt Order against a debtor I’ve been chasing.
Bit of background: Sent a letter of notice before action, debtor ignored Made a small claims court application, debtor ignored County Court Judgement made in my favour due to no response from debtor Third Party Debt Order applied for, interim order issued by a judge Third party has confirmed funds are available to cover the debt and frozen them.
My question here is, what exactly happens at the court hearing? From the Civil Procedure Rules it isn’t particularly clear what I need to bring with me (if anything?)
Will I need to make my case all over again that the debtor does infact owe me money (receipts, proof of faults etc) or do I simply present the CCJ as proof?
What are some valid defences that the debtor could try and pull here that I will need to prepare for and object to?
Do I need a solicitor?
Thanks!
UK, England
submitted by Icy_Employ1200 to LegalAdviceUK [link] [comments]


http://swiebodzin.info