Credit card balance transfers mint

I would like to seek advice. Sa kasamaang palad, ang kapatid ko ay nag online gambling. He is currently in Dubai. He maxed his 3 credit cards. His current debt as of now is 500k. Ang sahod nya ay 70k/month pero sabi nya iyon pinagbabayad nya sa mga interest ng utang nya.
Hindi ako masyado maalam kung ano ang mga dapat gawin kung ikaw ay nakautang sa ibang bansa tulad ng Dubai bukod sa dapat bayaran ang utang. Ang alam ko lang ngayon ay makukulong sya kapag hindi makabayad. Hindi kami ganun din financially capable.

A few years back, maybe 2 or 3, I went for having just a store Target card to a Target Visa card with a huge limit.... I don't recall even asking for this, but since I don't keep balances on my cards, didn't think about it much. If I understand right, there are Target debit type cards, and I don't really want this, but does anyone know if there is Target Store cards (only good at Target)? TIA

For the Amex Gold there’s a 3% foreign exchange fee for using it abroad. However you get 2MR points per £1 equivalent spend. If you can get a value of at least 1.5p per 1 MR point ie with avios or virgin points then is it worth spending on the Amex Gold abroad even with the fee compared to a few free credit card that doesn’t get any rewards? Given Amex’s superior protection.
Also is amex's conversion similar value to mastercards/visas?

My sons set up an XBox Live account years ago. They never use it. They don’t know the account number. Every year our credit card gets charged and we dispute the charge. The number they give to call isn’t working and if we call Microsoft they won’t talk unless we know the account number. Short of cancelling a credit card that we have had for 20 years how can we cancel this recurring charge?

Hello po. I'm planning on applying SCC kaso I don't have any idea which bank to apply. (T_T)
Any suggestions po?
Also, if I initially deposited 30k po ba and add more funds, tataas din yung limit ng SCC?
Thank you po sa sasagot. 🫶

Current cards: (list cards, limits, opening date) ⁠• ⁠USAA Preferred Cash Rewards, $500, December 2023 • ⁠FICO Score: 690 Experian • ⁠Oldest account age: 6 months • ⁠Chase 5/24 status: 1/24 • ⁠Income: $~35,000 • ⁠Average monthly spend and categories: ⁠• ⁠dining $300 ⁠• ⁠groceries: $150 ⁠• ⁠gas: $120-160 (varies) ⁠• ⁠travel: $25 ⁠• ⁠other: $300 • ⁠Open to Business Cards: No • ⁠What's the purpose of your next card? Cashback, Building Credit • ⁠Do you have any cards you've been looking at? Have pre-approval offers from Chase for freedom unlimited and freedom flex. • ⁠Are you OK with category spending or do you want a general spending card? Ok with either.
Hey, saw this morning that I had preapproval offers from Chase (primary checking accnt bank) and was wondering if I should explore taking those offers or just stick with the one card I have. The card I have has a measly credit limit that I typically have to make multiple payments towards in one statement cycle. I hate it lol. Should I just credit limit increase the USAA card or get a new one? I'm still a student whose working full-time at internship over summer and part-time during school year

Starting with set 2, and going forward with each new set, a sticky thread will be posted a month before a set’s release and stay up until a month after release. For example, with set two releasing July 12th, this thread will be stickied from June 12th - August 12th and while this thread is up, the following topics should be kept in that thread. All related post flare will be taken offline during this time as a reminder and any new posts made will be taken down.
​
Please use this set thread for the following:
- Pulls Posts - new posts showing what you got in your pack or box, asking how much something is worth, asking if a card is a misprint, etc.
- Local prerelease and release events - If you are an event organizer for a regional or official larger event, still feel free to make a new post but for all the local prereleases / releases, use this thread.
- Rules questions - For rules questions relating to the new set's mechanics and/or cards, please post them here or in the individual card's "card preview" post. We are still seeing a lot of the same rules questions being asked (unique rules, leaders leaving play or not, etc.) so if anyone wants to take the initiative and make an FAQ, I would love to link that on the right under the quick links.
- Looking for Group - For people looking for local play groups or local stores that support the game.
​
Why is this thread being made?
Reddit only allows a sub to have two sticky threads up at a time and the mod team wants to reserve at least one of those slots for notices, official news, AMA's, or other relevant items that may come up that we feel the sub would want to be made aware of. That leaves us only one other sticky thread so we are trying to balance the two thoughts of "leave the sub wide open and let the people decide" and "put everything into a sicky thread" groups of people.
This thread is a compromise that tries to funnel a majority of the same traffic into a consolidated place when excitement is high (new set release) while also relaxing the rules during the "off-peak" season between sets.
As always, we are open to ways to improve the sub but please remember that decisions like these need to be made with the collective whole in mind, and not cater to a small number of people's personal tastes.
​
-The Mod Team-

