Car accident insurance settlements taxable

My insurance is about £500 and up for renewal in 30 days’ time. I’m hoping to be moving to London in the summer and will sell my car once I’ve solidified the plan/got a job etc.
Am I better off paying for a year or paying monthly if I know I’ll be cancelling the policy part way?
Any other solutions?

Husband and I coming to the end of our finance term on a new car we bought on PCP in September 3 years ago. The current payments are £200 a month, £250 a month for petrol and then normal servicing costs etc. The balloon payment is £10,000. The current WeBuyAnyCar valuation on the vehicle is ~£13,000.
We do not have £10,000, so would have to finance this. This would cost about £330pm for 36 months. Total cost of car is then £580 a month for 3 years (and we obviously own the car at the end). There is a reasonably chance we will need a bigger car than this before the 3 years is up (planning on a child, the car is too small for dog and baby to both fit with a pram).
Alternatively, we have been looking at leasing an electric car for 3 years (Model Y) because of the cheap charging and apce, but the monthly cost is higher. £4,000 upfront, then £450 a month for 36 months, with an estimated electricity cost of £60 per month. All in, this is £620 a month.
Because the difference is now reasonably marginal (less the actual asset at the end of the 3 years) and insurance is essentially the same, it's not a completely stupid thing to go for the electric vehicle, is it? I could use the vehicle for work to claim some money back (at a much higher rate than it will cost for electricity), and am much more likely to want to do so in a nice new car and not our current one.
Usual caveats apply, but looking for some other perspectives. Thanks.

I have to pay for my own car insurance, phone bill, car payment, and some other stuff. I pretty much need to work 40 hours a week to be able to pay my bills- how likely is it that i will get 40 hours? Is there a way to communicate this to the program?

I have 2-3 people I consider close friends and for the last 5-6 days I’ve just needed someone to talk to because life has been life’ing. I’ve sent countless messages and neither have responded to me? I don’t know if I did something, but I asked them if I did do anything to please let me know. Still nothing. My eye is really infected and I can’t cover the cost of the surgery because it’s $300 more than what my insurance covers and I just started my minimum wage job so I won’t get paid for a few weeks. My car stopped turning on a few days ago, I haven’t ate in days, I’m just so behind on everything that I just feel like giving up. Can’t make payments to the IRS on what I owe in taxes, can’t get new contacts, can’t get surgery for my eye, can’t get back in school, can’t find a good job, can’t talk to any of my friends, I just can’t enjoy life right now and I’m so absolutely miserable.

At what point do you switch to a dedicated single seat or other track car?
I’ve been doing 12-15 days a year since 2020 (previously 10 auto x days a year a 3 track days a year) spread between 3 “local” racetracks and every single day I am at the track I feel like I’m lamenting the compromises I have to make bringing a street car to the track. I’ve tried tracking a C5Z, CTS-V, R56 Mini GP, stripped FRS, T5 swapped Crown Vic, Toyota Echo on slicks, turbo NA Miata, Fiesta ST, F22 M240i just since 2020 (and a lot of other cars between 2013-2020). Every time I’m there I find myself wishing I had a single seat car, or a Radical or similar despite never driving one. It’s 550-600km round trip to the track for me for most days I attend. I already have a diesel X5 I can tow with, but every time I feel like I come close to buying a Van Diemen or Radical or something I chicken out.
Should I just take the plunge? I’m worried I’ll miss having a street car to enjoy too, not that I can enjoy going fast or driving hard on the street as I don’t want to have an accident or get in trouble with the law. Running costs are important to me, I am not a high income earner. Generally speaking I do my own repairs and setup. Winter lasts 5-6 months a year here so I feel like it may be a waste having a car taking up half my garage with no use half the year.

So we have an older cheap(ish) used car, that if it gets written off in an accident, I don't mind just buying a new one outright. I don't feel like I'll encounter a situation where I would make a claim on insurance. I understand it may be more difficult for someone to claim on my insurance if I'm at fault. I've never had an accident, although I know that's no indication I will not have one in the future of course..
I could save 900 / year if I go with a rubbish company like Marshmallow over someone reputable. Am I missing something as to why I would go with more expensive insurance? As I can see it, a few years down the line, the savings could buy me a new (used) car?

I have 2-3 people I consider close friends and for the last 5-6 days I’ve just needed someone to talk to because life has been life’ing. I’ve sent countless messages and neither have responded to me? I don’t know if I did something, but I asked them if I did do anything to please let me know. Still nothing. My eye is really infected and I can’t cover the cost of the surgery because it’s $300 more than what my insurance covers and I just started my minimum wage job so I won’t get paid for a few weeks. My car stopped turning on a few days ago, I haven’t ate in days, I’m just so behind on everything that I just feel like giving up. Can’t make payments to the IRS on what I owe in taxes, can’t get new contacts, can’t get surgery for my eye, can’t get back in school, can’t find a good job, can’t talk to any of my friends, I just can’t enjoy life right now and I’m so absolutely miserable.

I’m 15 and have had a permit for close to a year. I was backing out and didn’t check to see how close my grandma was parked and crashed right into her car. I was freaking out and hyperventilating (panic attack) and my mom and grandma kept reassuring me it was okay but I’m under pretty bad psychological stress (due to this and other events that have happened recently) and I always seem to get scared of things pretty easily. I’m already too scared to drive again and I’m pretty sure it’ll be like that for at least a month or too. Everyone is telling me it’s fine and insurance has already been handled but I feel so bad and scared I’ll do something worse. I really need advice how to get out of this stressful mindset because I’ve had migraines four time in the past week and this is only adding to it
Sorry if this post didn’t really make sense I have a migraine rn and brain fog is making it hard for me to talk to people

Last night I dreamt I got into a car accident. I don't remember much besides unbuckeling my seat belt, opening the door, spilling out onto the road, and clutching at the pain in my chest that the strap had left behind. Today my chest is sore to the touch which is actually from a new workout I started yesterday. I just thought it was cool how it was processed initially in a dream.

Budget is ~ 20k (can go up to 30k+)
Plenty of experience with "fast" cars, 6 months drivers ed
Looking for a "sports" casports sedan
Cars im considering: considered: c5 corvette (insurance would probably be crazy), brz/frs/86, ecoboost, q50, 3v mustang, wrx, 3.5 tlx,
Main priority is that it looks good, I don't drive hard/crazy
Thanks!

Tw: discussion of death in the family
About 2 months ago, I finally blocked my parents. My aunt, my nmom's youngest sister, passed away. She was pretty young, only about 50, and that of course is very sad. I have never been close to my extended family and it had been over 15 years since I had seen or spoken to my aunt, so while it's sad, I wasn't exactly grieving. My mother wordlessly texted me her obituary with no other text or explanation, and I was wary of this.
A while ago, I think a little over a year, my grandmother died, and nmom did the same thing. I also posted about that on this page, and about my suspicion that it was manipulative, and my guilt over thinking that. In the end, I reached out to give my condolences and offer help if she needed it; which she then used to ensure access to me and pressured me into communicating with her. When I attempted to pull away, she would cite sadness from her mother dying to guilt me into staying engaged. Because of this, when I received my aunts obituary, I was worried about falling into a similar situation.
I talked to my wife and decided to take a little time and collect my thoughts before responding, to make sure it was worded well and conveyed what I meant, with little room for manipulation.
However, when my mother didn't get the immediate response she had received the last time, she started sending pictures of me and deceased aunt together, from when I was around 4 years old.
I was horrified. For everything my mother has done, using the recent death of her baby sister in order to get a response from me is a pretty disgusting low. I couldn't believe she would weaponize something like that. I have put up with a lot of abuse from her my entire life, but this was the straw that broke the camels back. I was furious, and blocked both her and my edad, because I didn't trust that she wouldn't try to use him or his phone to try and contact me once she realized that she couldn't get ahold of me on her own.
I'm still traumatized by that family, and still angry over a lot of what she did, including this, but over the past couple months I've been talking about it in therapy and occasionally forgetting my nmom even exists; and god, it's so peaceful when I do.
But then, two days ago, I received two voicemails from my mother.
Apparently, with my provider, when a number is blocked, I wont see that theyre calling, but I'll still receive their voicemails, unless I contact the provider and have someone manually block their access to my voicemail inbox. I immediately panicked and felt sick. I didn't listen to them, I couldn't bring myself to. I had theories of what they were. They were both short, around 12 to 20 seconds each (I deleted them and can't check), so they weren't some big tirade. I suspected that since mothers day just passed and I didn't call or text like I normally did for holidays, she had called to either, a) demand to know why, b) tell me how awful of a daughter I was, or c) doing the sweet and kind guilt method of asking why I would do this to her and make me question blocking her at all. I knew no matter which it was, I wasn't okay. But I was terrified that maybe something had happened to my dad, who was also blocked and is an enabler, but I have still always been closer to. I firmly believe he's also a victim of my mother who just never stood up for me, but that's another rant for another time. Because of that, I was scared to just delete them right away.
I already has therapy scheduled for that afternoon, and I talked to my therapist about it. We decided the best thing for me was to have my wife listen to them and delete them for me, and then if there was any emergency with my edad, they could tell me. When I got home we did just that, I gave them my phone and left the room, and came back when they were finished and the messages were deleted. I was tense as hell and ready for the worst.
They were pocket dials. My wife said it sounded like the Bluetooth on my mother's phone had hooked up to the car and she had called accidentally through it.
Of all the outcomes I was preparing myself for, that wasn't one of them. It completely took the wind out of my sails. I felt so stupid for panicking, and ended up just laying with my wife and crying. I just made myself feel crazy again, and went through the whole rigamarole of telling myself "see, you overreact, you weren't abused, you're just crazy," which they corrected of course. But it's so easy to slip back into that place.
I was tense and raw the rest of the night and following day, but started to feel a little better.
And then, that night, my edad left me a voicemail.
I wasn't staying at home that night because I was petsitting, but I texted my wife a screenshot of the voicemail notification and said that maybe the calls my nmom made weren't accidental after all. Either that, or my edad also pocket dialed me within 7 hours of my mother, which seemed awfully coincidental.
My wife found a way for me to forward the voicemail to them and I did, and they listened to it for me again. It was a real voicemail this time, in which my ndad called me by my deadname and then pointed out they hadn't heard from me in a while.
My theory is this: The first voicemail from my mother was an accident, hooked up to the cars Bluetooth on her way to work, which, since she is blocked, went directly to voicemail. She noticed this, and tried a second time, resulting in the second voicemail she left, confirming that her calls went straight to voicemail. Then, when she got off of work and saw my edad, she told and convinced/demanded for my father to call from his phone, to probe and see if he could get through to me, or if his went to voicemail too.
I knew I was right to block him too. I knew she would use him to get to me.
This all went down the day before yesterday, and I'm still tense and shaken up about it. I hate being so terrified of a voicemail, I hate knowing that my dad is just a tool for her, I hate knowing that even blocked she has this much power over my health. I'm just so exhausted from this whole thing.
I'm debating contacting my provider to cut off their access to my inbox, but for some reason I'm scared, and I'm also worried I might be overreacting. I'd appreciate any thoughts or advice on this.