I have 2300+ in discover. And I also have a capital one card 3200+ in debt.
So the reasoning for the debt was because I stupidly gave my abusive exboyfriend my credit card to use. But we have an agreement for whatever he uses it for he MUST pay back. Yes I have proof of the agreement.
He did just that until I left him and all the sudden all the transactions and payments were reversed. And all the purchases made were not back on the card. Majority of the payment I did not authorize at that.
So if I report fraud and send out a police report and eventually a court hearing probably. What would the ruling be? Cause yes per the bank credit card agreement I mustn’t give my card to anyone else.
But given the fact that we had an agreement that he would pay backs he transactions he has made. And given the fact that payments were reversed so he technically did not pay the purchases back. Would I be ruled in favor for or would I be at the burden of this debt.

I've noticed that the some of my Chase CCs have limits from 8-10K but other cards like the one hotel CC I have that's within the Chase ecosystem has a CL of 20K, which I never come anywhere close to and was kinda surprised it was so high when I first applied for it.
Is there any benefit to asking Chase to reduce my CL for a particular card? Say from 20K to 10K? Could it increase my chances of getting approved for other Chase CCs in the future? Or should I try asking them to move a particular card's CL to another card which I typically put more spend on?
I've also noticed people who have gotten their applications declined for Chase CCs were able to get customer service to push their application through by asking Chase to redistribute the balance of another card's CL to the card they applied for so, it seems plausible that there's also a max total CL for all cards that one may have with Chase which could affect future applications.
Maybe I'm off? Would be interested to hear the sub's take on this.

Hey there! I travel on Amtrak frequently, about 1-4 times a month, from DC to NYC (round trips). Each trip costs me around $120-200 for tickets (round trips). I'm thinking about applying for an Amtrak Credit Card. What do you think?

Hi. So I made a few post regarding my debt I have 2300+ in discover. And I also have a capital one card 3200+ in debt.
So the reasoning for the debt was because I stupidly gave my abusive exboyfriend my credit card to use. But we have an agreement for whatever he uses it for he MUST pay back. Yes I have proof of the agreement.
He did just that until I left him and all the sudden all the transactions and payments were reversed. And all the purchases made were not back on the card. Majority of the payment I did not authorize at that.
So if I report fraud and send out a police report and eventually a court hearing probably. What would the ruling be? Cause yes per the bank credit card agreement I mustn’t give my card to anyone else.
But given the fact that we had an agreement that he would pay backs he transactions he has made. And given the fact that payments were reversed so he technically did not pay the purchases back. Would I be ruled in favor for or would I be at the burden of this debt.

Discord : levelv11
Solo boosts up to gm
Duo boosts up to gm
(Duo boosts only available in EU/NA east)
I always VPN for maximum security
Hey im a GM1/ Top500 player and boosted for many years. I have boosting experience in OW1 and OW2 Solo and Duo. (Alot of evidence of being legit)
Prices are always negotiable.
Just add me on discord and we can figure something out.
Discord : levelv11

Debit/Credit Cards Accepted No Closing Costs Cash Price: $3,800 Finance with $350 Down and 24 Payments of $180 Per Month No Credit Check, No Income Documentation, No Prepayment Penalty 

I got my car repoed 6 years ago and have not paid anything back due to my horrible ex-husband (I know I shouldn't have signed, but I know better now). I have been making payments to my credit cards and keeping them under 10% usage and my credit score is in the high 600's. I am afraid this repo will ruin the chance of me owning a home. Any advice?

Hello, I recently was scammed on social media. Long story short was that someone threatened I’d be reported and further banned and I wasn’t thinking. Said scammer had me transfer money to my CashApp and then buy Bitcoin (I know, please don’t tell me it was dumb in the comments. I’m fairly new at this). I already contacted my bank on the phone and they gave me provisional credit while they looked into the dispute. I have called Cashapp too and they were not much of a help.
I read several stories of the bank believing it was legit because it was through CashApp and taking the credit back. I’m unemployed and a student, and have no idea what to do if that’s the case. Would the bank take the provisional credit back and make me pay it back? Is it likely they would see the claim as illegitimate?
All I ask is no judgment. Please and thank you.

I currently have four credit cards with limits of 10k to 40k. I opened the first around 2007 and opened the others in the past 5 to 7 years.
I'm considering closing two or three of the cards and just having one card.
Would this negatively impact my credit score?

Recently, someone suggested I go to credit couselling and money management classes for my debt. Is it really helpful? Could you guys please suggest some places where I can get actual advice on how to pay off my credit card debt?