My uncle is asking to register his car in my name, so he can get cheaper insurance. The insurance would also be in my name. I will be in the same US state but not driving the car. Is this legal? He wouldn’t do anything that would backfire on me on purpose but could definitely by accident.
Thank you!

I have a car accident client in Palm Beach, Florida. I am pretty new in this area and wanted to ask for some contacts.
Anyone have physician can recommend in the area, I would highly appreciate it.

23f coming out of a long term relationship and really wanting to buy a condo. I have $80k from a car accident in investments (mix of balanced funds, US stocks, and cash) and $5k in a HYSA. I make $49k as a social worker and my student loan payments will likely be around $140 a month once payments start (loan servicer currently has them in “administrative forbearance”).
I live about an hour north of a HCOL major city and condos are going for $250-$350k in my area, with a few that I’m looking at between $285-300.
I got a pre-qualification for up to $300k but I’m not sure how legit this is as it was through Zillow. I know I’m just on the edge of being able to afford this, but my fear is that waiting even a few years will have me priced out.
Right now I’m just weighing my options. Is this a terrible idea?

I have been leasing a Nissan Kicks for the last 19 months. I have 17 months left of payments equaling $388 a month or $6500 to pay off. I have really been wanting an electric car.
I have found a 2015 Ford Focus electric at my Nissan dealership 45k miles for $9000. Rolling in my negative equity equals out to $15500 although they mentioned there may be a rebate of $3000. I could pay that off in under a year.
My son works for Lexus and thinks that is a terrible decision as the risk of owning the vehicle is high. He wants me to lease a new Toyota BZ4X which start at $240 a month. I would need to again roll over the negative equity so my payment would actually be closer to $450.
My commute is less than 20 miles round trip. I’m not a huge car guy although I do really like fancy tech in my vehicles. The Ford does not have Apple Car Play which would be a negative but otherwise was fine to drive.
So option A I get a car I own and would probably drive for at least 5 years or more (although maybe not, I do get bored of my vehicles frequently which is why I tried leasing). Option B I get a new vehicle and don’t have to worry about maintenance at all but don’t own it.
Monthly income $13000 Mortgage $3100 Wife’s car $700 (should be paid off in 1.5 years) My current car $388 Utilities (internet, trash, water, electric) $500 Phone $200 Horse $540 Groceries $1000 Car insurance $185 School loans $171 (should be paid off in under 2 years) Patio loan $415 (should be paid off in under 3 years) Line of credit $250 (will be paid off in 4 months) Solar panels $175 (unsure is I’ll pay them off or sell with the house - we plan on saving up to build a new home over the next 10 years).
We are pushing to pay off debt and just finished paying off our credit cards of $32k over the last year. However we also want to enjoy our current life so we are not cutting bare bones (still eat out, go on vacations, etc).
Do I go with option A, option B, or just stay with my current lease.